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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    foxed deposits
    Fixed Deposits: Wait for some time to lock in long-term FDs

    Banks will increase their deposit rates at a higher clip once credit demand picks up.

    By Saikat Neogi
    Updated: June 20, 2022 10:40 IST
    hybrid funds 03-01
    Mutual Funds: Bet on balanced advantage funds

    Balanced advantage funds make for a better choice within all hybrid mutual funds as the fund manager can invest in…

    By Saikat Neogi
    June 20, 2022 00:30 IST
    The companies are exploring various business models to establish economic viability with limited revenue drivers.
    Data Drive: BNPL to bankable?

    BNPL players account for a low share within the new-to-credit customer base, and delinquency rates are high.

    By Saikat Neogi
    June 17, 2022 06:00 IST
    Rural retail inflation moderated sharply by 140 basis points to 7% led by a sequential moderation in rural core inflation and a favourable base.
    Data Drive: Oil cools CPI inflation

    While the cut in excise duty on petrol and diesel helped to moderate CPI fuel inflation to 9.5% in May…

    By Saikat Neogi
    June 15, 2022 04:15 IST
    Experts also say that unlike last year, returns from the equity market are likely to be muted this year and investors should book some profits and avoid heavy buying.
    Market strategy: Staying the course, with a gradual approach, is key

    Retail investors must continue with their SIPs, focus on asset allocation, and invest in multi-asset funds to diversify their portfolio,…

    By Saikat Neogi
    June 14, 2022 03:15 IST
    Ethiopia alone wants about 0.2 MT of wheat. A panel comprising senior officials from the ministries of commerce, food, agriculture and external affairs is evaluating the requests. The number of wheat supplies to each of them will be determined based on several criteria, an official source said.
    Data Drive: The rural demand picture

    As a large portion of rural income is derived from non-agriculture sources, government-spending will remain the key to boost rural…

    By Saikat Neogi
    June 13, 2022 06:30 IST
    Fixed Income: Tweak your debt fund strategy now

    Investors with a short holding period and low-risk appetite should now stick to categories like liquid funds of good credit…

    By Saikat Neogi
    June 13, 2022 00:45 IST
    If a borrower is on a floating rate loan, the EMI may be fixed for the tenure, but the tenure itself will increase with the hike in interest rates.
    Impact of rate hike: Try to pre-pay your home loan

    For existing floating rate home loans linked to the repo rate, higher interest rates will be charged based on the…

    By Saikat Neogi
    June 10, 2022 01:45 IST
    The inflation conundrum

    The Reserve Bank of India is expected to further increase the policy rates today to rein in the runaway inflation.…

    By Saikat Neogi
    June 8, 2022 04:45 IST
    With the emergence of digitisation, millennials are redefining their investment strategies, Gaurav Mathur, founder and MD, SafeGold, said
    YELLOW METAL: Right time to buy gold as prices drop

    As RBI is expected to raise interest rates, volatility in stock and debt markets will persist. Allocate some part of…

    By Saikat Neogi
    June 8, 2022 02:40 IST
    Data Drive: Experience is money

    Most workers in India start their careers in relatively low-skills jobs, and work experience thus becomes an important driver of…

    By Saikat Neogi
    June 6, 2022 05:45 IST
    Credit Cards: Keep an eye on your card utilisation ratio

    Credit cards give a credit window of around five weeks from the day of spend to the date of the…

    By Saikat Neogi
    Updated: June 6, 2022 09:21 IST
    Life Insurance: Go for participating policies now

    While non-participating products were beneficial in the lower interest rate regime, opting for participating policies will ensure protection as well…

    By Saikat Neogi
    Updated: June 6, 2022 10:35 IST
    The share of five standalone health insurers in the total health insurance premium collection grew to 50.7% in FY22 from 46.2% while that of PSU insurers dropped to 26.2% from 30.1%.
    Data Drive: Health (insurance) first

    Standalone health insurers reported strong growth, led by robust demand for retail health policies and market-share gains from the four…

    By Saikat Neogi
    June 3, 2022 05:15 IST
    Income tax: Tax deductions can be reversed

    Section 80C tax deductions on life insurance premium, home loan repayments, investments in ELSS, Ulips, EPF or SCSS are reversible…

    By Saikat Neogi
    Updated: June 1, 2022 11:19 IST
    household savings
    The savings surge: Individuals slash discretionary spending due to the pandemic

    The rate of gross domestic savings dropped to 27.8% of GNDI from 29.4% because of a fall in savings of…

    By Saikat Neogi
    May 30, 2022 04:30 IST
    multi-cap & flexi-cap
    Equity Funds: Multi vs flexi-cap – Where to invest?

    See the difference between the two in conjunction with what is the mid-cap and small-cap exposure, and how they have…

    By Saikat Neogi
    Updated: May 30, 2022 09:14 IST
    motor insurance
    Motor insurance: Third-party premiums to go up from June 1

    Private cars registered as vintage cars will get a 50% discount on the premium.

    By Saikat Neogi
    May 30, 2022 00:30 IST
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