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    1. Business News
    2. Authors
    3. mithilesh jha

    Mithilesh Jha

    Introduction

    Mithilesh Jha is a Deputy Associate Editor at Financial Express Digital. With over 16 years of experience in financial journalism, he regularly writes on topics such as investments, taxation, labour reforms, pension plans, small savings schemes, among others.   Mithilesh writes his stories with a mission to make financial and…Read More

    Author's image
    Mithilesh Jha is a Deputy Associate Editor at Financial Express Digital. With over 16 years of experience in financial journalism, he regularly writes on topics such as investments, taxation, labour reforms, pension plans, small savings schemes, among others.   Mithilesh writes his stories with a mission to make financial and investment news simple and engaging. His aim is to ensure that the common man can read and understand his pieces just as easily as they follow political or sports news. He has always tried to explain through his stories complex financial topics in clear and accessible language for small investors, government employees & pensioners and other everyday readers. Whether it is updates from regulators like EPFO, PFRDA, IRDAI, Income Tax Department or news around pension reforms, changes in labour laws and tax-related matters, his aim is to inform his readers and enable them to make better financial decisions.   A Political Science and Mass Communication graduate, Mithilesh began his career with Macmillan India, writing on socio-economic issues. His foray into business journalism began with Economic Times Digital in 2009. He then spent nearly 10 years at The Press Trust of India, where he had the opportunity to edit and write on a wide range of topics spanning business, economy and personal finance. It was here that he gained a deeper understanding of business, economy, markets and government policy reforms, among other topics. During this time, he realised that government employees and pensioners — who often receive relatively little media attention — could be a segment better served by journalism. Since then, he has resolved to write consistently for this audience, covering news related to the Pay Commission, changes in provident fund rules, insurance updates and government schemes.   After a few years at Times Now Digital, he joined Financial Express Digital, and since then he has been working with the same thought — to simplify personal finance coverage and make it accessible to the common man. In his writing, Mithilesh tries to maintain a balance of analysis and sensitivity so that his readers feel connected to what he writes. He believes that if written well, personal finance and business news can also be made interesting, attracting a new readership that was previously not interested in these topics.
    Author's image
    By Mithilesh Jha
    Best midcap funds to invest in 2025: THESE 5 funds have delivered up to 22% returns in just 6 months
    Best midcap funds to invest in 2025: 5 funds with up to 22% returns in just 6 months

    Midcap mutual funds are leading the equity rebound, with five out of the top ten best-performing schemes in the last…

    By Mithilesh Jha
    October 31, 2025 06:31 IST
    Budget 2026-27: 5 big income tax changes taxpayers are eagerly waiting for
    Budget 2026-27: 5 big income tax changes taxpayers are eagerly waiting for

    As the Modi government gears up for Budget 2026-27, taxpayers across India are hoping for meaningful relief, easier compliance, and…

    By Mithilesh Jha
    October 30, 2025 22:12 IST
    8th Pay Commission implementation unlikely before 2028 — here's why delay looks inevitable
    Central govt employees, pensioners may have to wait till 2028 for 8th Pay Commission benefits — Here’s why

    The 8th Central Pay Commission’s recommendations are unlikely to be implemented before 2028. A closer look at the timelines of…

    By Mithilesh Jha
    Updated: October 29, 2025 13:19 IST
    Best SIP mutual funds 2025: Top 3 equity schemes with up to 25% returns in 1 year
    Best SIP mutual funds 2025: Top 3 equity schemes with up to 25% return in 1 year

    Over a dozen funds have delivered 20% to 25% returns in SIP mode during the last one year – a…

    By Mithilesh Jha
    October 28, 2025 17:55 IST
    Mutual fund SIP calculator: How much to invest per month to get Rs 1 crore in 20 years
    Mutual fund SIP calculator: How much to invest per month to get Rs 1 crore in 20 years

    Want to build Rs 1 crore through mutual fund SIPs? Here’s how much you need to invest every month —…

    By Mithilesh Jha
    October 23, 2025 18:37 IST
    Best mid-cap fund in 30 years: Multiplied investor wealth 400 times
    Best mid-cap funds 2025: Motilal Oswal Midcap Fund turns Rs 10K SIP into 42 lakh in 10 years — check full list of funds

    Over the past decade, midcap mutual funds have delivered the highest SIP returns, with top performers like Motilal Oswal Midcap…

    By Mithilesh Jha
    Updated: October 24, 2025 09:15 IST
    SBI mutual fund's top 5 SIP schemes: Gave up to 20% annual return in 10 years — check full list
    SBI Mutual Fund’s top 5 SIP plans – up to 20% CAGR in 10 years; Rs 10K investment turns into Rs 35 lakh

    SBI Mutual Fund’s top five SIP funds—SBI Technology Opportunities Fund, SBI Contra Fund, SBI Small Cap Fund, SBI PSU Fund,…

    By Mithilesh Jha
    October 22, 2025 06:34 IST
    Inflation Calculator: How much gold can you buy with Rs 1 crore in 2050?
    Inflation calculator: what will be the value of Rs 1 crore in 2050? See how much gold you can buy

    By 2050, your Rs 1 crore may not buy even 25 grams of gold. Over the past 25 years, gold…

    By Mithilesh Jha
    Updated: October 24, 2025 09:02 IST
    Diwali bonanza: 5 big central govt announcements for employees and pensioners this festive season
    Big Diwali gift for central government employees and pensioners — Salary hike, bonus, new scheme roll-outs

    These announcements come amid growing expectations over the 8th Pay Commission, offering financial relief and policy benefits to millions of…

    By Mithilesh Jha
    Updated: October 21, 2025 08:58 IST
    Silver ETFs shine with 80% gains since last Diwali — Here's how to plan your gold-silver investment this year
    Gold ETFs vs silver ETFs: Which gave better returns since last Diwali?

    In terms of returns, physical gold has delivered approximately 66% in the last one year, while silver has seen a…

    By Mithilesh Jha
    Updated: October 17, 2025 19:40 IST
    HDFC ELSS Tax Saver Vs SBI ELSS Tax Saver Fund
    HDFC ELSS Tax Saver Vs SBI ELSS Tax Saver: Which tax-saving fund ruled 3, 5 and 10-year returns chart

    HDFC ELSS vs SBI ELSS: A detailed comparison of the two best-performing tax-saving mutual funds based on 3, 5, and…

    By Mithilesh Jha
    October 16, 2025 06:00 IST
    Only two equity mutual fund schemes managed double-digit returns in one year — find out which ones
    Only two equity mutual funds managed double-digit returns in one year — find out which ones

    Equity market conditions were so challenging that most schemes failed to meet expectations. Benchmark indices Sensex and Nifty have given…

    By Mithilesh Jha
    October 14, 2025 06:56 IST
    Warren Buffett got it horribly wrong? The 'unproductive' asset that is ruling markets in 2025
    Warren Buffett got it horribly wrong? The ‘unproductive’ asset that is ruling markets in 2025

    For a very long time, investors will remember 2025 as the year that proved Buffett horribly wrong. But why did…

    By Mithilesh Jha
    Updated: October 8, 2025 15:59 IST
    Best SIP funds in 10 years: Quant, Nippon India and Motilal Oswal mid cap funds compared
    Top 3 SIP funds: Quant Small Cap Vs Nippon India Small Cap Vs Motilal Oswal Mid Cap – which made investors richest in 10 years?

    The three funds included in this analysis are Quant Small Cap Fund, Nippon India Small Cap Fund, and Motilal Oswal…

    By Mithilesh Jha
    October 8, 2025 06:55 IST
    After major CGHS rates hike, other central schemes like ECHS likely to see similar revision: Report
    After major CGHS rates revision, other central govt schemes likely to see similar changes: Report

    The revised CGHS rates, to be applicable from October 13, will vary depending on the type of hospital, ward and…

    By Mithilesh Jha
    October 7, 2025 13:55 IST
    Don’t judge a fund by a year: 4 large-caps that lagged in 2025 but delivered 20%+ over 5 years
    Debt Funds Vs Equity Funds: Which is Better in 2025?

    In the last one year, debt funds have outperformed equity funds as Indian markets faced volatility from global and geopolitical…

    By Mithilesh Jha
    Updated: October 7, 2025 15:28 IST
    Best flexi-cap funds 2025: HDFC vs Parag Parikh – Returns over 1, 5 and 10 years
    Best flexi-cap funds 2025: HDFC vs Parag Parikh – Returns over 1, 5 and 10 years

    In this story, we compare two top-rated 5-star flexi cap funds – HDFC Flexi Cap and Parag Parikh Flexi Cap…

    By Mithilesh Jha
    October 4, 2025 08:30 IST
    'Stocks and bonds are about to crash,' says Kiyosaki, asking to take note of Warren Buffett's changed stance on gold, silver
    ‘Stocks and bonds are about to crash,’ says Kiyosaki, asking to take note of Warren Buffett’s changed stance on gold, silver

    Kiyosaki continues to stick to his long-time belief in gold and silver, but what has drawn attention now is the…

    By Mithilesh Jha
    October 2, 2025 14:58 IST
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