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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    However, short and mid-term fixed deposits rates will rise initially followed by long-term deposits.
    Fixed Income: Smartly navigate interest rate hikes

    Go for low duration debt funds, invest in smaller tranches in longer dura-tion products and select actively managed funds to…

    By Saikat Neogi
    Updated: May 6, 2022 11:23 IST
    Car loans too will become more expensive for new borrowers. However, those who have taken a loan at a fixed interest rate will be spared.
    Repo rate hike: Home, car loans to be more expensive, FD rates may rise

    On a home loan of Rs 50 lakh for 20 years at 7%, the EMI today is Rs 38,765 and…

    By Saikat Neogi
    May 5, 2022 06:00 IST
    Total investments across energy sectors are likely to be over 4% per year, and most of the growth would come from non-fossil and decarbonisation technologies.
    Chasing renewables: Demand for sustainable fuels projected to triple over next 20 years

    The demand for sustainable fuels is projected to triple over the next 20 years, according to McKinsey’s Global’s Energy Perspective…

    By Saikat Neogi
    May 4, 2022 04:30 IST
    govt debt
    Data Drive: Rising government debt

    All states, barring Maharashtra and Delhi, have higher debt-to-GSDP than the N K Singh panel’s recommendation of 20%.

    By Saikat Neogi
    May 2, 2022 05:00 IST
    higher education cost
    Career costs: Build a corpus for your child’s higher studies

    While investing for your child’s higher education, factor in the inflation rate, time-frame of investment and the risk profile of…

    By Saikat Neogi
    May 2, 2022 00:45 IST
    Debt fund strategy-01
    Fixed Income: Go for debt funds with lower duration profiles

    Investors’ portfolio should be tilted more towards funds which are running a maturity of less than two years in a…

    By Saikat Neogi
    May 2, 2022 00:15 IST
    Import Export 03
    Data Drive: The changing exports mix

    It is worth noting that the share of exports in the GDP has fallen from the FY12 level, but improved…

    By Saikat Neogi
    April 29, 2022 01:15 IST
    SIP ELSS
    Equity-Linked Savings Scheme: How SIP makes ELSS a smart bet

    Disciplined savings and ability to ride out market volatility ensure that investing in ELSS via SIP generates higher returns over…

    By Saikat Neogi
    April 27, 2022 01:00 IST
    life insurance, health insurance, term plan, term insurance, term life insurance, term insurance premium calculator, premium calculator for term insurance, premium for term insurance,
    Data Drive: Tech-ing insurance forward

    Insurtech firms in India are well-positioned to cater to the nuanced needs of customers, and enablers.

    By Saikat Neogi
    April 27, 2022 00:15 IST
    The rise in global prices of Brent crude, edible oil and precious metals has led to an increase in the contribution of imported components to headline inflation.
    Data Drive: The inflation pinch

    The rise in global prices of Brent crude, edible oil and precious metals has led to an increase in the…

    By Saikat Neogi
    April 25, 2022 04:15 IST
    Avoid paying late payment penalty for insurance premium, systematic investment plans, public provident fund and recurring deposits.
    Smart investing: Look out for costs related to investing

    Mutual fund expenses deducted from investments, brokerage charges, commission for life insurance policies and even churning the portfolio can eat…

    By Saikat Neogi
    April 25, 2022 01:30 IST
    Analysts at Nomura Global Markets Research estimate that every $10/tonne increase in coal costs increases per unit operating expense of cement companies by Rs 50/tonne, which would require Rs 3/bag price hike to maintain margin.
    Data Drive: Cement prices on the rise

    The surge in power and fuel costs has also raised the cost of road freight, accounting for 50% of cement…

    By Saikat Neogi
    April 22, 2022 04:10 IST
    Even auto and personal loans will become more expensive.
    Increase in Interest Rate: How MCLR hike impacts retail borrowers

    Shell out more EMI for home loan or convert your loan to a cheaper repo rate linked lending rate

    By Saikat Neogi
    April 22, 2022 01:45 IST
    investment strategy in volatile market-01 (1)
    Investment Strategy: How to ride out volatility and inflation

    Given the market volatility and inflation, invest in quality stocks on dips, go for floating rate funds and target maturity…

    By Saikat Neogi
    April 20, 2022 03:30 IST
    imf
    Data Drive: Embattled global growth

    The economic costs of war are high volatility in commodity prices, spiraling inflation because of higher food and fuel prices—the…

    By Saikat Neogi
    Updated: April 20, 2022 00:17 IST
    While the demand environment will remain strong, there could be pressure on margins in H1FY23, according to a report by ICICI Securities.
    Data Drive: The IT factor

    In fact, the Indian IT services industry is in the early phase of a multi-year growth because digital laggards are…

    By Saikat Neogi
    April 18, 2022 02:30 IST
    Investors need to look at various factors before choosing the right ETF. For one, they should opt for the one which has high trading volumes and good liquidity. Next, they should look at the expense ratio and the tracking error.
    Exchange traded funds: Know how to select the right ETF

    Opt for an ETF which has high trading volumes and good liquidity. Next, look at the expense ratio and the…

    By Saikat Neogi
    April 18, 2022 01:15 IST
    Once the child completes 18 years of age, the name of the guardian will be removed and the adult child can continue investing in the fund by renewing it every five years after the 15-year maturity.
    Tax talk: Save tax by investing in your child’s name

    Either of the parents can open a PPF account on behalf of the minor and avail tax exemption under Section…

    By Saikat Neogi
    April 18, 2022 01:00 IST
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