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    1. Business News
    2. Authors
    3. amitava.chakrabarty

    Amitava Chakrabarty

    refurbished electronics, technology updates, e-waste, saving money, Environmental effect, Warranty on refurbished items
    Buying refurbished electronics to save money? Know how safe are these

    Buying refurbished electronics is not only a great way of saving a lot of money, but also helps you leave…

    By Amitava Chakrabarty
    August 25, 2022 20:52 IST
    Card tokenisation, auto bill payments, debit card, credit card, card details, merchant database
    Card tokenisation deadline approaching: Problems debit, credit card users may face from Oct 1

    With the extended card tokenisation deadline ending on September 30, 2022, unless extended further, the users may face inconveniences from…

    By Amitava Chakrabarty
    August 25, 2022 19:20 IST
    fixed deposit, FD rate hike, FD interest rates, RBI, SBI, PNB, HDFC Bank, ICICI Bank
    HDFC Bank hikes FD rates: Fixed deposit interest rates compared with SBI, PNB, ICICI Bank rates

    Going by the trend after the hikes in policy rates by the RBI, HDFC Bank – one of the country’s…

    By Amitava Chakrabarty
    August 24, 2022 18:53 IST
    income tax, long-term capital gain, capital gain tax, LTCG, tax-free LTCG, listed equities, equity-oriented mutual fund, MF, equity-oriented MF schemes
    Tax-free capital gains on equities not only affect those in 5% tax bracket, but also super rich

    The long-term capital gain (LTCG) on listed equities and equity-oriented mutual fund (MF) schemes up to Rs 1 lakh is…

    By Amitava Chakrabarty
    August 24, 2022 15:48 IST
    Hindu Undivided Family, Karta, investments, mutual fund, MF, PAN, dissolution of HUF, transmission of investments
    Hindu Undivided Family: As a lady can’t head HUF, demise of Karta may put family in trouble

    A lady can become the President, Prime Minister, Chief Justice in India, but she can’t legally head her own family…

    By Amitava Chakrabarty
    August 23, 2022 19:12 IST
    gold investment, physical gold, sovereign gold bond, SGB, making charges, quality, safety, cost of storage, taxes, interest on SGB, tax exemption on maturity, indexation benefit
    Sovereign Gold Bond – Series II: 5 reasons why SGB is a better way to invest in gold

    The Sovereign Gold Bond Scheme 2022-23 – Series II is now open for subscription for the period from August 22…

    By Amitava Chakrabarty
    August 22, 2022 23:16 IST
    income tax, tax-saving instruments, tax-free instruments, tax-saving FD, SCSS, NSC, PMVVY, pension plans, tax-saving bonds, PPF, ULIP, Sukanya Samriddhi Yojana, tax-free bonds, Sovereign Gold Bonds, SGB
    Tax-saving Instruments Vs Tax-free Instruments: Which are more beneficial for you?

    Before starting investing, you should have a clear concept about tax-saving and tax-free features associated with different investment instruments.

    By Amitava Chakrabarty
    August 22, 2022 14:47 IST
    SBI MF, SBI Mutual Fund, Fixed Maturity Plan, FMP, New Fund Offer, NFO
    SBI MF launches Fixed Maturity Plan – Series 63: Should you invest in this FMP?

    The SBI MF has launched 372-day FMP – Series 63 with the objective to provide regular income and capital growth…

    By Amitava Chakrabarty
    August 20, 2022 23:29 IST
    post office small savings schemes, tax-saving schemes, tax-free instruments, PPF, SSY, NPS, Post Office Savings Account, Post Office Time Deposits, SCSS, MIS, NSC, KVP
    Post Office Small Savings Schemes: Know which schemes are tax-free, which are not

    As many of the Post Office Small Saving Schemes are used for tax saving purposes, there are some misconceptions among…

    By Amitava Chakrabarty
    August 19, 2022 19:55 IST
    A division bench of Justices R Mahadevan and Mohammed Shaffiq gave the ruling.
    Struggling to pay your child’s school fees? You may try the fee financing option

    Providing the best education to their children is the utmost priority for every parent and for this they want to…

    By Amitava Chakrabarty
    August 18, 2022 17:59 IST
    Systematic Investment Plan, SIP, Mutual Fund, MF, fixed deposit, FD, company FD, Systematic Deposit Plan, SDP, Recurring Deposits, RDs, banks, Post Office, SDP Vs SIP
    Systematic Deposit Plan: What is SDP and how beneficial is it versus SIP?

    Bajaj Finance has launched Systematic Deposit Plan (SDP), which allows investors to invest on a monthly basis instead of investing…

    By Amitava Chakrabarty
    August 18, 2022 08:03 IST
    fixed deposit, FD, rate hike, RBI, Bajaj Financial fixed deposit, AAA rated FD
    Opportunity to get up to 7.75% rate of interest on AAA rated FD: Should you invest?

    Rate hike by the RBI has given much-needed respite to risk-averse investors as interest rates offered on fixed-income instruments are…

    By Amitava Chakrabarty
    August 17, 2022 20:11 IST
    income tax, income tax return, ITR, income tax refund, income tax notice, tax benefits, Form 16, tax-saving investments, donations
    Have income tax refunds? Keep deduction proofs ready or get ready to pay 200% penalty

    Taxpayers are getting intimations generated automatically online from the Income Tax Department, if additional deductions are claimed in ITR resulting…

    By Amitava Chakrabarty
    August 17, 2022 10:35 IST
    digital lending, fintech, Reserve Bank of India, RBI, online lending platforms, digital loans, MSME, NBFC
    The finest regulations: Customer as a lodestar in the digital lending space

    For a country where 4 in 5 adults and 1 in 2 MSMEs still lack access to suitable and affordable…

    Updated: August 16, 2022 20:04 IST
    income tax, tax-saving investments, fixed deposits, FD, tax-saving FDs, PPF, NSC, life insurance premium, ULIP, ELSS, SCSS, Sukanya Samriddhi Yojana, section 80C, Old Income Tax Regime
    Investing in Fixed Deposit for tax saving? Beware! You may fall in a tax trap

    There are many investment options through which you may reduce your taxable income by availing deductions u/s 80C of the…

    By Amitava Chakrabarty
    August 16, 2022 17:50 IST
    study abroad, education loan, financial planning, investing, scholarships
    How to arrange finances to make your child’s study abroad dream a reality

    In case you have not been able to accumulate enough money on time, you have to find ways to get…

    By Amitava Chakrabarty
    August 16, 2022 16:38 IST
    independence day, financial freedom, financial independence, wealth creation, managing money, saving, investing
    On India’s 75th Independence Day, take steps to achieve financial freedom

    Financial independence is not just about making money, it is about how you manage it.

    By Amitava Chakrabarty
    August 15, 2022 23:58 IST
    Financial Freedom, ways to achieve financial freedom, savings, investment, equities, mutual fund, insurance cover
    Financial Freedom: How to get rid of all your financial worries?

    Financial freedom is a dream come true for every person – when one need not worry about earning his/her livelihood…

    By Amitava Chakrabarty
    August 15, 2022 08:31 IST
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    Indian banks sanctioned loans worth Rs 34 lakh crore under the Pradhan Mantri MUDRA Yojana

    Indian Banks sanctioned Rs 34 lakh crore under MUDRA Yojana to 55 crore beneficiaries: Govt

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    Scamsters using matrimonial sites to target people, warns Govt; explains how

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    Top 10 US universities host major share of international students in 2024-25; nearly one-third are from India

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    India A top order collapses, suffers 65-run defeat to Afghanistan in U-19 tri-series

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