Amid rising medical costs, majority of middle-class Indians do not have adequate health insurance cover. An analysis by BigDecisions.com found that people over 45 years, who are high-risk group, are the least prepared for any kind of emergencies. As it is getting more expensive to treat some commonly occurring diseases, the insured are paying more for treatment. One of the major reasons is that many feel the insurance cover provided by their employer is enough and doesn’t need to be supplemented.
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