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    1. Business News
    2. Authors
    3. prakashpraharaj

    Prakash Praharaj

    Gold exchange-traded funds fetch long-term capital gains tax if held for a year or more

    The first thing to consider before investing is your financial goal. The next is the time horizon and risk appetite.…

    By Prakash Praharaj
    October 22, 2013 02:32 IST
    In insurance, the onus now lies with the seller

    Protecting consumer interest while selling financial products is being debated globally and the focus has shifted from the principle of…

    By Prakash Praharaj
    June 14, 2013 01:04 IST
    It’s advisable to go for a super top-up cover

    Can I buy a health insurance policy online for my mother who is 67 years old?

    By Prakash Praharaj
    June 4, 2013 02:00 IST
    Standard proposal form faces implementation hurdles

    Irda has issued a gazetted notification on a standard proposal form for life insurers with four sections, namely (a) details…

    By Prakash Praharaj
    May 7, 2013 03:25 IST
    Interest on PPF payable on lowest balance between fifth and last day of month

    Should I invest in PPF at one go at the beginning of the financial year or deposit money every month?

    By Prakash Praharaj
    April 30, 2013 03:45 IST
    It?s important to cover mortality risk if you have a home loan

    I am 45 years old and have a home loan for which I took insurance at the time of disbursement.…

    By Prakash Praharaj
    April 16, 2013 01:59 IST
    Term cover can be taken to protect home loan liability

    I have taken an education loan from South Indian Bank for higher studies in the UK.

    By Prakash Praharaj
    March 26, 2013 03:39 IST
    Overall charges capped at 3% of net yield for Ulips of 10 yrs or below

    Online term insurance policies are bought over the internet directly from the insurance company, whereas normal are bought through intermediaries…

    By Prakash Praharaj
    December 25, 2012 02:48 IST
    Entire amount in PPF a/c can be withdrawn only on maturity

    The entire amount in your account, along with interest, can be withdrawn only on maturity.

    By Prakash Praharaj
    October 30, 2012 01:57 IST
    Online term plans cost less, but first compare claim rejection ratio

    Life insurance companies are providing child plans that are investment-cum-insurance products.

    By FE News Desk
    September 11, 2012 03:39 IST
    Life insurance decoded: Why some prefer single premium plans

    Life insurance contracts are long term in nature and are entered into either with an individual or a corporate group…

    By Prakash Praharaj
    June 1, 2012 03:22 IST
    Irda?s draft on standards proposals needs minor tweaks

    The Insurance Regulatory and Development Authority (Irda) has brought out a draft regulation on the standard proposal form for life…

    By Prakash Praharaj
    May 4, 2012 00:01 IST
    How to look at valuation of life insurance cos

    The valuation of a company is determined by discounting the future cash flows or by multiplying current earnings with the…

    By Prakash Praharaj
    April 21, 2012 03:59 IST
    Review your life insurance planning post Budget

    Union Budget 2012-13 has proposed that life insurance premiums, other than deferred annuity, will be entitled to deduction under Section…

    By Prakash Praharaj
    March 24, 2012 03:07 IST
    How insurers can manage risk profile for better returns

    Insurance companies provide risk-management solutions to its customers, but the challenge now is to manage the risks faced by the…

    By Prakash Praharaj
    March 10, 2012 03:57 IST
    Irda?s need-analysis proposal a step in right direction

    The draft circular issued by the Insurance Regulatory Development Authority on need analysis and prospect product matrix is a path-breaking…

    By FE News Desk
    February 25, 2012 02:40 IST
    Irda sets benchmark for IPOs by insurance companies

    The Insurance Regulatory and Development Authority issued the initial public offering regulation for life insurance companies on December 1, 2011,…

    By Prakash Praharaj
    January 28, 2012 03:51 IST
    Irda?s steps will make sector more transparent in 2012

    While the insurance sector was opened up for the private sector a decade ago, the industry is yet to witness…

    By Prakash Praharaj
    January 3, 2012 03:39 IST
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