UTI Credit Risk Fund - Regular Plan

Debt

Credit Risk

Moderately High Risk

Rs 17.55

0.02

NAV as on Dec 23, 2025

Benchmark

CRISIL Credit Risk Debt B-II Index

Expense Ratio

1.65%

Fund Category

Debt - Credit Risk

Fund Size

Rs 260 Crores

Exit Load

1.00%

Min. Investment

Rs 1,000

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Sector Allocation

UTI Credit Risk Fund - Regular Plan Fund Details

Investment Objective - To generate reasonable income and capital appreciation by investing in debt & money market instruments across different maturities and credit ratings.

Fund House

UTI Mutual Fund

Return Since Launch

4.39%

Launch Date

Oct 25, 2012

Type

Open Ended

Riskometer

Moderately High

Ratio Analysis

Standard Deviation

1.42

Category Avg

Top Holdings

Name	Assets (%)	Sector	Instrument
Vedanta Ltd.	7.73	Mining	Non Convertible Debentures
Indus Infra Trust	1.86	Finance	Others

Dec 23, 2025

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	-0.04	0.19	1.28	2.80	7.55	7.17	9.24	2.91	4.39
Category Average (%)	-0.01	0.21	1.48	3.12	10.25	8.89	9.14	NA	7.13
Rank within Category	104	72	62	53	66	51	17	40	44

* Returns over 1 year are CAGR

Screen Funds Yourself to identify the best mutual funds and explore top mutual funds screens.

Peer Comparision

Scheme Name(Growth Regular)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
HDFC Credit Risk Debt Fund	24.78	6,978	-0.05	0.11	1.40	2.97	7.69	7.51	6.66	7.58	8.03	1.61
ICICI Prudential Credit Risk Fund	33.08	5,930	-0.03	0.26	1.97	3.97	9.33	8.30	7.24	7.85	8.27	1.40
SBI Credit Risk Fund	46.99	2,176	0.08	0.21	1.30	2.95	7.82	8.06	6.67	7.32	7.48	1.55
Aditya Birla Sun Life Credit Risk Fund	23.21	1,096	-0.09	0.05	1.80	4.04	13.17	10.65	9.06	8.16	8.20	1.54
Nippon India Credit Risk Fund - Institutional Plan	37.79	1,016	0.01	0.19	1.51	3.45	8.87	8.29	8.54	6.21	8.41	1.36
Nippon India Credit Risk Fund	36.21	1,016	0.00	0.21	1.49	3.46	8.78	8.25	8.44	6.03	6.46	1.46
Kotak Credit Risk Fund	30.49	719	-0.12	0.05	1.50	3.47	8.77	7.47	5.71	6.73	7.39	1.71
HSBC Credit Risk Fund	33.13	522	0.03	0.28	1.26	2.56	20.23	11.10	8.39	7.18	7.67	1.64
Axis Credit Risk Fund	22.20	366	0.00	0.36	1.82	3.57	8.62	7.88	6.73	6.83	7.23	1.57
UTI Credit Risk Fund	17.55	260	-0.04	0.19	1.28	2.80	7.19	7.17	9.24	2.91	4.39	1.65

View All

Dec 23, 2025

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,360 (+7.19%)

Fund Manager

Abhishek Sonthalia

Mr. Abhishek Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder. Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.

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Here is the list of funds managed by Abhishek Sonthalia

Scheme Name(Growth Regular)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
Tata Liquid Fund	Debt - Liquid	4,226.10	22,790	6.54	5.73
Tata Ultra Short Term Fund	Debt - Ultra Short Duration	14.56	6,104	6.57	5.42
UTI Ultra Short Duration Fund	Debt - Ultra Short Duration	4,355.40	4,926	6.66	6.16
UTI Ultra Short Duration Fund - Institutional Plan	Debt - Ultra Short Duration	3,120.80	4,926	6.66	6.31
Tata Corporate Bond Fund	Debt - Corporate Bond	12.65	4,303	6.93	NA
Tata Treasury Advantage Fund	Debt - Low Duration	4,043.50	3,935	7.13	5.80
Tata Short Term Bond Fund	Debt - Short Duration	48.88	3,369	6.59	5.21
UTI Short Duration Fund - Retail Plan	Debt - Short Duration	45.78	3,357	7.25	6.55
UTI Short Duration Fund	Debt - Short Duration	32.52	3,357	7.25	6.83
Tata Income Plus Arbitrage Active FOF	Others - Fund of Funds	10.26	323	NA	NA

View All

Dec 23, 2025

Top Performing Related Funds

Scheme Name(Growth Regular)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
UTI Nifty 50 ETF	287.92	69,510	1.39	0.43	4.16	5.52	11.55	14.97	14.69	13.82	73.15	0.05
UTI BSE Sensex ETF	940.53	54,591	1.14	0.35	4.34	5.09	10.16	13.98	13.70	13.76	55.35	0.05
UTI Nifty 50 Index Fund	180.26	26,492	1.38	0.40	4.09	5.37	11.26	14.63	14.97	13.76	11.88	0.31
UTI Flexi Cap Fund	323.75	25,575	0.90	-1.14	-2.08	0.17	1.96	12.27	10.77	12.58	10.94	1.66
UTI Money Market Fund	3,180.66	21,999	0.09	0.47	1.48	3.01	7.50	7.55	6.23	6.74	7.28	0.22
UTI Money Market Fund - Retail Plan	7,349.69	21,999	0.09	0.47	1.48	3.01	7.50	7.22	5.83	6.26	7.20	0.06