UTI Credit Risk Fund - Direct Plan - IDCW

Debt

Credit Risk

Moderately High Risk

Rs 13.98

0.02

NAV as on Nov 7, 2025

Benchmark

CRISIL Credit Risk Debt B-II Index

Expense Ratio

0.89%

Fund Category

Debt - Credit Risk

Fund Size

Rs 262 Crores

Exit Load

1.00%

Min. Investment

Rs 1,000

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Sector Allocation

UTI Credit Risk Fund - Direct Plan - IDCW Fund Details

Investment Objective - To generate reasonable income and capital appreciation by investing in debt & money market instruments across different maturities and credit ratings.

Fund House

UTI Mutual Fund

Return Since Launch

2.65%

Launch Date

Jan 1, 2013

Type

Open Ended

Riskometer

Moderately High

Ratio Analysis

Standard Deviation

1.51

Category Avg

Top Holdings

Name	Assets (%)	Sector	Instrument
Vedanta Ltd.	7.71	Mining	Non Convertible Debentures
Indus Infra Trust	1.85	Finance	Others

Nov 7, 2025

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	0.20	0.64	1.87	3.72	8.57	8.26	10.15	2.02	2.65
Category Average (%)	0.18	0.54	1.82	3.71	10.61	9.11	9.25	NA	7.17
Rank within Category	16	48	48	53	55	33	10	49	67

* Returns over 1 year are CAGR

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Peer Comparision

Scheme Name(IDCW Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
HDFC Credit Risk Debt Fund	23.44	7,036	0.19	0.61	1.95	3.97	8.64	8.40	7.51	8.34	8.07	1.01
SBI Credit Risk Fund	23.57	2,196	0.25	0.57	1.75	3.98	9.13	8.93	7.46	5.57	6.90	0.89
Aditya Birla Sun Life Credit Risk Fund	14.13	1,066	0.21	0.70	2.47	5.93	6.92	5.67	4.48	2.94	3.33	0.67
Nippon India Credit Risk Fund	21.53	992	0.17	0.68	1.96	4.59	10.15	9.28	9.36	6.86	7.19	0.70
HSBC Credit Risk Fund	12.41	535	0.15	-0.06	-0.25	-0.37	12.33	4.76	2.76	1.43	1.69	0.96
UTI Credit Risk Fund	13.98	262	0.20	0.64	1.87	3.72	8.31	8.26	10.15	2.02	2.65	0.89
DSP Credit Risk Fund	12.25	208	0.14	0.47	1.43	3.80	0.46	-0.36	0.84	0.38	1.59	0.40
Mahindra Manulife Dynamic Bond Fund	12.59	96	0.10	0.17	0.59	0.41	0.23	2.47	2.43	NA	3.24	0.39

Nov 7, 2025

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,416 (+8.31%)

Fund Manager

Sunil Patil

Mr. Sunil Patil is an M.Com, MFM and is a certified CA LLB-I. Mr. Patil has total experience of 16 years with UTI in primary market investment and dealing and 7 years experience in fund management.

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Here is the list of funds managed by Sunil Patil

Scheme Name(IDCW Direct)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
UTI Aggressive Hybrid Fund	Hybrid - Aggressive	48.05	6,379	-3.38	12.66
UTI Equity Savings Fund	Hybrid - Equity Savings	19.86	733	7.45	12.50
UTI Fixed Term Income Fund Series XXXV - Plan I	Debt - FMP	12.41	335	7.22	NA
UTI Medium to Long Duration Fund	Debt - Medium to Long Duration	25.57	319	6.93	8.43
UTI Credit Risk Fund	Debt - Credit Risk	13.98	262	8.31	10.15
UTI Fixed Term Income Fund Series XXXV - Plan II	Debt - FMP	12.29	187	7.23	NA
UTI Fixed Term Income Fund Series XXXVI - Plan I	Debt - FMP	11.90	62	8.39	NA
UTI Fixed Term Income Fund Series XXXV - Plan III	Debt - FMP	12.19	45	7.08	NA
UTI Annual Interval Fund - I	Debt - FMP	11.36	21	1.70	2.56

View All

Nov 7, 2025

Top Performing Related Funds

Scheme Name(IDCW Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
UTI Flexi Cap Fund	232.76	25,187	-1.01	-0.43	1.68	4.90	3.20	11.15	13.41	11.04	27.74	1.00
UTI Nifty 50 Index Fund	89.73	24,336	-0.86	1.65	3.88	5.31	6.45	12.92	16.88	13.32	18.61	0.17
UTI Large Cap Fund	64.84	12,947	-0.75	-1.37	1.05	2.46	3.00	10.45	13.44	6.62	15.65	0.92
UTI Mid Cap Fund	167.05	11,666	-0.86	0.70	2.72	10.27	0.13	16.96	21.47	12.74	24.49	0.92
UTI Value Fund	61.09	9,727	-0.79	0.63	3.23	7.05	3.12	18.42	21.41	12.34	15.12	1.17
UTI Arbitrage Fund	22.29	9,167	0.20	0.60	1.55	3.16	7.12	7.74	5.65	3.41	6.50	0.30