SBI Small Cap Fund has given a stellar annualised return of 18% across 5-year, 10-year and 15-year time-frames. Among all equity schemes of SBI Mutual Fund, this scheme has emerged as the topper on 10-year and 15-year performance charts.
Despite receiving only a 2-star rating on Value Research, this fund remains one of the top performers of the SBI fund house. SBI Small Cap Fund has completed more than 16 years in the market, and since its launch, it has multiplied a one-time investment more than 17 times.
SBI Small Cap Fund has proven to be a consistent wealth-building mutual fund scheme, and its 5-, 10-, and 10-year performances are proof of that. This fund has consistently performed well even amidst market turbulence, crashes and global uncertainties.
So, what makes this fund special? What investment strategy does it follow, and which type of investors will find it most suitable? Which key sector stocks dominate its portfolio? Let’s explore the complete story of this exceptional wealth-creating scheme from SBI Mutual Fund.
SBI Small Cap Fund key details:
SBI Small Cap Fund AUM: Rs 36,933 crore (as of 31st October 2025)
Expense ratio (regular plan): 1.56% (as of 31st October 2025)
Expense Ratio (direct plan): 0.75% (as of 31 October 2025)
Sharpe Ratio: 0.61
Standard Deviation: 14.29%
Beta: 0.72
Fund launch date: 9th September 2009
Benchmark: BSE 250 Smallcap Index TRI
NAV: 171.0455 (as of 10 November 2025)
Exit Load: 1% if redeemed within 1 year
(Source: Fact Sheet)
SBI Small Cap Fund: Strong performance since launch
SBI Small Cap Fund Regular Plan was launched on 9th September 2009. Since its inception, the fund has delivered an impressive 19.35% annualised return. According to the fund’s fact sheet, an initial investment of Rs 1 lakh at the time of launch would have grown to approximately Rs 17.42 lakh today.
Annualised return since launch: 19.35%
One-time investment: Rs 1 lakh
Current value of Rs 1 lakh investment: Rs 17,42,030
15-year annualised return: 18.70%
10-year annualised return: 18.34%
5-year annualised return: 24.29%
(Source: Fact Sheet)
SBI Small Cap Fund: 16-year SIP performance
16-year SIP annualised return: 20.43%
Monthly SIP amount: Rs 10,000
Upfront investment equivalent: Rs 1 lakh
Total investment over 16 years: Rs 20,20,000
Value of SIP after 16 years: Rs 1,40,41,438
(Source: Value Research)
SBI Small Cap Fund: Fund allocation
Equity and equity-related instruments linked to small-cap stocks: Minimum 65%, Maximum 100%
Other equity and equity-related instruments: Minimum 0%, Maximum 35%
Units issued by REITs/InVITs: Minimum 0%, Maximum 10%
Debt instruments: Minimum 0%, Maximum 35%
Money market instruments: Minimum 0%, Maximum 35%
SBI Small Cap Fund investment strategy
SBI Small Cap Fund primarily invests in small-cap stocks, with a minimum allocation of 65%. Additionally, the fund can invest up to 35% in other equities (including large-cap and mid-cap companies) and/or debt and money market instruments.
The fund follows a blend of growth and value investment styles and adopts a bottom-up approach for stock selection, focusing on identifying fundamentally strong companies with long-term wealth creation potential.
SBI Small Cap Fund: Top 10 stocks in portfolio
Ather Energy: 3.76%
SBFC Finance: 2.76%
E.I.D-Parry (India): 2.71%
Kalpataru Projects International: 2.69%
City Union Bank: 2.58%
Chalet Hotels: 2.50%
KIMS: 2.41%
Navin Fluorine International: 2.31%
Doms Industries: 2.30%
Kajaria Ceramics: 2.29%
K.P.R. Mill: 2.23%
(Source: Fact Sheet)
SBI Small Cap Fund: Top 10 sectors in portfolio
Financial Services: 13.40%
Capital Goods: 10.87%
Consumer Durables: 9.33%
FMCG: 8.90%
Consumer Services: 8.70%
Chemicals: 8.09%
Automobile and Auto Components: 7.03%
Construction: 6.90%
Sovereign: 2.65%
Healthcare: 2.42%
(Source: Fact Sheet)
Note: The information provided here is based on the fund’s past performance. Past performance of a fund may or may not be sustained in the future. Investors are advised to consult their financial advisor before making any investment decisions. Mutual fund investments are subject to market risks; please read all scheme-related documents carefully.
Note: This content has been translated using AI. It has also been reviewed by FE Editors for accuracy