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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    They can now look at aggressive hybrid funds to make the most of the equity market opportunity and keep a smaller percentage of exposure to fixed income in case of severe market volatility.
    Mutual funds: Bet on aggressive hybrid funds

    With the markets rising, make the most of the opportunity now by investing in aggressive hybrid funds

    By Saikat Neogi
    August 8, 2022 01:15 IST
    The impact will be more for recent borrowers.
    Rate hike : Pre-pay your home loan or pay a high EMI

    All existing and new home borrowers on a floating rate have to pay higher interest amounts as banks increase their…

    By Saikat Neogi
    August 8, 2022 00:15 IST
    Moreover, the retail business has the lowest loss ratio as compared to the government policies that carry the highest loss ratio.
    Data Drive: Standalones standing tall

    Retail health insurance has grown at a CAGR of 21% (FY11-21), largely because of rising awareness about the role health…

    By Saikat Neogi
    August 5, 2022 05:10 IST
    retail credit
    Data Drive: Retail credit grows share

    The share of both services and agriculture has remained constant, though.

    By Saikat Neogi
    August 3, 2022 04:40 IST
    STP personal finance
    Systematic Transfer Plan: Use STP to boost your MF returns

    STP can be a good way to mitigate market risks, cap losses and increase your portfolio returns in the long-term.

    By Saikat Neogi
    August 3, 2022 00:50 IST
    Rice sowing
    Data Drive: Rice and the rains

    Even if production of food grains falls, it may not impact retail food inflation much as rainfall doesn’t seem to…

    By Saikat Neogi
    August 1, 2022 03:50 IST
    education loan
    Borrowings | Student loans: Do the math first

    Have a clear financial plan to fund your education including part-time jobs and scholarships. For those aspiring to study abroad,…

    By Saikat Neogi
    August 1, 2022 00:40 IST
    Insurance health
    Health insurance: Should you buy a critical illness insurance policy?

    Insurers provide a free look period of 15 days starting from the date of receipt of the critical illness policy…

    By Saikat Neogi
    August 1, 2022 00:20 IST
    Data Drive: The new-projects list thins

    New investment proposals by the government dropped to 0.3 trillion in the quarter, the lowest in six years.

    By Saikat Neogi
    July 29, 2022 05:30 IST
    Data Drive: PEs bet on real estate

    Private equity (PE) investments in real estate grew 29% year-on-year, to $1.8 billion, in the three months to June this…

    By Saikat Neogi
    July 27, 2022 04:30 IST
    In contrast, Brazil spends $173.37 per capita . GERD has remained at around 0.7% of GDP for about a decade, much lower than China's 2.14 and Brazil's 1.16%. R&D showing, therefore, remains stagnant.
    Resources for research

    While its rank in the global innovation index (GII) has improved to 46 in 2021 from 60 in 2017, its…

    By Saikat Neogi
    July 25, 2022 04:30 IST
    Also, go for a comprehensive policy with add-on to reduce the financial burden in case of an accident.
    Motor insurance: The dangers of driving a car with a lapsed policy

    Renew the policy online via net banking or debit/credit card or by dropping a cheque at the branch office of…

    By Saikat Neogi
    July 25, 2022 01:00 IST
    In fact, the Fed’s single minded pursuit is to control CPI inflation which is running at a four-decade high of 9.10%.
    Managing currency risks: Go for global funds to offset losses

    Diversify your portfolio by taking global exposure through the international funds and ETFs launched by Indian fund houses

    By Saikat Neogi
    July 25, 2022 00:15 IST
    As a result, only 14 unicorns were created in the country in the first half of this calendar year, three times less than what was created in the last calendar year.
    Data Drive: Mounting PE pressure

    This has impacted Indian start-ups as their funding has more than halved, to $6.8 billion in the three months to…

    By Saikat Neogi
    July 22, 2022 06:30 IST
    Bank rate transmission
    Data Drive: Deposit transmission slow

    As credit demand picks up, banks will have to raise deposits at higher rates to meet the demand.

    By Saikat Neogi
    July 20, 2022 06:30 IST
    life insurance cover-01
    Life Insurance: Why you need a term plan

    A term plan is the cheapest form of life insurance and you can buy riders to enhance the protection.

    By Saikat Neogi
    July 20, 2022 00:30 IST
    Capital spending expanded to Rs 5 trillion in FY22 and exceeded the pre-pandemic level by 35%.
    State revenues stronger: Revenue receipts surpass pre-Covid level in FY22

    The states’ own tax revenue, which comprised 46% of the total revenue, rose 20% in FY22 from the pre-Covid period.

    By Saikat Neogi
    July 18, 2022 04:45 IST
    The interest is charged only on the drawn amount till its repayment.
    Borrowings: Should you go for overdraft facility?

    An overdraft facility is best for those facing frequent short-term cash flow mismatches but who can repay the borrowed sum…

    By Saikat Neogi
    July 18, 2022 02:15 IST
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