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    1. Business News
    2. Authors
    3. priyadarshini

    Priyadarshini Maji

    cibil score, how to improve credit score, credit score, credit line, instant loan, credit card loan, digital lending platforms, instant loan providers, instant credit, personal loan interest rates, personal loan, repayment capacity, credit score
    How to take care of your CIBIL score for better financial planning?

    The most important point is that any score below 750 would make it difficult for you to obtain credit. Even…

    By Priyadarshini Maji
    June 28, 2022 18:42 IST
    insurance awareness day, health insurance, Compare premiums, health insurance plan, Covid-19 pandemic, waiting periods, pre-existing conditions, sub-limits, no claim bonus,
    National Insurance Awareness Day: Tips to keep in mind while purchasing a health insurance policy

    While due to Covid, the awareness has gone up substantially, experts say, many people are not aware of how to…

    By Priyadarshini Maji
    June 27, 2022 21:37 IST
    NPS contributions, deduction, subscribers, National Pension System, minimum contribution, financial year, NPS, passbook, deposit, NPS account, SSY account
    New Family Pension rules if a Central govt employee goes missing

    It will allow the family of the employees to get the pension benefits without having to wait for the government…

    By Priyadarshini Maji
    June 27, 2022 11:48 IST
    motor insurance, auto insurance, bike, two wheeler insurance, Mistakes to avoid while buying motor insurance, renewing existing cover, third-party insurance, TPI, no-claim bonus, NCB,
    Factors to consider while insuring your new two-wheeler

    Some people consider two-wheeler insurance as a luxury over a necessity ignoring the fact that they are bought for protecting…

    By Priyadarshini Maji
    June 24, 2022 21:51 IST
    equity investment, market risk, portfolio diversification, diversify investment, individual stocks, mutual fund units, MF, sectoral diversification, readymade diversification, Multi-asset Diversification, Geographical Diversification
    Why insurance is a must-have for your investment portfolio

    Build an insurance portfolio in such a way, that it supports the individual’s investment plans, and ensures that the financial…

    By Priyadarshini Maji
    June 23, 2022 12:33 IST
    car insurance, auto insurance, COVID-19 Lockdown, how to save on insurance premium, Third party Cover, Own damage Cover, comprehensive motor insurance, Third-party Fire Theft Insurance, Insured Declared Value
    Look at these angles of motor insurance policies as Covid restrictions ease

    In case, the consumer is thinking of buying a new motor insurance policy, opting for comprehensive insurance coverage is beneficial.”…

    By Priyadarshini Maji
    June 23, 2022 12:27 IST
    health insurance, Father’s Day, Father's Day 2022, gift your dad, complete healthcare insurance plan, medical emergencies, accidents, Comprehensive coverage, Comprehensive coverage, tax advantage
    Fathers Day: Why do you need to get your father insured? Find out

    With parents increasing age, one should make it a habit to take them for annual or bi-annual health check-ups and…

    By Priyadarshini Maji
    June 19, 2022 14:43 IST
    If there are changes in your personal situation, such as rental agreement changes (HRA) then take these into consideration and intimate your employer for accurate TDS.
    Tax Planning: Four smart ways to save on taxes

    Plan for your taxes at the beginning of the year. That will give you time to vet the returns on…

    By Priyadarshini Maji
    June 17, 2022 00:30 IST
    how to improve credit score, credit score, credit line, instant loan, credit card loan, digital lending platforms, instant loan providers, instant credit, personal loan interest rates, personal loan, repayment capacity, credit score
    How UPI on credit cards can help you improve your credit score

    A good score provides the borrower peace of mind with preapproved offers and results in tangible savings through lower interest…

    By Priyadarshini Maji
    June 16, 2022 11:04 IST
    health insurance, health insurance claim, rejection of health insurance claims, partly paid, Consumables, Covid-19, add-ons, rider, Bajaj Health Prime rider, family floater health insurance
    Critical Illness Policy: All you need to know

    With critical illness insurance policies, one can receive a lump sum amount which can be utilised to cover treatment expenses…

    By Priyadarshini Maji
    June 13, 2022 19:59 IST
    common investment mistakes to avoid, investing for children, child investment plans, child investment options, investment for child future, child investment mistakes, delay investment decisions, SIP, inflation,
    Key factors to consider before buying a Child Insurance Plan

    Child plans are known to offer greater returns when compared to traditional investment avenues such as PPFs or FDs. That…

    By Priyadarshini Maji
    June 13, 2022 13:06 IST
    mutual fund, mutual fund investment, MF, equity markets, diy investment, diy, do it yourself, equity mutual funds, Large-Cap funds, ICICI Prudential Bluechip Fund, Mirae Asset Emerging Bluechip Fund, PGIM Midcap Opportunities Fund, Nifty, Quant Active and Small-cap Fund,, health insurance, health insurance needs, Omicron wave, Domiciliary treatment expenses, low waiting period, Consumables cover, super top-ups
    Women and investing: ‘Must know’ for women about budgeting, finance, and investing

    In a patriarchal society like ours, money decisions are often made by the men of the family. Conversely, more women…

    By Priyadarshini Maji
    June 10, 2022 12:07 IST
    mutual fund, mutual fund investment, MF, equity markets, diy investment, diy, do it yourself, equity mutual funds, Large-Cap funds, ICICI Prudential Bluechip Fund, Mirae Asset Emerging Bluechip Fund, PGIM Midcap Opportunities Fund, Nifty, Quant Active and Small-cap Fund,, health insurance, health insurance needs, Omicron wave, Domiciliary treatment expenses, low waiting period, Consumables cover, super top-ups
    Should you go for multi-asset funds?

    One can invest in a range of asset classes through the use of a single multi-asset fund. These asset classes…

    By Priyadarshini Maji
    June 9, 2022 20:23 IST
    equity investment, market risk, portfolio diversification, diversify investment, individual stocks, mutual fund units, MF, sectoral diversification, readymade diversification, Multi-asset Diversification, Geographical Diversification
    Should retail investors use multi-asset funds or invest separately in each asset class?

    Their diversification helps in lowering risks compared to pure equity funds. Hence, while investing in multi-asset allocation funds, it is…

    By Priyadarshini Maji
    June 8, 2022 18:56 IST
    how to improve credit score, credit score, credit line, instant loan, credit card loan, digital lending platforms, instant loan providers, instant credit, personal loan interest rates, personal loan, repayment capacity, credit score
    How to rectify your credit score

    While the overall process is very transparent and largely automated, there still might be some errors which should be rectified…

    By Priyadarshini Maji
    June 7, 2022 18:56 IST
    home loan, home loan interest rate, real estate, repo rate hike, interest rate hike, rising interest rates, inflationary trends, homebuyers, impact on housing sector
    Are you claiming this benefit with your home loan? Find out

    Home loans help homebuyers fulfil one of their most cherished dreams – purchasing a home. However, another aspect of a…

    By Priyadarshini Maji
    June 7, 2022 18:17 IST
    cyber security, Online fraud, online shopping scam, Tokenisation, online scam, RBI, RBI caution, fraudulent transactions, bank frauds, How can borrowers protect themselves, fraudulent lending apps, loan, unauthorized digital lending apps, illegal apps, illegal Chinese apps, KYC, NBFC, Playstore, Appstore, bank fraud, online fraud follow these safety tips,
    What precautions to take to safeguard against identity fraud?

    Proactive monitoring and immediate reporting of any such errors can therefore save one from any fraud or financial loss.

    By Priyadarshini Maji
    Updated: June 6, 2022 18:51 IST
    mutual fund, mutual fund investment, MF, mutual fund portfolio, SIP, debt funds, equity funds, Rebalancing Your Portfolio, how to manage your active fund portfolio, fixed-income funds
    How to diversify your portfolio given the current market situation?

    While choosing asset classes, investors have to decide if a single or a mix of asset classes is the right…

    By Priyadarshini Maji
    June 4, 2022 13:08 IST
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