Amitava Chakrabarty
What if financial planning fails! Are you prepared for the situation when planned investments fail you?
Financial planning works fine to achieve the financial goals when economic and market situations are normal and swing in normal cycles.
Income Tax for Senior Citizens: Tax benefits that elderly people get compared to others
Compared to non-senior citizens, senior citizens get additional tax benefits as they usually don't have regular source of earned income.
Beware! Fraudsters targeting your mobile to mobile transactions; Here is how to stay safe
Transferring money from mobile to mobile may be very easy, but fraudsters are increasingly using different ploys to gain unauthorised access of your mobile device.
3 years since demonetisation bursts the bubble, real estate still facing demand crunch
The delay in clearing unsold inventory on the other hand resulted into liquidity crisis for developers that also trapped the NBFCs and HFCs with rising level of NPAs, triggering insolvency and further crisis.
Rs 25,000 crore Bonanza: Cheaper housing on the cards?
Out of the 19 lakh under-construction homes, nearly 5.76 lakh units were launched in 2013 or before and are still stuck in various stages of non-completion and would get benefits of the fund.
Can court take away PPF benefits? The answer may surprise you
Along with excellent security through Sovereign Guarantee, the rate of interest on PPF is the highest among the guaranteed return category.
Mutual Fund Scheme Merger: Who is responsible as marginal investors stop investing after losing units?
Many investors have witnessed erosion in the value of their holding when the fund they had invested was merged with another fund in the same category.
EPFO Alert! Not providing your UAN to new employer may put you in big trouble
Not only the monetary loss due to tax outgo, but the continuation benefit in order to get pension under the Employees' Pension Scheme (EPS) may also be lost.
Mutual Fund vs Home Loan: Which one you should prefer and take up first
While your home loan EMI is running, you may also face dilemma on whether to use excess money, that becomes available on account of salary hikes, in repaying home loan in advance or invest it in equity MF.
LIC extends revival period, to relaunch insurance plans as per IRDAI’s new guidelines
Along with extension of revival period, IRDAI, in its latest guidelines, has asked insurance companies to incorporate many other changes.
Buying gold? Know various options and tax implications of investing in gold
Apart from gains, you may have to spend money during the period of holding to ensure safety of the precious metal.
Dividend income will no more be tax free if DDT is abolished! Find out if you would gain or lose
There are media reports that the tax structure on equity is under review and to simplify the regime and make investments in Indian markets more attractive, the government may do away with multiple taxes.
Mutual Fund Vs Fixed Deposit: What makes MFs different from FDs? Does volatility only pose risks or provide opportunities?
Fixed deposit (FD) is the most popular mode of investment in India because it is a simple product and is also easy to operate.
Dental problem bothering you? Here is an option to get money on easy EMI for treatment
At times, dental treatments could be expensive and it may become inconvenient too as most insurance policies do not cover dental treatments.
No money left for last-minute Diwali shopping? Here are some options to get funds easily
Even if your budget is lean, you still don’t have to compromise on Diwali shopping, as there are some options available to borrow money with ease.
Good news for REIT investors! Surge in office rentals to make returns even sweeter
Within first six months of its listing, India's first REIT – Embassy Office Parks REIT – has generated an absolute return of around 33 per cent and also declared a quarterly dividend of Rs 5.4 per unit in August 2019.
FD rates to go down from November 1: Here is a chance to earn 9.25% by investing till October 31
While the existing highest interest rate of 9.25 per cent is offered on 5-year FDs, additional 0.25 per cent is offered to senior citizens as well as additional 0.25 per cent on renewal of existing FDs.
This Diwali, spend your money on gifting loved ones health and wellness
People’s choice of gifting has evolved, from the idle and purposeless options like collectibles and sweet boxes to functional and productive stuff like healthy snacks and utility electronics.
Why it would be a good decision to invest in real estate this festive season
With over 81,300 unsold homes are ready for possession in top seven cities, it may be a good opportunity for you to bargain for a good deal this festive season.
How India’s oldest Mutual Fund scheme has turned Rs 1 lakh into Rs 1 crore
The fund has generated 120.5 times returns since its inception and Rs 1 lakh invested on October 15, 1986 is now valued at over Rs 1.20 crore as of October 15, 2019.
Mutual Fund Sahi Hai! Is it always true? Find out when it may not be right for you and how to correct
The need, nature, duration and quantum of MF investments, especially in equity MFs, vary from person to person and investment patterns cannot be generalised.
6 platforms that you may use to save more during your festive shopping this Diwali
To minimise the stress like unusually high credit card balances, tighter finances etc, you should control your urge and try to save more as you indulge in festive shopping.
HDFC Bank clarifies after stamping passbooks with ‘deposit insurance cover’ raised concern
Each depositor in a bank is insured up to a maximum of Rs 1,00,000 (Rupees One Lakh) for both principal and interest amount held by him/her in case of liquidation or merger or cancellation of bank's licence.
Wondering what to gift this Diwali? Try products based on new technology to surprise near and dear ones
While you may be wondering what to buy from the sea of gift items, most corporates also face the same dilemma, when the “Festival of Lights” arrives.
Bad News for Liquid Fund Investors! SEBI introduces exit loads in liquid schemes
Investors prefer to park their short-term and emergency funds in liquid schemes as redemption requests may be put seven days in a week.
Looking to buy that dream home? You may get good deals, discounts this festive season
Amidst the current market scenario, buyers can get a further discount of 15-20 per cent on the marketed price; in certain cases discounts have touched the level of 30 per cent!
Do you use multiple cards, payment apps? Here is how you may combine reward points and spend anywhere
Due to use of multiple loyalty programmes from banks, brands, airlines etc, reward points fail to get accumulated under a single option. So, users generally don't track such points.
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BUDGET 2019
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