Motilal Oswal Large & Midcap Fund 3-year and 5-year returns: Motilal Oswal Large & Midcap Fund is a 5-star rated mutual fund that has delivered the highest annualised returns in its category over the past 3 and 5 years. This equity scheme has generated strong returns of 26.94% annually over 3 years and 26.48% annually over 5 years (CAGR). Both Value Research and CRISIL have rated the fund 5 stars.
Motilal Oswal Large & Midcap Fund: Number 1 in 3- and 5-year returns
Motilal Oswal Large & Midcap Fund has more than doubled investor money in the past 3 years, while a lump-sum investment made 5 years ago has grown more than three times. The fund has delivered strong performance not only on lump-sum investments but also through Systematic Investment Plans (SIPs).
One-time investment more than doubled in 3 years
3-year return: 26.94% (Direct Plan)
Value of ₹1 lakh invested for 3 years: ₹2.05 lakh
Total SIP investment (₹10,000/month for 3 years): ₹3.6 lakh
SIP annualised return over 3 years: 22.27% (Direct Plan)
SIP value after 3 years: ₹4,98,240
One-time investment more than tripled in 5 years
5-year return (CAGR): 26.48% (Direct Plan)
Value of ₹1 lakh invested for 5 years: ₹3.24 lakh
Total SIP investment (₹10,000/month for 5 years): ₹6 lakh
SIP annualised return over 5 years: 22.59% (Direct Plan)
SIP value after 5 years: ₹10,50,777
(Source: AMFI, Value Research)
Motilal Oswal Large & Midcap Fund details
As the name suggests, Motilal Oswal Large & Midcap Fund invests in stocks of both large-cap and mid-cap companies. Large-cap stocks add stability during market ups and downs, while mid-cap stocks offer higher growth potential.
The scheme is benchmarked against the Nifty Large Midcap 250 Total Return Index (TRI). Launched on October 17, 2019, the fund’s assets under management (AUM) stood at ₹14,821 crore as of November 24, 2025. The expense ratio is 0.67% for the Direct Plan and 1.70% for the Regular Plan.
Top 5 holdings of the fund
The fund invests in companies that have demonstrated strong growth potential.
The top 5 holdings and their weights in the portfolio are:
Eternal Ltd: 6.47%
Bajaj Finance: 4.45%
Bharat Electronics: 4.04%
CG Power: 3.95%
PTC Industries: 3.88%
Exit load and risk level
If an investor withdraws money within 365 days of allotment, a 1% exit load applies. After one year, there is no exit load. Being an equity scheme, it is classified as “Very High Risk” on the riskometer.
High returns come with high risk
While the 3- and 5-year performance of Motilal Oswal Large and Midcap Fund is impressive, past returns do not guarantee future outcomes. The fund carries a very high level of risk. Investors should evaluate their risk appetite before investing. Equity funds are generally more suitable for long-term goals of 5 years or longer.
(Disclaimer: This article is for informational purposes only and is not a recommendation to invest. Any investment decision should be made only after consulting a SEBI-registered investment advisor.)
Note: This content has been translated using AI. It has also been reviewed by FE Editors for accuracy.