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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    Motor insurance: Have two cars? Take a standalone personal accident cover of Rs 15 lakh

    Irdai has relaxed its directive for compulsory personal accident cover for owner-driver under motor insurance policies

    By Saikat Neogi
    December 19, 2018 00:05 IST
    Budget 2019, Atal Pension Yojana, Pradhan Mantri Shram-Yogi Maandhan, PMSYM,pension plans, Piyush Goyal, National Pension System, NPS, APY
    National Pension system: Now get tax-free maturity withdrawals; check details here

    The government has made the whole 60% of the NPS accumulated corpus tax free, bringing it at par with PPF…

    By Saikat Neogi
    December 12, 2018 01:42 IST
    Home Loans: It just got harder to get a loan from an NBFC

    While banks have the same eligibility criteria, it can differ in case of NBFCs. They have different criteria for salaried…

    By Saikat Neogi
    December 11, 2018 01:16 IST
    LIC needs to strengthen the alternate channels of distribution, says former MD and CEO of LIC of India

    First, the distribution effectiveness has to be increased so that insurance penetration improves substantially.

    By Saikat Neogi
    December 7, 2018 01:53 IST
    Mutual Funds: Your insurance agent may now sell MF, pension products, FDs

    The insurance regulator has proposed to relax norms for registration of insurance marketing firms to improve penetration and sell other…

    By Saikat Neogi
    Updated: December 5, 2018 06:58 IST
    Fixed income: Should you go for NBFC fixed deposits? All you want to know

    While higher interest rates offered by NBFCs may lure retail investors, they must first look at a company’s credit ratings,…

    By Saikat Neogi
    Updated: November 27, 2018 11:13 IST
    health insurance, health sector, irdai
    Health Insurance may become more consumer friendly: IRDAI panel calls for removing these exclusions

    The working group has recommended that waiting period for conditions such as hypertension, diabetes, cardiac should not be for more…

    By Saikat Neogi
    Updated: November 12, 2018 09:52 IST
    Flexible and customer friendly norms for life insurance: Irdai proposes structural changes in linked, non-linked policies

    After five years, the insurance regulator is in the process of reviewing the structure of linked and non-linked life insurance…

    By Saikat Neogi
    November 6, 2018 00:32 IST
    Dhanteras investment: Go for Gold ETFs and SGBs

    Investment in gold is a useful diversification tool and a good hedge against inflation. For many investors, the metal is…

    By Saikat Neogi
    November 5, 2018 01:57 IST
    Decisions based on short-term movement of stocks cause pain: Jiju Vidyadharan, Crisil Research

    Investors in equity-oriented mutual funds should not get flustered by volatility in the asset class over the short term, and…

    By Saikat Neogi
    October 26, 2018 01:58 IST
    How to earn higher long-term returns with Equity Linked Savings Scheme

    At a time when assets under management of mutual funds declined 12.5% to Rs 22 lakh crore at September-end due…

    By Saikat Neogi
    Updated: October 24, 2018 16:36 IST
    Planning to invest this festive season? Here’s why gold bonds are a good option

    The price of the Sovereign Gold Bond is fixed on the basis of simple average of closing price of gold…

    By Saikat Neogi
    October 15, 2018 01:05 IST
    How to leverage election year market crash and gain on averaging opportunities

    Lok Sabha elections due next year, it is more important to hold on to stocks, buy more on dips and…

    By Saikat Neogi
    October 10, 2018 01:05 IST
    Policyholders, your insurance company will be better regulated, here’s what IRDAI has planned

    The benefit of adopting a risk-based supervisory framework will be a structured approach to help assess various risks, both internal…

    By Saikat Neogi
    Updated: October 8, 2018 03:33 IST
    rupee, finances, US dollar, US Dollar index, home currency, foreign education
    Currency devaluation: Know how the falling rupee impacts your finances

    The rupee has depreciated over 15% against the US dollar since January this year because of rising crude prices, slowing…

    By Saikat Neogi
    Updated: October 6, 2018 10:06 IST
    Aadhar verdict: eKYC curbed; instant loan approvals, MF and insurance sales online take a hit

    With the Supreme Court scrapping the mandatory linking of Aadhaar with bank accounts and ruling that private companies can no…

    By Saikat Neogi
    October 1, 2018 02:09 IST
    tax, income tax
    Income Tax: These three tax deductions that can be reversed

    There are tax deductions for long-term investments. If, however, you invest only for the short-term, your tax liability increases.

    By Saikat Neogi
    September 26, 2018 02:20 IST
    Motor insurance: Here is how you can get Rs 15 lakh personal accident cover on buying car insurance

    Buyers of new cars and two-wheelers will also now have to mandatorily purchase third-party insurance cover upfront for at least…

    By Saikat Neogi
    September 25, 2018 00:10 IST
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