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    1. Business News
    2. Authors
    3. amitava.chakrabarty

    Amitava Chakrabarty

    tax, income tax, capital gain tax, bonds, fixed deposits, FDs, short-term gains, long-term gains
    Income Tax: How a bond is taxed when bought from primary market and sold in secondary market

    Depending on the period of holding, capital gains on sale of bonds may be of short-term or long-term gains in…

    By Amitava Chakrabarty
    September 20, 2022 19:52 IST
    insurance, health insurance, insurance claims, hospitalisation, rejection of claims, causes of claim rejections, how to avoid insurance claim rejections, cashless benefits, reimbursement, Waiting Period, daycare procedure, Pre-existing diseases
    Health Insurance: Despite paying premium, your claim may get rejected! Know reasons and how to avoid rejections

    The sole aim of taking a health insurance plan is either to avail the benefit of cashless hospitalisation or to…

    By Amitava Chakrabarty
    September 20, 2022 18:23 IST
    insurance, life insurance, term life insurance, Zero Cost Term Insurance, insurance cover, financial planning, financial dependents, insurance premium, liabilities, endowment insurance plan, ULIP
    Zero Cost Term Insurance: Pay as long as you need life cover and get premium back on termination

    While there is a variety of life insurance products available in the market – like term life insurance, endowment plans,…

    By Amitava Chakrabarty
    September 19, 2022 20:02 IST
    saving, income, expenditure, spendings, luxuries, good financial habits, investment, retirement, inflation, alternative investment options, REIT
    Saving is essential, but not enough; Here is why you need to invest your money smartly

    Not only for the survival needs after retirement, but to keep ready for unforeseen eventualities in life – which is…

    By Amitava Chakrabarty
    September 19, 2022 15:46 IST
    bonds, taxable bonds, tax-free bonds, capital gain bonds, Capital Indexation Bonds, Sovereign Gold Bonds, tax, income tax, capital gain tax, tax on bonds
    Looking to invest in bonds? Know tax rules when you buy in primary market and hold till maturity

    There are several types of bonds available in India and investors look to invest in such bonds with an intent…

    By Amitava Chakrabarty
    September 19, 2022 14:46 IST
    real estate, Real Estate Investment Trusts, REITs, real estate investment, Mutual Funds, MFs, equity, ownership, home loan, risk management, cash flows, rents, growth, liquidity, benefits
    Equity MF vs REIT: Know the fundamentals of making small investments in real estate

    The Real Estate Investment Trusts (REITs) allow an investor to take advantage of the real estate investments by investing in…

    By Amitava Chakrabarty
    September 18, 2022 18:41 IST
    stock markets, high market, mutual fund, MF, equity-oriented MF schemes, MF investment, top of return chart, risky MF scheme, lump sum investment, SIP
    Mutual Fund: Looking for top MF schemes to invest in a high market? It’s a big investment mistake

    To take advantage of the sentiment of investing money when the market is up, many companies and MF houses launch…

    By Amitava Chakrabarty
    September 17, 2022 18:44 IST
    home loan, house building loan, dream home, construction of house, interest on loan, tax benefits on loan interest, tax benefits on principal repayment, income tax, tax benefits during construction period
    House Building Loan: Can you claim tax deductions while constructing your house?

    As the motive of taking a House Building Loan is to build a house, there are queries if the tax…

    By Amitava Chakrabarty
    September 16, 2022 19:44 IST
    pension, pension plans, pension funds, LIC's New Pension Plus, NPP, National Pension System, NPS, Public Provident Fund, PPF, eligibility, tax benefits, maturity period, investment limits, charges, death benefits, maturity, annuity plans
    LIC’s NPP vs NPS vs PPF: Check comparison to select the best pension plan

    To help you choose a pension plan, let’s compare the features of LIC’s NPP, NPS (voluntary Tier-1 Account) and Public…

    By Amitava Chakrabarty
    September 16, 2022 18:05 IST
    personal finance, high net worth, income, expenses, savings, investments, borrowings, loans, assets, liabilities
    How to manage your liabilities in personal finance to maintain a high net worth?

    A person will have a positive net worth till the time he/she manages to keep his/her liabilities lower than his/her…

    By Amitava Chakrabarty
    September 15, 2022 19:29 IST
    freelance jobs, freelance payments, payment in crypto currency, crypto risks, tax on crypto currencies, dirty crypto
    How to identify dirty cryptocurrencies to keep your account clean? How will your crypto earnings be taxed?

    If you are looking for freelancing jobs in international companies, you may also get paid in crypto currencies and would…

    By Amitava Chakrabarty
    September 15, 2022 17:04 IST
    gold, gold jewellery, physical gold, digital gold, investment in gold, inflation, RBI, alternate investment option
    Looking to invest in gold? Know how lucrative it is in an unregulated environment in India

    As almost no family function or festival in India is celebrated without gold, traditionally the yellow metal – especially gold…

    By Amitava Chakrabarty
    September 14, 2022 18:56 IST
    capital gain tax, long-term capital gain, LTCG, sale of house property, how to save tax on sale of house property, income tax, purchase of new house, construction of new house, capital gain account, capital gain bonds, investments in start-ups
    Capital Gain on Sale of Property: How to save tax when LTCG exceeds investment limit? ITAT verdict

    If you sell your house after two years from the date of purchase, the gains, if any, will be treated…

    By Amitava Chakrabarty
    September 14, 2022 15:46 IST
    LIC of India, LIC's New Pension Plus, NPP, National Pension System, NPS, pension, investment funds, Pension Bond Fund, Pension Secured Fund, Pension Balanced Fund, Pension Growth Fund, Pension Discontinued Fund
    LIC’s New Pension Plus: Know the options of investment funds to select the best suited one

    Like the NPS, LIC’s New Pension Plus (NPP) also has different investment funds, from which a policyholder has to choose…

    By Amitava Chakrabarty
    September 13, 2022 20:07 IST
    education, higher education, Education Loan, tax benefits, Tax Exemption, scholarships, investments
    Tax Exemption on Education Loan: Who is eligible to claim tax benefits and how much?

    For parents in the middle or lower earning groups, it’s become very hard to finance the higher studies of their…

    By Amitava Chakrabarty
    September 13, 2022 19:25 IST
    tax, income tax, capital gain tax, tax on sale of property, long-term capital gain tax, tax saving, Capital Gain Bonds, section 54EC, start-ups, section 54GB
    Tax saving on sale of property: Know the alternative investment options

    In case you sell your house property after two years from the date of purchase, you may reduce or eliminate…

    By Amitava Chakrabarty
    September 12, 2022 18:29 IST
    BSE Sensex, equity markets, high markets, shares, stocks, equities, equity-oriented MF schemes, mutual funds, lump sum investments, SIP, redemption, buy or sell, financial planning, financial goals, returns, portfolio rebalancing, profit booking
    Stock Market Surge: Should you rebalance your portfolio now?

    With the Bombay Stock Exchange (BSE) Sensitive Index (Sensex) hovering above the all-time high level of over 60,000 points, it…

    By Amitava Chakrabarty
    September 12, 2022 16:01 IST
    festive session, festival buying, Dussehra, Diwali, Covid-19, digital lending, small loans
    Festive Time: Demand for small-ticket loans soars as festive fever starts gripping the nation

    For the last two years – during 2020 and 2021 – Covid-19 played a spoilsport – dampening the festive mood…

    By Amitava Chakrabarty
    September 9, 2022 20:01 IST
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    PM Modi says govt will allow private players in nuclear industry – What it means for India’s economy?

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