Life insurers continue to account for a major share of investments — 93.3% — made by the insurance industry. Investments of life insurance companies grew over 12% in FY14 as overall premium income rose 10%. The share of investments of Ulips dropped to 17% in the year from 20% in FY13, as premium income from linked products dropped 23% to R37,547 crore in FY14 from R48,776 crore in FY13. Central government securities and approved investments are two major avenues of investments by life insurers.

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