Financial planning

The great Indian parenthood tax: Why raising a child in urban India is a Rs 1 crore financial tightrope. (Image Source: Gemini)

Rs 1 crore to raise one child? The shocking cost of parenthood in India today

s parenthood in 2025 India a luxury only the rich can afford? Soaring school fees, brand-crazy kids, and lacs worth…

October 17, 2025 05:10 IST

Stop buying clone funds: The mutual fund overlap trap that kills real diversification.

Are you accidentally doubling down on the same 10 stocks via different mutual funds?

Owning 5 mutual funds doesn’t make you diversified. It might just mean you’re betting 5 times on the same 10…

October 10, 2025 05:25 IST

The DINK dilemma: Why Rs 50 lakh income couples are delaying homeownership and prioritising financial flexibility. (Image Source: Gemini)

We’re a DINK couple earning Rs 50 lakh a year. Here’s why we still can’t afford a home

Even with a Rs 50 lakh combined income, being a DINK couple today does not guarantee home-ownership. Rising property prices,…

October 9, 2025 05:25 IST

How Digital Finance is Cutting Middlemen While Echoing Ancient History. (Image Source: Freepik)

Tokenisation: The new buzzword in finance

Technology and digitalisation are enabling this new transformation. But if we look at financial history, it resembles old wine in…

October 2, 2025 21:48 IST

Can India's youth afford to retire at 40? The math behind an aspirational dream. (Image Source: Canva)

Early retirement in India: Dream or financial illusion?

India’s young workforce dreams of financial freedom at 40, but harsh economic realities stand in the way. Rising costs, high…

September 20, 2025 05:25 IST

The "work longer" fallacy: Why it's a dangerous retirement mistake for Indians. (Image Source: Gemini)

The retirement mistake millions of Indians are making (and why it’s so dangerous)

Many Indians assume they can simply “work longer” instead of saving early for retirement. But in a country facing rising…

September 13, 2025 05:10 IST

Second homes: A "Myth" of a safe asset, more a burden than a benefit. (Image Source: Canva)

The second home trap: Why that dream flat could become a financial nightmare

A flat that stays empty is not an investment but a monthly drain. Maintenance, taxes, and small repairs keep coming,…

September 5, 2025 05:30 IST

healthcare, financial planning, retirement, retire, money, fixed deposits

The ₹1 crore illusion: Why your retirement number is a myth

Inflation at 1.55% feels safe. But don’t be fooled. The ‘magic number’ retirement myth is broken – here’s how to…

September 2, 2025 05:30 IST

The rise of 'EMI Retirement': How debt is changing life after work for Indians . (Image Source: Gemini)

The tragic rise of the ‘EMI Retirement’ – Everything you need to know to avoid it

Retirement in India is no longer debt-free for many. With rising healthcare costs, inflation, inadequate savings, and cultural obligations, a…

September 1, 2025 05:30 IST

Don't get trapped: How a pay raise can lead to stagnant savings. (Image Source: Canva)

The new paycheck trap: Why earning more doesn’t mean saving more in India

Earning more does not always mean saving more in India. Rising taxes, EMI burdens, and lifestyle inflation trap many professionals.…

August 29, 2025 05:30 IST

Why retiring on Rs 1 crore could be your biggest financial mistake

Retirement once felt secure with Rs 1 crore, but rising costs, longer lifespans, and inflation have changed the picture. Today,…

Updated: August 23, 2025 08:09 IST

Why a Six-Figure Income Is No Longer Enough in Urban India. (Image Source: Canva)

The Rs 1 lakh salary trap: Why high earners in India still feel broke

Earning ₹1 lakh a month was once a symbol of success. Today, it barely covers rent, groceries, and a few…

August 9, 2025 05:30 IST

Is early retirement your real goal? Dark side of retiring at 40. (Image Source: Canva)

The dark side of retiring at 40 that no one talks about

Explore the hidden psychological challenges of the FIRE movement. This article goes beyond the financial calculations, asking if early retirement…

August 3, 2025 05:30 IST

Why Planning for 60 Is Not Enough in a 90-Year Lifespan. (Image Source: Canva)

Retiring at 60? The real risk isn’t a market crash. It’s living too long

Retiring at 60 sounds ideal—until you realise you might live till 90. That’s 30 years with no steady income. Are…

July 31, 2025 05:30 IST

If you think SIPs always create wealth, you’re 100% wrong

SIP sounds like the perfect fix for wealth creation. Start small, stay disciplined, and let compounding work. That is what…

July 26, 2025 05:30 IST

Instagram reel wali financial planning ke side effects

Instagram finance gave me clarity for 30 seconds. Then life happened. All the neat rules such as ₹500 a day…

July 24, 2025 05:30 IST

34-year-old NRI wants to retire in India with Rs 4 cr savings, is it enough?

The NRI writes, “my wife doesn’t want to retire, I am sure she will get a decent job in India…

July 17, 2025 20:25 IST

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Defence sector manufacturing on overdrive: Key projects driving Rs 1.5 lakh crore growth

Business59 min ago

India is experiencing a surge in local defence manufacturing, resulting in a rise in orders for both public and private sector companies. The industry is entering a prosperous phase with a Rs 10 lakh crore pipeline and a 15-year defence roadmap. Collaboration between public and private companies, including Hindustan Aeronautics, Larsen and Toubro, and Tata Advanced Systems

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