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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    Data Drive: Mobility up, auto down
    Data Drive: Mobility up, auto down

    While reopening has boosted services such as domestic airline travel and cargo traffic, vehicle registrations, an important indicator for economic…

    By Saikat Neogi
    March 23, 2022 06:40 IST
    tax harvesting
    Capital Gains From Equities: It’s time to save money with tax harvesting

    As the current financial year will end in a week’s time, equity investors should go for tax harvesting before March…

    By Saikat Neogi
    March 23, 2022 00:15 IST
    Loan-big
    Credit Uptake: Personal loans top the list for women borrowers

    A study by CIBIL shows 53% of women borrowers had a score of prime (731-770) and above compared to 47%…

    By Saikat Neogi
    March 21, 2022 02:30 IST
    Investing in small cap mutual funds
    Equity Investing: Booking profits in small-cap funds?

    As volatility is likely to continue in the near term, profit booking in a few small-cap stocks trading at higher…

    By Saikat Neogi
    March 21, 2022 01:30 IST
    For Indians, utility vehicles (UVs) have emerged as a favourite among passenger vehicles.
    Data Drive: Becoming UVquitous

    There is an overlap in prices between some small cars and compact UVs.

    By Saikat Neogi
    Updated: March 21, 2022 00:09 IST
    The removal of the interest rate ceiling—10-12 ppts above the institution’s cost of funds, or 2.75X the average base rate of the five largest commercial banks, whichever is lower—will make the players compete on loan pricing and benefit the borrowers.
    Microfinance gets a level field

    Loans will be underwritten on a risk-based analysis, and the lender will charge a risk premium to the borrower.

    By Saikat Neogi
    March 18, 2022 05:30 IST
    For most banks, the card issuance process is end-to-end digital, with video verification to expedite the know-your-customer (KYC) process.
    Borrowings: Swiping your credit card? Think again

    Reckless purchases via credit card, late payment and rolling over the credit can lead to a debt trap. And unpaid…

    By Saikat Neogi
    Updated: March 18, 2022 12:44 IST
    For most salaried employees, EPF is an ideal way to save for retirement provided the subscriber doesn’t withdraw the corpus at every job change.
    Retirement nest-egg: With EPF interest rate cut, voluntary provident fund loses its charm

    Look at alternatives such as National Pension System to build your retirement kitty. Voluntary contributions to EPF may not be…

    By Saikat Neogi
    March 16, 2022 01:30 IST
    life insurance
    Life insurance: Single premium policies come at a steep price

    These policies save one from the hassles of paying renewal premiums every year and are popular with people who do…

    By Saikat Neogi
    March 14, 2022 07:56 IST
    As bulk of the UPI transactions are small-ticket, UPI123Pay can transform the digital payment system.
    Data Drive: Up, up and UPI…

    Transaction through the Unified Payments Interface platform has picked up pace after the Covid-induced lockdown in March 2020; the volume…

    By Saikat Neogi
    March 14, 2022 03:30 IST
    Indians have been traditionally investing in recurring deposits through small sums of money. That saving habit is being channelised through SIPs due to the collective effort of the financial industry.
    Equity Investing: Why SIP is a big hit with investors

    Investing via SIP is a slow but sure way of beating market volatility without having to worry about timing the…

    By Saikat Neogi
    March 14, 2022 01:15 IST
    The National Pension Scheme (NPS) is an ideal investment tool for retirement planning as it enables individuals to accumulate a retirement corpus by investing regularly and receive a fixed monthly payout on purchase of annuity from a life insurance.
    Last-minute tax planning: Check out these easily accessible investment and tax-saving options

    Tax planning must involve selecting a right mix of debt- and equity-related instruments for higher long-term returns

    By Saikat Neogi
    March 11, 2022 01:15 IST
    The five states’ debt-GDP ratios were higher than the NK Singh committee's recommendation of 20%, with Punjab's a worrying 53.5%.
    Polls 2022: State of the states

    While, between FY17 and FY21, UP registered a GSDP CAGR below that of the national GDP (1.5% versus 2%), the…

    By Saikat Neogi
    March 10, 2022 00:08 IST
    premium rise moter insurance-01
    Your Money: Third-party motor insurance premium likely to get costlier

    Third-party motor insurance is mandatory under the Motor Vehicles Act.

    By Saikat Neogi
    March 8, 2022 02:00 IST
    NSE IFSC US stocks-01
    International Equity Investing: Should you invest in US stocks via NSE IFSC?

    The NSE IFSC platform facilitates fractional ownership of US stocks, which otherwise would be difficult for individual investors to buy…

    By Saikat Neogi
    March 8, 2022 01:30 IST
    The low volatility strategy involves buying stocks which have higher stability in price movements based on past returns. Subscription to the NFOs will close on March 16.
    Mutual funds: Know the pros and cons of index funds

    One of the major limitations of an index fund is that it will not outperform the market as it invests…

    By Saikat Neogi
    March 7, 2022 00:05 IST
    While passion investing does not provide a regular income, investors may benefit from the capital appreciation. Investors must be careful about the authenticity of the collectibles and must have knowledge of them.
    Portfolio diversification: Passion-led investing proves its worth

    Investments in art, classic cars, jewellery, watches and luxury handbags give handsome returns to ultra high net worth individuals

    By Saikat Neogi
    March 4, 2022 03:00 IST
    Crude price spike: Will Centre cut auto fuel taxes?

    Petrol price in Delhi now would have been Rs139/litre or thereabouts, up nearly Rs 44/litre from the mid-November level.

    By Saikat Neogi
    Updated: March 4, 2022 02:17 IST
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