Given the falling interest rates in fixed deposits, risk-averse investor are facing reinvestment risks. Ideally, investors should look at some portfolio rebalancing to lock-in at higher rates for the long-run.
Before investing, investors must analyse the reasons for the company pledging shares. However, if the quantum of pledged shares is increasing then it becomes a worry and investors must stay away from such companies
The regulator has made some changes to insurance pension products on the lines of the National Pension System. All individual pension products will have explicitly defined assured benefit payable on death and vesting.
Union Budget 2019: The government has taken this a step further by providing pre-populated tax forms to taxpayers with information from their Form 26AS, financial transactions and government bodies such as banks and EPFO link