An Instagram post from a 26-year-old woman from Singapore has gone viral after revealing that she bought a home worth nearly S$1 million (around Rs 7 crore) entirely with her own savings.
In the Insta video shared on December 20, the proud homeowner, identified as Chris, described the milestone as a “dream come true”. She also revealed that her family was unaware of the purchase until the day she collected the keys to the property.
Bought home before 27 using years of hard work
Chris, a Singapore-based producer and content creator, said she had set a personal goal to own property before turning 27 and recently achieved it through years of consistent effort. Speaking to local outlet Mothership, she said the journey involved long working hours and financial discipline.
She currently holds a full-time job and supplements her income with freelance photo and video projects. Her workdays often stretch between 12 and 18 hours, seven days a week. “I even work during my gym workouts,” she quipped.
Chris also shared that she began working at the age of 14 and started investing when she was 19. “The truth is, I just started young and had time on my side to build up funds,” Chris said.
Strict savings, early investing helped fund purchase
Beyond earning multiple income streams, Chris said careful budgeting played a crucial role in helping her afford the condominium. She saves consistently, tracks expenses closely, and avoids unnecessary spending.
“I yearn safety and stability, and my mum always instilled a sense of independence in me. Owning a stake in Singapore feels safe,” she said.
Speaking to Mothership, a digital media company that operates in Singapore, Chris said that she lives on a “very strict budget”, often opting for S$3 meals to cut costs. She credited a mix of early investing, disciplined savings, and long-term planning for making homeownership possible at a young age.
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