The National Payments Corporation of India (NPCI) has removed the user onboarding limit for WhatsApp Pay, allowing the platform to offer UPI services to its entire user base in India.
Previously, NPCI had restricted WhatsApp Pay’s user base expansion to a phased approach. This latest decision removes all onboarding limitations, enabling the platform, classified as a Third-Party App Provider (TPAP), to expand its reach across India immediately.
WhatsApp Pay is required to adhere to all existing UPI guidelines and circulars applicable to TPAPs, ensuring compliance with regulatory frameworks.