Karur Vysya Bank on Friday reported a 21% year-on-year rise in net profit for the second quarter at ₹574 crore. The bank’s total business crossed ₹2,00,000 crore mark milestone. As of September 2025, the bank’s total business stood at Rs 2.03-lakh crore crore, registering 15% year-on-year growth.
Total advances grew by 15% y-o-y at ₹92,724 crore. RAM (Retail, Agri, MSME) loans grew 19% driven by 22% growth in retail loans. Deposits grew 15% to ₹ 1.10-lakh crore.
Net interest income increased by 5.65% to ₹1,122 crore (excluding one off interest income) crore versus ₹1,062 crore for corresponding quarter of previous year.
Asset quality improved as Gross NPAs stood at 0.76% in Q2FY26 down from 1.10 per cent in Q2FY25. Net NPA stood at 0.19 per cent, down from 0.28 in the year-ago period.
“The bank has added ₹75,000 crore in business over the past three and a half years. This progress demonstrates that management’s initiatives regarding key metrics are advancing effectively,” Ramesh Babu B, MD & CEO, The Karur Vysya Bank said in a statement.