If you’ve ever received a suspicious text asking for your bank details, a call from someone posing as customer support, or an alarming message pretending to be from the police, you’re not alone. Digital scams are on the rise, and they’re evolving rapidly. Scammers today don’t just rely on tech tricks. They manipulate human emotions to induce fear, panic, and a sense of urgency, making even the most cautious individuals slip. This is why separating your daily transactions from your core savings is a smart protective strategy. A digital account built for everyday use gives you an added layer of security that traditional setups often lack.
Why using just one bank account puts your savings at risk?
Most people use a single account for salary, savings, bills, shopping, and more. But if it is compromised, your entire savings are at risk. Here’s how a second account for daily spends shields your core savings and limits potential damage:
- Spread out the risk: A scammer only needs access to one account to wipe out your funds.
- Protect core savings: Keeping your salary and savings in a separate account ensures they’re shielded from daily online exposure.
- Better control: You can use features like transaction limits and account locks to reduce vulnerabilities.
By simply adjusting how you manage your banking, you can dramatically reduce your exposure to scams.
Airtel Payments Bank: The safe second account built for daily payments
The safe second account from Airtel Payments Bank is more than just a digital account – it’s a smart way to handle everyday payments with a suite of intelligent safety features that protect your money from frauds.
Here’s how Airtel Payments Bank keeps you secure:
- Fraud Alarm: One swipe blocks your account, deactivates your mPIN, triggers an SMS to reset mPIN, and alerts the fraud team, who calls you within minutes.
- Sleep Mode: This lets you instantly pause all outgoing transactions while still allowing credits to flow in, giving you full control during uncertain moments.
- Limit Management: This enables you to set daily spend limits across online, debit card, UPI, and contactless payments, helping you avoid surprise outflows.
- Safe Pay: It adds an additional layer of authentication before any transaction goes through.
By using Airtel Payments Bank for your daily spends, you limit risk exposure and keep your main savings untouched even if something goes wrong.
Stay one step ahead of digital fraud
To reduce risk and keep your money safe, use one account for savings and Airtel Payments Bank as a second account for daily spending. So, download the Airtel Thanks App and open Airtel Payments Bank – the safe second account for all your daily transactions.
Disclaimer
This article contains sponsored content that may not reflect the independent opinion or views of FinancialExpress.com. Further, FinancialExpress.com cannot be held responsible for the accuracy of any information presented here. Please consult a certified financial advisor before making any decisions based on this article.