An individual who is newly initiated with the multifaceted features of the credit and loan financial ecosystem can now also obtain loans by forwarding their credit access ability even in the case of a low credit score data re
A loan applicant’s present income status and credit score are the top factors taken into consideration by a lender before sanctioning any loan. However, this does not reveal the entire picture as there are other factors too
In India, Covered bonds are relied on by many institutional investors like Mutual Funds, Private Family offices who want good returns however, need better credit quality. Though the risk is high in covered bonds, it’s lesse
Gifting an individual comprehensive health insurance policy is the best option for our fathers on this special day. Buying comprehensive health insurance for a father is a good way of securing his life and finances in case of
This can be the time for creating a whole new world of memories that our father would treasure – literally and figuratively - with financial instruments such as Senior Citizen FDs, mutual fund investment plans, insurance po
KYC is a process through which a service provider, either government or private, verifies an individual's identity and other particulars linked to the person using documentation such as an Aadhaar Card.
Many of the companies under small-cap funds usually go through difficult phases when markets are not doing well and generally they take more time to revive or fail to revive as well. Hence, they are meant for investors who ha
This plan comes with a low premium, ensuring security and savings. Providing financial support to the insured’s family, in case of any eventuality, the plan ensures constant life cover benefits despite missing a premium.
NBFCs can also cater to cases that wouldn’t fit in a bank’s policy, though it comes at the cost of a higher interest rate. However, note that public sector banks start as low as 7.75 per cent compared to the lowest intere
To start with, ELSS and PPF along with ULIP, which also has tax benefits under EEE, are some of the retirement-related investment options. Having said that, you need to find out the right investment opportunity for you taking
While due to the recent market fall and uncertainties investors are opting for sell-offs which is surely painful, however, over the last year, Ethereum's (ETH) price climbed 1,150% while Dogecoin's 13,310% in the same stretch
Credit cards usually offer an interest-free period of up to 51 days. However, this facility is not applicable on ATM cash withdrawals using a credit card. You will be charged interest from the day you make the withdrawal.
Gold, as an asset class, is a hedge against inflation and provides diversification when equities are not doing well. It does not have cash flows like equity and debt assets. That said, historically, gold has proven to have a
The neobanking company claims to provide value to customers as a single point of access to a variety of financial products throughout their lives. With this neo banking platform FREO, one can easily build their financial heal
In the last year, there has been a sharp rally in mid-cap space and this is the reason many investors are chasing this category, expecting similar returns in future. But this can be dangerous if one is not aware of the underl
The necessity to strengthen yourself financially is crucial. For instance, if a medical emergency arises, an individual needs to be equipped with sufficient funds that would enable them to deal with it.
Gold bought physically or digitally, can act as an insurance policy for the investor’s wealth. When the market crashes, if the stocks invested in by the investors are hit badly but he/she has a considerable amount of gold i
With investment in Gold ETFs, it is mandatory to have a Demat account, as investments can be made only in a dematerialized form. While investment in a Gold Mutual Fund can be made even without a Demat account.