Priyadarshini Maji

Articles By Priyadarshini Maji

322 Articles

No discount on credit card payment at petrol pumps? Try out these options

There are other options through which you can continue to get discounts on your fuel payments. For instance, personal discounts offered by debit/credit cards and other digital modes of payments would continue for fuel purchas

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Now get Hospital Cash cover starting at Rs 3 per day; Here’s how

This policy can be purchased directly through the Ola app and will be available to all registered Ola users.

health insurance, insurance, ola, religare, online insurance News

How technology is impacting dining habits in India

India is one of the youngest, with more than 45% of the population under the age of 25, and 92% of Indian diners agree that technology has improved their restaurant experience.

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5 ways to protect your privacy and data online

If you have an email ID, Facebook and Instagram presence or Google+ account, you have a web-based personality, irrespective of who you are. And there are chances that companies, and organizations, might have tracked your beha

NEFT, IMPS, Charges, Timings, rbi, rtgs, News

Can’t afford that health insurance policy? Now pay the premium every month or quarter

Policyholders now get the option to pay the premium in installments, be it monthly, quarterly or half-yearly. Earlier health insurance premium was collected by insurers only on an annual basis.

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How to revive your dormant SSY and PPF accounts

In a PPF account, an investor needs to invest at least Rs 500 in a financial year, and Rs 250 in Sukanya Samriddhi Account to keep the account activated.

Public Provident Fund, PPF , Sukanya Samriddhi Account , National Savings Institute , National Savings Scheme, NSS, How to revive dormant PPF Sukanya Samriddhi accounts News

How to withdraw money from NPS, EPF accounts

There are multiple differences between the EPF and the NPS, as both these scheme have their own benefits and drawbacks, especially when it comes to withdrawals.

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Out-of-pocket expense finance cards: What they are, what they cover; All you need to know

These healthcare financing companies through their cards give the borrower access to instant cash when it is needed at the hospital. Borrowers can pay the money later through EMIs.

RBI, repo rate, bank interest rate, banking news

Planning to take a home loan? Take a joint home loan with your spouse; Here’s why

Talking a joint home loan comes with its own benefits and perks. For instance, you get approval for a bigger loan amount and even get concession at times.

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Airtel Payments Bank unveils Bharosa Savings Account: What’s in it for you?

Additionally, if you receive government subsidies in the Bharosa Savings Account or if make cash deposits in it, you will also be eligible for cashback.

Airtel Payments Bank, payments bank, savings account, savings account with minimum balance, Bharosa Savings Account News

Recurring Deposit: How do RDs of SBI and Post Office vary; From interest rates to tenure, all you need to know

The recurring deposit comes with the option to deposit a pre-specified amount at pre-decided intervals. Investors get to choose the fixed amount that they want to invest every month.

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Guaranteed Income Plans: Should you go for them? Here’s all you need to know

With guaranteed income plans, the guaranteed additions accrue over a period of time and are paid at the time of maturity, based on the duration chosen by the policyholder.

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10 tips to be financially prepared for your child

Many parents start saving for their child in advance and think it is a lot but, will it be enough in the long run? The type of investment instrument you have chosen also plays a big role in the growth of the asset and beating

investment for child's future, child education, marriage, retirement planning, girl child, Sukanya Samriddhi Yojana, SSY, Life Insurance, Public Provident Fund, PPF, Unit-Linked Insurance Plan, ULIP, mutual fund, MF, where to invest for your son News

Looking for additional fund? Here’s how top-up home loans score over gold or personal loans

The usage of this fund is not limited to renovating or repairing your house. You can use this money to fund other personal expenses such as child’s higher education, business-related needs, or financing business operations.

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Opting for a pre-used car loan? Here are a few things to look out for

Lots of financing options are available nowadays for pre-owned cars. Almost all big banks along with NBFCs provide special loans to individuals looking to buy pre-owned cars.

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EPF Vs NPS: Which is more suitable retirement saving option for you?

Earlier, allocation to equities under the active choice option in NPS was capped at 50%, but now under both auto-choice and active-choice option, NPS offers 75% equity allocation.

pension, NPS, New Pension Scheme, EPF, EPFO, interest rate, expense ratio, NPS Trust, Pension Fund Regulatory and Development Authority, PFRDA, ELSS, ULIP News

Instant Loan: Top 5 options to get a loan quickly

Be it for changing an old laptop, clearing a long-standing credit card due, or arranging some quick cash for a dream holiday, short-term loans are often the option we look for.

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FD rates crashing! Best long term fixed deposits to lock into right now

Before opting for such a small finance bank, do your own research and take all precautions. Find about the stability of those banks, look up for past track record of the government and the RBI in dealing with failed banks.

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Sukanya Samriddhi Yojana: How to open an SSY account and check balance online

For up to 2 daughters aged below 10, either parents or legal guardians on behalf of their girl children can invest in this scheme.

Sukanya Samriddhi Yojana, SSY, small savings scheme, beti bachao beti padao, girl child, post office scheme, chil education, daughter's marriage, Post Office, SBI, HDFC Bank, online account opening News

Motor Vehicles Act 2019: Renewing your motor insurance policy? First, make sure it is not fake

Under the new provisions, the penalty for driving an uninsured vehicle has been revised. With the implementation of the amended Motor Vehicle Act, people are now voluntarily coming in and renewing their policies on our websit

motor insurance, online motor insurance sales, traffic challan, new motor vehicle act, penalty on traffic rule violation, motor insurance, News

Senior Citizens Savings Scheme: Looking for a safe retirement option? Here is all you need to know about SCSS

The Senior Citizens Savings Scheme (SCSS) offers the highest level of safety, along with a regular stream of income, and tax-saving benefits. Note that options like mutual funds also offer high-return but they are relatively

Post Office Small Savings Schemes, post office schemes, post office investments, NSC, KVP , Time Deposits, bank fixed deposit , fixed deposit , FD, rbi, State Bank of India, SBI, News

5 smart ways to reduce your car insurance premium

With numerous factors affecting the premium of the policy, policyholders end up paying a higher premium while renewal.

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Planning for a dream vacation but short of funds? These platforms will help you meet your immediate financial needs

To help with funding your vacation, many digital lending platforms have been offering fast approval loans, which are easy to process, are hassle-free, and come with flexible repayment options to fund your dream vacation.

travel loans, holiday, vacation, quick loans, personal loans, News

SBI Card to launch RuPay Credit Card soon; Know all about the Indian alternate to Visa and MasterCard

As compared to other modes of payments, RuPay cards come with a lower processing fee. As it is a domestic card, banks charge nominal processing fees on it, which benefits both the banks and the cardholder.

Rupay, SBI card, State bank of India, SBI bank, SBI credit card, Modi government, Pradhan Mantri Jan Dhan Yojana accounts, PMJDY, BSBD accounts News

KYC deadline for e-wallets extended: Know how to do KYC for Paytm, Amazon Pay

Without this extension of the deadline by RBI, a large number of people using e-wallets would have found themselves restricted or completely blocked from using their mobile wallet apps.

Digital Payments, PayTM, PhonePe, Mobiquik,, Online Banking, NEFT, RTGS, OTP, IMPS, Wallet, Paytm News

ITR e-filing: Here are the Dos and Don’ts to file income tax return for AY 2019-20

Income Tax Return: Many people willing to file ITR often find it too complicated and thus shy away from filing it. Some also have the misconception that filing tax returns is not mandatory as tax is compulsorily deducted from

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Make the most of your money in your 20’s; Find out how?

A chunky part of your income will go towards fulfilling your basic needs. It will include items like paying rent, utilities, groceries, conveyance costs, medicines, insurance along with your EMIs. These are the mandatory expe

money making tips, investment tips, expense management, precautions before investment News
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