Bajaj Housing Finance posted 18 per cent YoY profit growth in the second quarter of the financial year 2025-26. The company reported a profit after tax (PAT) of Rs 643 crore in Q2 FY26. The Bajaj Group company’s PAT in Q2 FY25 was at Rs 583 crore.
Furthermore, Bajaj Finance’s Net Interest Income grew by 34 per cent YoY in the quarter. The company’s NII in Q2 FY26 increased to Rs 956 crore from Rs 713 crore in Q2 FY25. Total income increased by 22 per cent YoY to Rs 1,097 crore in Q2 FY26 from Rs 897 crore in the corresponding quarter of FY25.
Bajaj Finance’s Assets Under Management (AUM) increased by 24 per cent on a yearly basis. The company’s AUM grew to Rs 1,26,749 crore in Q2 FY26 from Rs 1,02,569 crore in Q2 FY25.
Bajaj Housing Finance Q2 business
Bajaj Housing Finance recorded a 32 per cent YoY loan disbursement growth in the quarter. The financier’s net disbursement grew to Rs 15,914 crore in Q2 FY26, compared to Rs 12,014 crore in Q2 FY25.
Home loans segment, the core business of the company, accounted for 55 per cent of the total AUM of the company at the end of the september quarter. The key vertical recorded a 19 per cent YoY growth in the quarter.
Lease rental discounting and developer finance accounted for 21.5 per cent and 11.8 per cent of assets under management. Loans against property formed 10.3 per cent of the company’s AUM