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NAV as on Dec 24, 2025
Benchmark
CRISIL Banking and PSU Debt A-II Index
Expense Ratio
0.75%
Fund Category
Debt - Banking & PSU
Fund Size
Rs 5,627 Crores
Exit Load
0.00%
Min. Investment
Rs 100
Nav Chart
Sector Allocation
Kotak Banking and PSU Debt Fund - Regular Plan - Growth Fund Details
Investment Objective - To generate risk free returns through investments in sovereign securities issued by the Central Govt and/or State Govts and/or reverse repos in such securities.
Fund House
Return Since Launch
7.31%
Launch Date
Dec 23, 1998
Type
Open Ended
Riskometer
Moderate
Ratio Analysis
Standard Deviation
1.74 vs 1.72
Fund Vs Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 2.53 | Debentures | ||
| 1.82 | Debentures | ||
| 1.71 | Debentures | ||
| 1.36 | Debentures | ||
| 0.45 | Debentures |
Dec 24, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.13 | 0.12 | 1.77 | 2.56 | 7.90 | 7.49 | 6.00 | 7.40 | 7.31 |
| Category Average (%) | 0.13 | 0.13 | 1.41 | 2.44 | 7.61 | 7.11 | 5.12 | NA | 7.28 |
| Rank within Category | 93 | 65 | 11 | 29 | 35 | 34 | 24 | 18 | 36 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Regular) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,708.20 | 13,664 | 0.12 | 0.13 | 1.38 | 2.48 | 7.63 | 7.20 | 5.74 | 7.19 | 7.63 | 0.61 | |
| 25.24 | 12,667 | 0.10 | 0.18 | 1.20 | 2.25 | 7.19 | 7.15 | 5.68 | 7.12 | 7.50 | 0.66 | |
| 33.71 | 9,696 | 0.15 | 0.25 | 1.69 | 2.74 | 7.69 | 7.62 | 6.26 | 7.45 | 7.90 | 0.73 | |
| 564.85 | 9,016 | 0.17 | 0.04 | 1.41 | 2.27 | 7.39 | 7.36 | 5.86 | 7.44 | 7.58 | 0.65 | |
| 376.28 | 9,016 | 0.17 | 0.04 | 1.41 | 2.27 | 7.39 | 7.36 | 5.86 | 7.44 | 7.80 | 0.73 | |
| 23.63 | 5,737 | 0.17 | 0.11 | 1.50 | 2.36 | 7.50 | 7.39 | 5.83 | 7.27 | 7.59 | 0.78 | |
| 67.32 | 5,627 | 0.13 | 0.12 | 1.77 | 2.56 | 7.74 | 7.49 | 6.00 | 7.40 | 7.31 | 0.75 | |
| 21.27 | 5,481 | 0.11 | -0.03 | 1.26 | 2.09 | 7.36 | 7.31 | 5.78 | 7.28 | 7.37 | 0.79 | |
| 24.93 | 4,360 | 0.14 | 0.11 | 1.36 | 2.48 | 7.65 | 7.09 | 5.16 | 6.76 | 5.13 | 0.57 | |
| 3,198.58 | 4,185 | 0.10 | 0.00 | 1.26 | 2.23 | 7.52 | 7.22 | 5.42 | 6.92 | 7.44 | 0.80 |
Dec 24, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,387 (+7.74%)
Fund Manager
Since: Apr - 2008.<br>Mr. Agrawal is Post Graduate in Commerce from Mumbai University and a qualified Chartered Accountant and a Company Secretary. He has also cleared AIMR CFA Level I.<br>He has been with Kotak AMC since 2000.He started off as Research Analyst in debt fund management team. And later in 2004, became a Dealer in debt fund management team.
View MoreHere is the list of funds managed by Deepak Agrawal
Scheme Name(Growth Regular) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Money Market | 4,631.24 | 37,667 | 7.43 | 6.17 | |
| Debt - Liquid | 5,424.66 | 32,765 | 6.53 | 5.72 | |
| Debt - Corporate Bond | 3,883.00 | 18,855 | 7.88 | 6.06 | |
| Debt - Short Duration | 53.51 | 18,157 | 7.33 | 5.54 | |
| Debt - Ultra Short Duration | 44.10 | 16,787 | 6.85 | 5.68 | |
| Debt - Low Duration | 3,439.83 | 15,024 | 7.08 | 5.66 | |
| Debt - Overnight | 1,408.82 | 6,557 | 5.77 | 5.31 | |
| Debt - Banking & PSU | 67.32 | 5,627 | 7.74 | 6.00 | |
| Debt - Floater | 1,562.69 | 2,996 | 8.24 | 6.26 | |
| Debt - Dynamic Bond | 38.00 | 2,736 | 5.71 | 5.42 |
Dec 24, 2025
Top Performing Related Funds
Scheme Name(Growth Regular) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 38.50 | 72,774 | 0.12 | 0.49 | 1.54 | 2.86 | 6.42 | 7.23 | 6.01 | 5.93 | 6.89 | 1.05 | |
| 136.99 | 60,480 | 2.05 | 0.64 | -0.60 | 2.20 | 2.41 | 22.59 | 23.05 | 17.89 | 14.99 | 1.38 | |
| 87.08 | 56,885 | 1.49 | 0.36 | 2.37 | 2.28 | 8.54 | 17.53 | 16.17 | 14.43 | 14.22 | 1.44 | |
| 4,631.24 | 37,667 | 0.11 | 0.45 | 1.47 | 2.97 | 7.43 | 7.48 | 6.17 | 6.67 | 7.06 | 0.35 | |
| 5,424.66 | 32,765 | 0.10 | 0.46 | 1.44 | 2.87 | 6.53 | 6.92 | 5.72 | 6.09 | 7.93 | 0.31 | |
| 352.42 | 29,961 | 1.55 | 0.61 | 2.63 | 4.50 | 5.76 | 20.26 | 19.09 | 15.95 | 18.20 | 1.57 |
Dec 24, 2025
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