Tata Capital IPO GMP, Allotment Status Live Updates: After three intense days of bidding, all eyes are now on the Tata Capital IPO allotment. The process is expected to be finalised today, setting the stage for one of the most closely watched listings on Dalal Street this year.
But before the listing buzz builds up, there are three crucial factors investors should keep in mind.
| Tata Capital IPO | Key Details |
| Price Band | Rs 310-326 |
| IPO Date | October 6-8 |
| GMP | 1% |
| IPO Allotment date | October 9 |
| Listing date | October 13 |
Subscription snapshot
The three-day bidding window for Tata Capital’s IPO, held from October 6 to October 8, saw strong participation across categories. The issue was subscribed 1.96 times in total.
Breaking it down, the Institutional investors (QIBs) portion was subscribed 3.42 times. Non-institutional investors (NIIs) were subscribed at 1.98 times, while retail investors subscribed 1.10 times of their quota.
GMP trend ahead of listing
The grey market premium (GMP) of Tata Capital has been on a downward slide. Tata Capital’s GMP, which once touched Rs 30 during the initial bidding days, has now cooled to around Rs 3.
With the latest GMP trend, the shares of the company expected listing price is hovering near Rs 329. This is barely above the upper end of the price band of Rs 326.
However, it is important to note that GMP trends are volatile and fluctuates based on market sentiment
Key details of the issue
Tata Capital’s Rs 15,511 crore public issue comprised two parts – a fresh issue of 21 crore equity shares and an offer for sale (OFS) of 26.58 crore shares. The OFS was made by Tata Sons and the International Finance Corporation (IFC).
Furthermore, the company plans to use the proceeds from the fresh issue to strengthen its capital base and meet future funding requirements, as per regulatory norms.
Tata Capital IPO Allotment Status Live: Follow Live Coverage on Tata Capital IPO GMP, Allotment Status, Grey Market Premium, Listing Date, Review and More
Tata Capital IPO Allotment Status Live: Check Tata Capital IPO allotment status Via BSE website
Here’s a simple step-by-step guide to check your Tata Capital IPO allotment online-
- Visit the BSE IPO allotment status page.
- Select ‘Equity’ as the issue type.
- Choose ‘Tata Capital IPO’ from the dropdown menu.
- Enter your Application Number or PAN.
- Complete the captcha by ticking “I’m not a robot”.
- Click Search to view your allotment status.
Tata Capital IPO Allotment Status Live: Secured and organic growth
Around 80% of loans are secured, and organic growth accounts for over 99% of total loans. This indicates sustainable growth without heavy reliance on acquisitions or high-risk lending.
The total size of the Tata Capital IPO stands at Rs 15,511.87 crore. The offer includes a fresh issue of Rs 6,846 crore, comprising 21 crore new shares, and an offer for sale (OFS) worth Rs 8,665.87 crore, involving 26.58 crore shares. The OFS was made by the company’s promoters - Tata Sons and International Finance Corporation (IFC).
Tata Capital IPO Allotment Status Live: Operating channels
By combining the benefits of physical and digital channels, phygital networks enable lenders to reach a wider audience, increase operational efficiency, and reduce costs. Physical touchpoints, such as branches, provide a human interface for customers who require guidance and support, while digital channels facilitate seamless onboarding, loan processing, and disbursal. This hybrid approach allows lenders to leverage the strengths of each, ensuring a more efficient and effective distribution of loan products.
Tata Capital IPO Allotment Status Live: Focus on retail and SME loans
Retail and SME loans account for 87.5% of Total Gross Loans. Most loans are small-ticket, with over 98% below Rs 10 million, helping the company maintain a diversified and low-risk portfolio.
Tata Capital IPO Allotment Status Live: Omni-channel distribution
Tata Capital combines branch networks, partner ecosystems, and digital channels to reach customers efficiently. This omni-channel model ensures a seamless customer experience across all touchpoints.
Tata Capital IPO Allotment Status Live: Wide customer base
Since starting operations in 2007, Tata Capital has served 7.3 million customers. Its products cater to salaried and self-employed individuals, entrepreneurs, small businesses, SMEs, and corporates, covering a broad spectrum of the market.
Tata Capital IPO Allotment Status Live: About Tata Capital
Tata Capital is the third largest diversified NBFC in India with Total Gross Loans of Rs 23,340 crore as of June 2025. The company is among the fastest growing large diversified NBFCs in India based on growth in Total Gross Loans, with Total Gross Loans growing at a CAGR of 37.3% from March 2023 to March 2025 and have a track record of sustained growth while maintaining their asset quality, as evidenced by their metrics such as, Gross Stage 3 Loans Ratio of 2.1%, Net Stage 3 Loans Ratio of 1%, and Provision Coverage Ratio (PCR) of 53.9%, which are among the best across large diversified NBFCs in India as of June 2025.
Tata Capital IPO Allotment Status Live: Asset quality
The company maintains healthy lending standards. Its key metrics include:
Gross Stage 3 Loans Ratio: 2.1%
Net Stage 3 Loans Ratio: 1.0%
Provision Coverage Ratio (PCR): 53.9%
Tata Capital IPO Allotment Status Live: Loan portfolio growth
As of June 30, 2025, Tata Capital’s Total Gross Loans reached Rs 2,334 billion. The portfolio grew at a CAGR of 37.3% between March 2023 and March 2025, reflecting strong and consistent growth. Excluding TMFL, the CAGR was 28.4%.
Tata Capital IPO Allotment Status Live: What happens next after allotment
October 10: Refunds for unallotted investors and credit of shares to Demat accounts.
October 13: Official listing on BSE and NSE, with focus shifting to the stock’s first-day performance.
Tata Capital IPO Allotment Status Live: How to check allotment status
Investors can verify their Tata Capital IPO allotment status in two simple ways:
BSE/NSE Portal: Visit the “IPO Allotment Status” page and enter your PAN or Application Number.
Registrar Website: Go to MUFG Intime’s portal, select Tata Capital IPO, and check your status by entering the required details.
Tata Capital IPO Allotment Status Live: Allotment status and timeline
The basis of allotment for Tata Capital’s Rs 15,511.87 crore IPO is being finalised today. Investors can check their allotment status online through the BSE, NSE, or the registrar MUFG Intime from the afternoon onwards.
Refunds for unsuccessful applicants will begin on October 10, while successful investors will receive credited shares in their Demat accounts on the same day. The company’s stock is set to debut on both BSE and NSE on October 13, marking its formal entry into the capital markets.
Tata Capital IPO Allotment Status Live: Tata Group legacy
The Tata Group has over 150 years of history and operates in multiple sectors including automotive, technology, steel, aerospace, defence, financial services, and consumer products. In 2025, it was named the most valuable brand in India by Brand Finance India 100.
Tata Capital IPO Allotment Status Live: Position in the NBFC Market
Tata Capital is the third-largest diversified NBFC in India. It is among the fastest-growing large NBFCs, with a strong focus on retail and SME lending, helping it expand steadily while keeping risk under control.
Tata Capital IPO Allotment Status Live: About Tata Capital
Tata Capital is a leading financial services company under the Tata Group and a subsidiary of Tata Sons Private Limited, the group’s holding company. It provides a wide range of lending and financial solutions across India.