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NAV as on Dec 22, 2025
Benchmark
CRISIL Banking and PSU Debt A-II Index
Expense Ratio
0.40%
Fund Category
Debt - Banking & PSU
Fund Size
Rs 5,627 Crores
Exit Load
0.00%
Min. Investment
Rs 100
Nav Chart
Sector Allocation
Kotak Banking and PSU Debt Fund - Direct Plan - Growth Fund Details
Investment Objective - To generate risk free returns through investments in sovereign securities issued by the Central Govt and/or State Govts and/or reverse repos in such securities.
Fund House
Return Since Launch
16.2%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderate
Ratio Analysis
Standard Deviation
1.73 vs 1.72
Fund Vs Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 2.53 | Debentures | ||
| 1.82 | Debentures | ||
| 1.71 | Debentures | ||
| 1.36 | Debentures | ||
| 0.45 | Debentures |
Dec 22, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.02 | 0.09 | 1.76 | 2.69 | 8.24 | 7.87 | 6.41 | 7.80 | 16.20 |
| Category Average (%) | -0.00 | 0.04 | 1.30 | 2.38 | 7.51 | 7.06 | 5.10 | NA | 7.27 |
| Rank within Category | 45 | 44 | 7 | 21 | 8 | 3 | 7 | 3 | 1 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,792.17 | 13,664 | 0.01 | 0.06 | 1.36 | 2.56 | 7.82 | 7.44 | 6.02 | 7.46 | 8.23 | 0.33 | |
| 25.97 | 12,667 | -0.02 | 0.11 | 1.15 | 2.39 | 7.43 | 7.43 | 5.98 | 7.40 | 7.74 | 0.36 | |
| 35.15 | 9,696 | 0.08 | 0.23 | 1.73 | 2.88 | 8.00 | 7.94 | 6.66 | 7.84 | 10.33 | 0.39 | |
| 390.52 | 9,016 | -0.00 | -0.04 | 1.39 | 2.41 | 7.62 | 7.68 | 6.21 | 7.78 | 11.07 | 0.39 | |
| 24.61 | 5,737 | 0.03 | 0.04 | 1.47 | 2.50 | 7.81 | 7.76 | 6.24 | 7.70 | 7.97 | 0.39 | |
| 70.18 | 5,627 | 0.02 | 0.09 | 1.76 | 2.69 | 8.06 | 7.87 | 6.41 | 7.80 | 16.20 | 0.40 | |
| 22.08 | 5,481 | -0.04 | -0.10 | 1.25 | 2.19 | 7.66 | 7.70 | 6.22 | 7.67 | 7.75 | 0.38 | |
| 26.26 | 4,360 | 0.01 | 0.04 | 1.32 | 2.56 | 7.92 | 7.43 | 5.53 | 7.18 | 7.72 | 0.23 | |
| 3,402.69 | 4,185 | -0.03 | 0.02 | 1.36 | 2.47 | 7.94 | 7.68 | 5.89 | 7.44 | 9.91 | 0.39 | |
| 25.48 | 4,049 | -0.02 | -0.07 | 1.19 | 2.10 | 6.97 | 7.59 | 5.91 | 7.42 | 7.92 | 0.33 |
Dec 22, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,403 (+8.06%)
Fund Manager
Since: Apr - 2008.<br>Mr. Agrawal is Post Graduate in Commerce from Mumbai University and a qualified Chartered Accountant and a Company Secretary. He has also cleared AIMR CFA Level I.<br>He has been with Kotak AMC since 2000.He started off as Research Analyst in debt fund management team. And later in 2004, became a Dealer in debt fund management team.
View MoreHere is the list of funds managed by Deepak Agrawal
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Money Market | 4,674.72 | 37,667 | 7.56 | 6.27 | |
| Debt - Liquid | 5,476.16 | 32,765 | 6.63 | 5.84 | |
| Debt - Corporate Bond | 4,054.43 | 18,855 | 8.14 | 6.41 | |
| Debt - Short Duration | 59.03 | 18,157 | 8.06 | 6.36 | |
| Debt - Ultra Short Duration | 46.28 | 16,787 | 7.34 | 6.14 | |
| Debt - Low Duration | 3,762.93 | 15,024 | 7.90 | 6.48 | |
| Debt - Overnight | 1,417.13 | 6,557 | 5.86 | 5.41 | |
| Debt - Banking & PSU | 70.18 | 5,627 | 8.06 | 6.41 | |
| Debt - Floater | 1,601.43 | 2,996 | 8.65 | 6.68 | |
| Debt - Dynamic Bond | 41.43 | 2,736 | 6.31 | 6.23 |
Dec 22, 2025
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 41.24 | 72,774 | 0.11 | 0.46 | 1.70 | 3.08 | 7.04 | 7.88 | 6.64 | 6.50 | 11.55 | 0.44 | |
| 159.32 | 60,480 | 1.47 | 0.49 | -1.39 | 4.01 | 3.74 | 23.08 | 25.02 | 19.48 | 23.78 | 0.37 | |
| 98.57 | 56,885 | 1.49 | -0.04 | 2.02 | 3.23 | 10.07 | 17.76 | 17.66 | 15.64 | 19.29 | 0.60 | |
| 4,674.72 | 37,667 | 0.09 | 0.46 | 1.49 | 3.06 | 7.56 | 7.60 | 6.27 | 6.75 | 12.61 | 0.21 | |
| 5,476.16 | 32,765 | 0.10 | 0.46 | 1.44 | 2.92 | 6.63 | 7.04 | 5.84 | 6.18 | 14.00 | 0.20 | |
| 406.78 | 29,961 | 1.39 | 0.45 | 2.20 | 5.75 | 7.24 | 20.68 | 20.91 | 17.44 | 33.05 | 0.55 |
Dec 22, 2025
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