Amitava Chakrabarty

Articles By Amitava Chakrabarty

338 Articles

Your health insurance cover not enough? How to get interest-free loan during medical emergency

To cover the risk of paying uncertain medical bills at private hospitals, people take medical insurance by paying a certain amount of premium, which is known and can be paid with ease.

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Corporate tax rate cut: Markets cheer the decision, but how will it affect mutual fund investors?

As soon as the rate cut was announced by Finance Minister Nirmala Sitharaman, stock markets skyrocketed in euphoria and both Sensex and Nifty ended the day with over 5 per cent gains.

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Flipkart’s Big Billion Days offers revealed: You may check discounts and book your items now

In case you are waiting for the discount offers to begin purchases for the upcoming festive season, you may book items of you choice by adding those in wishlist.

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SBI customers alert! Worried about transaction charges? Here is how to make cash withdrawal rewarding

SBI customers have an opportunity to earn 100 reward points on cash withdrawals and that too without getting worried about shoulder surfing, card trapping and card skimming at ATMs.

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Gold vs Equity: Where should you invest in struggling markets?

The basic problem behind investors losing money in equity markets is that, unlike in case of physical assets, they don't follow the investment basics for financial assets.

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Family Floater vs Individual Health Insurance: Know pros and cons to decide which one to opt for

With ever increasing cost of healthcare, taking a health insurance cover has become a must for everyone to eliminate the uncertainty of paying exorbitant bills – especially of private hospitals if get admitted.

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Planning to buy a car or go on holiday tour? Festival bonanza is on the cards for you

To kick start the slowing engine of economic growth, the government is planning to dole out incentives to revive the sluggish demand.

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Easy money for festive season shopping: Get up to Rs 2 lakh – Here’s how

Spending hefty amounts out of pocket at one go may not be possible for everyone and hence many people depend on credit to meet the festive shopping demand, thereby delaying the payment process.

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Fixed Deposit vs Inflation: How you can keep your corpus, purchasing power intact

Bank fixed deposit (FD) provides rate of interest just over the prevailing rate of inflation and fail to beat the inflation after the interest is taxed.

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Planning to invest in equity mutual fund? Here is how to find the best fund

For a novice investor, who is looking to enter the equity segment, choosing the best fund is the first challenge before negotiating the stock market turmoil.

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National pension scheme for traders, self employed persons: Know its benefits, eligibility and how to enroll

The National Pension Scheme for Shopkeeper’s, Retail traders and Self Employed persons is a voluntary and contributory scheme, in which the government will also make a matching contribution.

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Started Sukanya Samriddhi Yojana for your daughter? Is it sufficient? Where to invest for your son?

Giving proper education and securing the future of children till they become financially independent is a major concern for every parent.

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Good news for SBI card holders! Now pay with ease, renew credit limit instantly with YONO

Credit card is a great tool to buy things on credit without asking for money from anyone or without taking any pain to get the loan sanctioned from any institution.

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Want to start SIP in mutual fund? Know how safe it is and how you may start one

According to a CRISIL-AMFI research, SIP investors, who continued to invest for five years, have never ended up losing their money in the history of Indian stock markets.

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Going to enhance life insurance cover? Know, for how much sum assured you may apply

In case of untimely demise of the earning member, the life of financially dependent members would get jeopardised due to lack of money to sustain their lives.

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Beware of phishing! Income Tax Dept alerts taxpayers of fake ITR mails, messages sent by fraudsters

In its alert, the Income Tax Department said that the taxpayers are cautioned not to respond to such e-mails, SMS or phone calls and not to share personal or financial information.

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Unable to book that urgent rail journey ticket due to cash crunch? Don’t worry, you may buy now and pay later

In case you are worried that you may miss a lucrative deal during the upcoming festive offers, you may chill now as apart from IRCTC, there are a lot more merchants to shop from.

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Unable to make digital payments everywhere due to poor connectivity? You may now do it with sound wave

There are an estimated 60 crore smartphone users in India, but not everyone is able to get seamless internet connectivity everywhere they visit to make digital payments with ease.

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With inflation adjusted tax efficient returns, debt funds score over FDs: How to choose a good fund?

Despite some recent jolts that many debt fund schemes have suffered due to a series of debt failures after the IL&FS debacle, such funds still score over bank fixed deposits.

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Want to accumulate wealth? Managing emotion is as important as starting early and investing regularly

To accumulate wealth, along with working hard to earn money, you should also put your money to work for you to generate more money, which you may do through proper investments.

Market, IIP, inflation data, holiday truncated week, Market  news

ITR filing 2019 last date: Don’t have Form 16, salary slips? Inform I-T Dept and use these documents to file ITR

With the tax filing session for AY 2019-20 about to end, don't keep on waiting if you have not received your Form 16 yet, just file your return immediately on the basis of any of the documents mentioned to avoid penalty.

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Income Tax Return 2019: Filing ITR without Aadhaar is possible, but who can do it?

The fields to mention the Aadhaar number and the Aadhaar enrollment number (i.e. Aadhaar application number along with date and time of application) are not marked as mandatory fields in ITR forms.

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Income Tax Return filing 2019: Dos and don’ts to avoid paying hefty tax while filing your ITR

To ensure that the taxes are cut gradually, instead of paying a hefty tax at one go, taxpayers should know basic tax rules and follow some specific guidelines.

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Income Tax Return 2019: Tax rebate up to Rs 2,500 is available, but filing ITR is must to claim it

To avoid tax notice, penalties and prosecution, taxpayers having total income over Rs 2.5 lakh must not forget filing of their ITR for the AY 2019-20 on or before August 31, 2019.

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5 smart tips to invest in equities amidst current market volatility to minimise the chances of loss

As the mid-cap and small-cap stocks continue to bleed, the investors are in dilemma, whether to stay away from the equity markets or stay invested.

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Income Tax Return 2019: With extended due date nearing, here is how you may fill ITR form quickly

While ITR-1 is a simple form having only six pages, filling other ITR forms are much difficult and time consuming task as ITR-2 has 26 pages and ITR-3 has as much as 41 pages.

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Income Tax Return 2019: Five last-minute tips for quick and easy ITR filing

With the extended Income Tax Return (ITR) filing deadline of August 31, 2019 inching closer, taxpayers are on their toes trying to ensure that they file their return on time to avoid penalty.

Income Tax News