Priyadarshini Maji

Loan against Fixed Deposit: Loan amount, interest rate, tenure; all you need to know

An investor can avail a loan from their fixed deposit, at the same time also continue to earn interest on the deposit, even after availing a loan against it. 

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EPFO: All you want to know about EPF Scheme, interest rate, tax benefits, balance check, claim procedure

EPFO - What is EPFO, its tax benefits & withdrawal procedure: EPFO is one of the world's largest social security organisations – is a retirement fund body which on a mandatory basis provides Universal Social Security Cover

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ATM frauds on the rise again; Find out how to stay safe

Though ATMs are considered the most convenient option for withdrawing cash using an ATM, debit or credit card, ATMs are also being used by fraudsters to withdraw money from somebody else’s account without their knowledge.

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Wedding loans: 5 key factors to keep in mind while opting for a wedding loan

Though marriage expenses vary from people to people, most weddings overshoot the planned budget. These loans are designed to finance marriage expenses.

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How should you plan your investments to meet financial goals?

To start with know your financial goals, and make it specific, realistic and action-oriented. Experts suggest financial planning should be done systematically to reach the desired goal.

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Want to withdraw cash without your debit or credit card? From Axis to ICICI Bank, know how to do it

Various banks now allow their customers to withdraw cash from ATMs without the use of a credit or debit card. Know how to withdraw cash from these banks, without the use of credit or debit card.

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Small-ticket Travel Insurance policy: Should you opt for it?

Having an international travel insurance policy ensures that you have a safe and secure trip. From medical expenditure, to trip cancellation or delay and more, Overseas Travel Insurance offers coverage for all so that any unf

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Planning to take a Holiday Loan? 5 points you should keep in mind before opting for one

Various banks in India offer personal holiday loans, both for domestic and international holidays. Other than banks, fintech companies, and online loan providers also offer holiday loans to their customers.

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FD vs Post Office PPF, NSC vs NCD vs MF FMP: Best fixed income option before interest rates fall

The State Bank of India has recently cut its lending rates by a marginal 5 bps across all tenors. From 8.55% earlier, the revised one-year MCLR currently stands at 8.50%.

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Are you a frequent traveler? Opt from these five travel credit cards

Credit cards remove the burden of carrying cash all the time for different purposes like shopping, traveling, making other purchases. On the negative side, one can easily overspend and can get stuck in debt if they don't know

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Are you financially prepared for your child? Here’s how to plan for your child’s future

After a baby is born, additional expenses such as the hiring cost of a nanny, healthcare, and schooling, are normally overlooked. Though you might be saving a lot today, will it be enough for the long run?

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Gold loan interest rate: SBI Vs HDFC Vs Andhra Vs Manappuram Vs Muthoot; Best option for you

Gold is the fastest way to get access to funds in dire situations. Also, a low credit score does not stand as an obstacle while getting a gold loan.

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6 things to know before taking a loan against property

LAP can be taken for funding various purposes, from business-related purposes, medical emergencies, to fund a child’s education, weddings or any other personal needs.

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Senior Citizen Savings Schemes for FY 2019-20: From post office MIS, PPF, bank FD, TDS; Top things to do

Investment options such as bank FDs and RDs, Senior Citizens’ Savings Scheme, post office FDs and RDs, Pradhan Mantri Vaya Vandana Yojana, NPS, and mutual funds are some of the investment avenues catering to senior citizens

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3 smart ways to avoid penalty on premature withdrawal of fixed deposit

FD liquidity can be an issue, as premature withdrawals are not allowed or come with a penalty. Find out how you can avoid such situations and get your funds liquidated.

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How to find the right credit card that fits your lifestyle?

Most of us end up spending lakhs of rupees annually in cash or cheque, but we seldom get any value back. Paying through credit card pays off, be it in the form of cash back, vouchers or reward points.

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Planning to transfer home loan? 7 things to consider before you make that switch

If you think you are paying high interest and EMI to your current bank, you can consider transferring your home loan to another bank

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RBI may cut interest rate: Top FDs with high interest rates you can lock in; SBI vs HDFC vs ICICI vs Kotak vs Bajaj Finserv

If you are planning to open a fixed deposit, this small window might be your ideal chance to get the best interest rates before they are revised by the RBI on 4th of April, 2019.

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Kotak Bank to levy charges on UPI transactions like Paytm, Google Pay, PhonePe; All you need to know

From 1st May 2019, Kotak Mahindra Bank will charge for Unified Payments Interface (UPI) transactions. These are the things you should know before making UPI transactions.

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Post Office Saving Schemes: From PPF to SCSS, 5 best post office schemes you can bet on for better return

These schemes are popular as an investment option among customers in India because most of these schemes can be started with minimal investment amounts and offer high interest to the customers.

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Fixed Deposit vs Recurring Deposit: Know the features, difference, taxability and which is suitable for whom

Fixed deposits and recurring deposit are among the most-preferred deposit schemes in India. Irrespective of age, most people in India still prefer putting their money in bank FDs and RDs. The secure nature and high rates of i

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SBI Online: 5 net banking transactions you can do using the SBI website and how

Thanks to online facility and internet banking, you can get almost anything done online. The online portal of the SBI offers various options to its customers.

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Google Pay to sell digital gold on its platform, plans launch of some other financial products

It may be noted that digital gold is not a new thing for Indian consumers and is being sold in the Indian market for quite some time now.

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7 out of 10 people buy motor insurance after being caught by traffic police; What should you do to avoid it?

It has now become imperative to have a motor insurance policy with a vehicle. However, most vehicles on the road still run without insurance.

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Planning to Travel? Find out when you do not need to insure your trip

There are also circumstances when you do not need to opt for travel insurance. Experts suggest before adding trip protection to your purchase, find out do you really need it.

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Apple credit card: How is it different from the ones available in India?

Users will be able to manage their card right from their iPhone. Apple said this card transforms the entire credit card experience by simplifying the application process

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Why you should always avoid withdrawing cash on your credit card!

Withdrawing cash from a credit card comes with several side-effects. Experts say though getting the cash is quite easy and convenient, the additional interest and other charges do not make a preferable option.

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