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    1. Business News
    2. Authors
    3. parth parikh

    Parth Parikh

    Credit card cash
    Credit card cash: The most expensive loan you never meant to take

    A credit card is meant for payments, not for cash. Treating it like an ATM is not convenience, it is…

    By Parth Parikh
    September 18, 2025 05:00 IST
    The iPhone EMI trap
    The iPhone EMI trap: Why people keep paying for a phone they no longer own

    The iPhone 17 is here, and EMIs are already tempting buyers. A ₹1.5 lakh phone on 24-month payments feels easy,…

    By Parth Parikh
    September 17, 2025 05:00 IST
    warren buffett investment tips
    Why your grandparents were right about money (and Warren Buffett proves it)

    Social media loves “dream lifestyle” snapshots. Yet the cost of these dreams is often mortgages, loans, and late nights of…

    By Parth Parikh
    September 14, 2025 05:30 IST
    The reward trap: How credit cards make you pay for your own perks
    The reward trap: How credit cards make you pay for your own perks

    Annual fees, forex markups, and late charges quietly wipe out whatever you think you gained.

    By Parth Parikh
    Updated: September 10, 2025 16:05 IST
    Salaries, investments, school fees, fees, EMI, education loans
    Your salary grew 6%. Your child’s school fees grew 12%. Now what?

    School fees rise at double-digit rates while salaries grow in single digits. The gap is small in one year, but…

    By Parth Parikh
    Updated: September 8, 2025 06:39 IST
    credit cards, forex, foreign exchange, zero-forex, GST, travel card
    The costliest chai in India: How credit cards sell you the lounge dream

    Twitter is full of airport lounge selfies. The chai and coffee is free and the chairs feel premium. But the…

    By Parth Parikh
    September 7, 2025 05:00 IST
    Second homes: A "Myth" of a safe asset, more a burden than a benefit. (Image Source: Canva)
    The second home trap: Why that dream flat could become a financial nightmare

    A flat that stays empty is not an investment but a monthly drain. Maintenance, taxes, and small repairs keep coming,…

    By Parth Parikh
    September 5, 2025 05:30 IST
    gold loan, NBFC, banks, personal loan, loans, jewellery, money
    The gold loan trap: How your family’s jewellery is silently disappearing

    Families pledge bangles and chains thinking it is only for a while. One renewal leads to another, until the jewellery…

    By Parth Parikh
    September 4, 2025 05:00 IST
    credit cards, credit card payments, RBI, banking, banks, Credit card interest rates
    Confessions of a former credit card user: The truth about your ‘upgraded’ limit

    Owning a house or a car should not mean giving up your future. If an EMI leaves no space for…

    By Parth Parikh
    August 27, 2025 05:05 IST
    Beyond bank approval: The real test of loan affordability. (Image Source: Gemini)
    If your EMI kills your savings, you cannot afford it

    Owning a house or a car should not mean giving up your future. If an EMI leaves no space for…

    By Parth Parikh
    August 25, 2025 05:30 IST
    EMI vs. SIP: The quiet financial battle in every Indian household. (Image Source: Canva)
    EMI or SIP: The decision that defines your tomorrow

    SIPs test your patience, EMIs test your income. Both can build, both can break depending on what you choose them…

    By Parth Parikh
    August 22, 2025 05:30 IST
    Holiday loans are sold as convenience, but they are really a trap that eats into your future. (This is an AI generated image)
    The holiday loan trap: How your dream vacation becomes a financial nightmare

    One swipe for tickets, one click for hotels, one small EMI for meals abroad. That is how holiday debt creeps…

    By Parth Parikh
    Updated: August 18, 2025 18:08 IST
    Cricket, ludo, money trap, mutual funds, investing, money,
    Cricket fantasy, ludo, and the new money trap

    “Just one over, just one board, just one more game.” That is how cricket fantasy contests and Ludo cash boards…

    By Parth Parikh
    August 15, 2025 05:00 IST
    The Hidden Dangers of F&O Trading: Why 93% of Retail Traders Lose Money. (Image Source: Canva)
    The day F&O trading shattered a family I know

    In F&O, one good trade can make you feel like you have mastered the market. That feeling is dangerous because…

    By Parth Parikh
    August 13, 2025 05:30 IST
    online food delivery appsupi app
    The shocking math of your daily Zomato order (and how to reclaim your money)

    “It is just a coffee, just a ride, just a snack.” You must have said this, and I have said…

    By Parth Parikh
    August 12, 2025 09:48 IST
    Why All Large-Cap Funds Are Not the Same? (Image Source: Canva)
    The hidden differences between large-cap funds that determine your real returns

    Large cap is just the segment. One fund behaves like a Maruti that is simple, predictable, no surprises. Another feels…

    By Parth Parikh
    August 8, 2025 05:30 IST
    FDs Aren't Useless, ULIPs Aren't a Scam: Why the Right Tool Matters for the Right Job. (Image Source: Canva)
    FDs aren’t the villain. ULIPs aren’t a scam. The real problem is you don’t know when to use them.

    Heard someone say FDs are useless and ULIPs make no sense. Maybe for them. But some people just want safety.…

    By Parth Parikh
    August 7, 2025 05:30 IST
    investing abroad, investment, investing, money, infrastructure
    The biggest mistake Indian investors are making right now (and it’s not the stocks they pick)

    Saw someone say, “All my money is in Indian stocks. Why look elsewhere?” Felt proud. Sounded confident. But no one…

    By Parth Parikh
    August 6, 2025 05:00 IST
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    Big4 director recognized for exceptional support and empathy toward employees, highlighting the power of good leadership.

    Not all corporate bosses are toxic: Employee praises Director for going beyond the call of duty, says ‘if you’re in…’

    Interest Equalisation Scheme Revamp

    Interest subsidy under new export scheme set at 2.5-3%

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