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    1. Business News
    2. Authors
    3. shobhana subramanian

    Shobhana Subramanian

    Nirmala Sitharaman, India Inc, NBFC, NPA cycle, Crisil, share of GDP, corporate loan books, FPI
    Budget 2020: Where will India Inc find the money?

    Union Budget 2020 India: Even if it wanted to invest—which it may not, given poor demand—there is no money to…

    By Shobhana Subramanian
    February 6, 2020 01:22 IST
    Budget 2020, Union Budget 2020 India
    Economic Survey 2020 busts govt myths, will it help?

    Economic Survey 2020: Survey talks of an “Assemble in India for the world” programme that could be integrated with the…

    By Shobhana Subramanian
    Updated: February 1, 2020 02:59 IST
    The only way to drive consumption is to push real estate. (Representative image)
    Why real estate needs a buy-in, else the economy could tank further

    Little has been heard so far about the progress of the corpus created to provide last-mile funding for housing projects.

    By Shobhana Subramanian
    January 31, 2020 04:00 IST
    economy, economic slowdown
    Economic slowdown: Tough times call for tough measures, here’s what govt needs to do now

    Loan growth is at multi-year lows, demand for power has now fallen five months in a row, car sales continue…

    By Shobhana Subramanian
    January 20, 2020 03:43 IST
    Economic slowdown, Rahul Bajaj, India Inc, Kumarmangalam Birla, FDI inflows, Lakshmi Mittal, GDP, e-commerce, essar steel
    Economic slowdown: Enough of advice, govt needs to decide if it will act now

    Asking for more advice is fine, but the govt needs to decide if it will act now, or will it…

    By Shobhana Subramanian
    January 4, 2020 01:02 IST
    Finance Minister Nirmala Sitharaman, nirmala sitharaman
    FM must slash income tax rates, only way to stimulate demand

    Given the need of the hour is to boost spending, cutting income tax rates would put some money in consumers’…

    By Shobhana Subramanian
    December 23, 2019 00:45 IST
    Sanjeev Bikhchandani, jeevansathi,ICICI Venture, iim ahmedabad, 99acres.com, Jeevansathi.com, Shiksha, tech based start-ups, Zomato, Policybazaar, Meritnation, Ustraa
    Sanjeev Bikhchandani: The career entrepreneur

    If there was someone who had total faith in his ability to build a business and backed him to the…

    By Shobhana Subramanian
    December 12, 2019 06:11 IST
    jobs , jobs in india, india inc, Kumar Mangalam Birla, Vodafone, Idea, Retail sales, industry news, economy news
    The Great Letdown: Will India be able to create the number of jobs needed?

    Given nearly 64% of the slowdown has been driven by industry—mainly manufacturing—India’s aspirational electorate should brace for more job losses.…

    By Shobhana Subramanian
    December 11, 2019 03:44 IST
    industry, credit growth in industry, govt fiscal measures, gdp, q2 gdp growth, indian economy, indian gdp growth
    Explained: Why credit flows to industry must pick up to regain lost momentum amid major slowdown

    With government spending likely to be constrained due to poor tax collections, other sections of the economy need to pull…

    By Shobhana Subramanian
    December 3, 2019 11:08 IST
    Bank FD, POMIS, SCSS, PMVVY, maximum interest rate, fixed returns, Life Insurance Corporation, LIC,
    GDP growth: Unless credit flows to industry revive quickly, it’s hard to see any pickup

    At a time when the economy is slowing, it is only to be expected that tax collections, too, will slow.

    By Shobhana Subramanian
    November 30, 2019 01:32 IST
    More transactions where the government exits the business altogether or, even if it holds on to a small stake, relinquishes management control, are needed. (Representational image)
    Half-measures will not fix economy

    Govt did well to get the power to notify hire-fire rules, but there is no certainty about how quickly it…

    By Shobhana Subramanian
    November 22, 2019 00:20 IST
    Essar Steel, IBC process, NCLAT, Supreme Court,  Committee of Creditors, Essar Steel stakeholders
    IBC process gets back on track after SC nixes NCLAT ruling in Essar Steel

    It’s a huge win for lenders, who despite their number one ranking, were fighting other stakeholders for their fair share.

    By Shobhana Subramanian
    Updated: November 15, 2019 22:11 IST
    interest rate on savings account deposits, SBI, repo rate, bank savings account rbi,
    Fix NBFC crisis to get growth back

    Simultaneously, there needs to be a lot more urgency in putting stressed real estate projects into the hands of stronger…

    By Shobhana Subramanian
    October 31, 2019 01:46 IST
    Why India Inc must pass on the benefits of corporation tax rate cut to consumers

    While liquidity in the banking sector may be in a big surplus, some segments of business and retail customers are…

    By Shobhana Subramanian
    September 28, 2019 01:38 IST
    Forty-five years later, Sobti is criss-crossing the countryside trying to convert eight million Bharat Financial customers into consumers.
    FE Best Bank Awards: Know who is the nominee for lifetime achievements award

    Sobti’s now loaning money to microfinance borrowers for a television set or some household product. “She has borrowed twice and…

    By Shobhana Subramanian
    Updated: September 25, 2019 03:43 IST
    FE Best Banks Awards
    FE Best Banks Awards: Sanjiv Bajaj – A Bajaj you can bank on

    But since he couldn’t launch one, he came up with the EMI card which today is a franchise with 16.5…

    By Shobhana Subramanian
    Updated: September 26, 2019 11:51 IST
    Tax relief, corporation tax rate, corporation tax cut, corporate tax, corporate tax rate, corporate tax in india, corporate tax rate india, Narendra Modi, nirmala sitharaman, financial express, financial express opinion, corporate tax rate 2019
    Welcome tax cuts but for the wrong persons!

    Few firms will invest till there is a strong demand-revival. that needed a cut in income tax rates; the fm…

    By Shobhana Subramanian
    September 21, 2019 04:02 IST
    FM, Nirmala Sitharaman,  ban on e-cigarettes, e cigarettes, NCLT, RBI, Raghuram Rajan, HDFC Bank, Aditya Puri
    Blame promoters, not FM Nirmala Sitharaman

    Though FM is now trying, the govt was slow to reform; but Ms Shaw’s fellow-promoters even more to blame

    By Shobhana Subramanian
    September 20, 2019 03:44 IST
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