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    1. Business News
    2. Authors
    3. parth parikh

    Parth Parikh

    personal loan smallcap stock investment
    Took a small loan, invested in smallcaps, up 40% in 8 months. Personal achievement or disaster?

    Saw a post saying, “Took a loan. Made 40% in stocks.” Everyone liked it. No one asked what happens if…

    By Parth Parikh
    August 5, 2025 05:30 IST
    Is early retirement your real goal? Dark side of retiring at 40. (Image Source: Canva)
    The dark side of retiring at 40 that no one talks about

    Explore the hidden psychological challenges of the FIRE movement. This article goes beyond the financial calculations, asking if early retirement…

    By Parth Parikh
    August 3, 2025 05:30 IST
    The Rs 10 NAV Myth: Why a Lower Mutual Fund NAV Doesn't Mean a Better Deal. (Image Source: Canva)
    The Rs 10 NAV myth: Why a ‘cheap’ mutual fund is one of investing’s biggest lies

    Despite persistent industry chatter, a mutual fund’s ₹10 NAV (Net Asset Value) during a New Fund Offer (NFO) does not…

    By Parth Parikh
    August 1, 2025 05:30 IST
    sip, emi, money, rented flat, money, Rent and SIP, investment
    I followed the ‘rent and SIP’ rule for years. Here’s why it stopped making sense

    A personal journey of choosing between renting and buying a home. While SIPs and flexibility made sense on paper, life’s…

    By Parth Parikh
    July 30, 2025 05:20 IST
    The "Pre-Approved" Illusion: How Algorithms Nudge Borrowing and How to Master Financial Decisions. (Image Source: Canva)
    The hidden truth behind your ‘pre-approved’ personal loan offer

    The pervasive “pre-approved” loan offers from NBFCs and banks, often feeling like personal solicitations, are in fact sophisticated algorithmic profiling…

    By Parth Parikh
    July 28, 2025 05:30 IST
    sip investment
    If you think SIPs always create wealth, you’re 100% wrong

    SIP sounds like the perfect fix for wealth creation. Start small, stay disciplined, and let compounding work. That is what…

    By Parth Parikh
    July 26, 2025 05:30 IST
    personal finance money insights
    Instagram reel wali financial planning ke side effects

    Instagram finance gave me clarity for 30 seconds. Then life happened. All the neat rules such as ₹500 a day…

    By Parth Parikh
    July 24, 2025 05:30 IST
    credit card spending habits
    ‘I paid my bills on time and never paid interest. Here’s why I quit credit cards anyway.’

    Without credit cards, I was no longer thinking about hitting milestones, collecting points, or chasing free gifts. The constant mental…

    By Parth Parikh
    Updated: July 17, 2025 19:15 IST
    How to Truly Judge a Mutual Fund Manager Like a Cricket Expert. (Image Source: Canva)
    What Virat Kohli and a great fund manager have in common (It’s not just a high score)

    This article argues that evaluating mutual fund managers solely on returns is flawed, akin to judging a cricketer only by…

    By Parth Parikh
    July 16, 2025 05:30 IST
    Small cap mutual fund investment
    Your smallcap fund gave 100% returns. Here are 4 reasons that might be a warning sign 

    At a recent family function, someone came up to my dad and asked, “Midcap ane smallcap mutual funds ma return…

    By Parth Parikh
    July 10, 2025 05:30 IST
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