For many, achieving financial freedom feels like a distant dream. But for Gurjot Ahluwalia, a Gurgaon resident, it became a reality in just over a decade. In a social media post, Ahluwalia reportedly revealed that his net worth had grown from zero to Rs 5 crore in 11 years—an achievement he considers his biggest milestone of 2024. Now, he is aiming to retire financially free by 2025.
Sharing a screenshot from the INDmoney app, Ahluwalia disclosed his current net worth while also revealing liabilities of Rs 2.7 lakh. His success, he said, was built on three crucial principles: professional growth to ensure a high income, aggressive savings through delayed gratification and strategic equity investments combined with business ownership.
“A salaried middle-class person like me went from 0 to Rs 5,00,00,000 in 11 years,” Ahluwalia shared, HT reported. He credited two major factors for accelerating his journey: being debt-free since his parents paid for his education and saving on rent by living with them.
His net worth estimate, he clarified, does not include property or jewellery but is primarily based on stocks, mutual funds, bonds, NPS, EPF and savings, the reports said.
His financial journey sparked admiration and discussion online. “Amazing example of consistency and patience,” one user wrote, emphasising the power of long-term investing. Another added, “Rent is the biggest expense in a city like Mumbai. Achieving a million-dollar corpus while paying rent for 15-20 years is really difficult, but discipline and a high salary can make it possible.”