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Priyadarshini Maji

Articles By Priyadarshini Maji

1104 Articles

When should you apply for what kind of personal loan? Find out

The prominence of personal loans is on the rise as they are safe and available at low interest rates. As per reports, the overall personal loans portfolio grew 2.3X in terms of originations by value and 3.8X in terms of volum

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India needs strategic reforms to ensure adequate retirement income: Mercer study

Introducing a minimum access age so that it is clear that benefits are preserved for retirement purposes is likely to go a long way in improving the sustainability index and the integrity index could be further elevated by re

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Mutual Fund Investment: Here’s a checklist for investing in debt funds

Credit rating is a signal that investors of debt securities used to ascertain the ability of an issuer to pay interest on time and repay the principal.

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Things to keep in mind while investing in digital gold

One must understand that gold returns are often inversely related to market returns, i.e. when equities rally, gold prices may correct and when there’s uncertainty in the market, gold tends to rally, and usually to historic

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Large, Multi and Small-Cap Mutual Funds: Find out which is more suitable for you

Investors in the mid-age group who are looking for higher returns than debt funds without taking high investment risk could go for large-cap funds.

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Not possible to change the due date of premium payment once the policy becomes active

Even if the plan has been discontinued by the company, you will receive the designated maturity amount as per the product guidelines.

life insurance

Taking a personal loan from fintech companies? Keep these things in mind

While personal loans offered by banks and other traditional setups take anywhere around 7 to 8 business days to get disbursed, some fintech players provide approval within 5-10 minutes and the loan amount disbursal in a maxim

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Mutual Fund Investment: Are you making these mistakes while investing in MFs?

Even though mutual fund investments are on the rise, most people are not aware of the mistakes they usually make while investing in mutual funds.

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Professional Loan: What it is, who can opt for it – Here’s all you need to know

Attractive lower interest rates, flexible loan tenure, low processing fees and a completely digitally-enabled platform make these types of loans an ideal tool for ensuring seamless and quick channels towards enabling the grow

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Visa launches Card-on-File tokenization service for Grofers, BigBasket, MakeMyTrip in line with RBI guidelines

The RBI’s consent for card-on-file tokenization by card networks for transactions on mobile phones, tablets, laptops/desktops, wearables, IoT devices etc. will make card-based digital payments more secure and frictionless.

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Is a personal loan for wedding a wise option to cover expenses?

With an increased choice in borrowing - from different types of loans with different tenures, etc, experts say, one should choose what suits one the best.

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Why should you opt for fractional ownership of property?

While the earnings from the stock market are dependable on the market sentiments and vary with market fluctuations as seen in the current pandemic situation - that's not the case with fractional ownership.

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YES Bank Festive Offer: Lowers home loan rates, offers loan tenure of up to 35 years

Under this limited offer, salaried home buyers will be able to avail of flexible loan tenure of up to 35 years at affordable EMI options and zero prepayment charges with minimal documentation.

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How new Auto Debit Rules will impact you and your payments

From October 1, all recurring payments made using third-party applications will be preceded by a notification to the customer at least one day prior informing him/her of the scheduled payment.

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Buying health insurance for senior citizens? Consider these important factors first

As one’s parents age, the hospital visits and ailments increase. In the backdrop of such a landscape, the best decision one can make for one's elderly parents and grandparents is to purchase a health insurance policy for th

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Top tips to plan your finances this festive season

To enjoy shopping in the festive season, borrowers should be prudent about saving and effectively evaluate various alternatives at their disposal as well as consult the lenders to arrive at the most appropriate financing prod

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Know the benefits and drawbacks of investing in ELSS funds

ELSS is one of such diversified equity mutual fund schemes wherein the savings are invested in equity markets and are usually looked at by investors to save tax while investing.

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Fraudsters in India shift focus from financial services to travel and leisure: Report

In India post the unlocks, travel and leisure have increasingly become a target as the industry recovers and fraudsters are looking to capitalize as more transactions return to this industry.

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Should you opt for fractional ownership of property or stocks in the current market scenario?

Fractional ownership provides dual benefits to the investors in terms of monthly rentals and capital appreciation at the time of sale of the asset.

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Can you opt for a home loan to construct your house?

Borrowers should keep in mind that loans for home construction are not offered by all lenders. Hence, one needs to have enough time in their hands and do proper research to get the best deal.

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KFin Technologies, CAMS launch interoperable investment management platform for MF investors

MFCentral is a collaborative effort of KFintech and CAMS, the Mutual Fund Registrar and Transfer Agents in association with AMFI, which will offer investor experience with the mutual fund industry through its single window vi

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4 reasons to get your parents covered under group health insurance

Alternatively, for senior citizen parents, experts advise one could also opt for their parent's coverage under the group health policies provided by the employer.

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Starting young? Things to keep in mind while investing in your 20s

Even though it is a known fact that saving and investing from early on can help you in the long run, however, experts say first-time investors need to have a proper understanding before jumping right into it.

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How should you plan for your financial goals?

Breaking down long-term objectives into small-term goals prevents from getting overwhelmed by the numbers and makes the long-term goals achievable.

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What is the right time to move your investments to fixed income products?

While investments in volatile debt instruments like equity work based on various macroeconomic factors unpredictable to layman investors, experts say fixed-income investments offer a predictable return.

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4 things to keep in mind while buying a health cover

Another way of figuring out what your medical insurance cover should be is to take into account your age, family history of medical problems, and lifestyle - which is a major contributing factor to your health.

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Bank of Baroda cuts home loan, car loan rates

With such competitive pricing and waiver of processing fees, the prospective customers will get an extra incentive for their new home and new car purchase.

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