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    1. Business News
    2. Authors
    3. mithilesh jha

    Mithilesh Jha

    Introduction

    Mithilesh Jha is a Deputy Associate Editor at Financial Express Digital. With over 16 years of experience in financial journalism, he regularly writes on topics such as investments, taxation, labour reforms, pension plans, small savings schemes, among others.   Mithilesh writes his stories with a mission to make financial and…Read More

    Author's image
    Mithilesh Jha is a Deputy Associate Editor at Financial Express Digital. With over 16 years of experience in financial journalism, he regularly writes on topics such as investments, taxation, labour reforms, pension plans, small savings schemes, among others.   Mithilesh writes his stories with a mission to make financial and investment news simple and engaging. His aim is to ensure that the common man can read and understand his pieces just as easily as they follow political or sports news. He has always tried to explain through his stories complex financial topics in clear and accessible language for small investors, government employees & pensioners and other everyday readers. Whether it is updates from regulators like EPFO, PFRDA, IRDAI, Income Tax Department or news around pension reforms, changes in labour laws and tax-related matters, his aim is to inform his readers and enable them to make better financial decisions.   A Political Science and Mass Communication graduate, Mithilesh began his career with Macmillan India, writing on socio-economic issues. His foray into business journalism began with Economic Times Digital in 2009. He then spent nearly 10 years at The Press Trust of India, where he had the opportunity to edit and write on a wide range of topics spanning business, economy and personal finance. It was here that he gained a deeper understanding of business, economy, markets and government policy reforms, among other topics. During this time, he realised that government employees and pensioners — who often receive relatively little media attention — could be a segment better served by journalism. Since then, he has resolved to write consistently for this audience, covering news related to the Pay Commission, changes in provident fund rules, insurance updates and government schemes.   After a few years at Times Now Digital, he joined Financial Express Digital, and since then he has been working with the same thought — to simplify personal finance coverage and make it accessible to the common man. In his writing, Mithilesh tries to maintain a balance of analysis and sensitivity so that his readers feel connected to what he writes. He believes that if written well, personal finance and business news can also be made interesting, attracting a new readership that was previously not interested in these topics.
    Author's image
    By Mithilesh Jha
    Multi-asset funds quietly won 2025: 15% returns as equity struggled and debt played safe
    Mutual fund surprise of 2025: This category beat equity and hybrid funds with 15% YTD gains

    In a volatile 2025 marked by equity corrections and global uncertainty, multi-asset allocation funds quietly emerged as the top-performing mutual…

    By Mithilesh Jha
    December 15, 2025 13:28 IST
    New Labour Codes in force, but what about gratuity after 1 year of service?
    New labour laws kick in, but 1-year gratuity rule still not in effect? What applies now and what depends on states

    The Centre has notified the four new Labour Codes as effective from November 21, 2025, but confusion remains over their…

    By Mithilesh Jha
    December 13, 2025 15:08 IST
    Govt to allocate funds for 8th Pay Commission in Budget 2026–27? Here's what Finance Ministry says in Parliament
    Govt to allocate funds for 8th Pay Commission in Budget 2026–27? Here’s what Finance Ministry says in Parliament

    If the 8th CPC were implemented from Jan 1, 2026, its financial impact for the first three months (January–March 2026)…

    By Mithilesh Jha
    December 12, 2025 21:46 IST
    Best hybrid mutual fund with 32% CAGR in 5 years, outshines all equity funds
    THIS hybrid fund delivers 32% CAGR in 5 years, beats every equity fund; Rs 10k SIP turns into Rs 11 lakh

    SBI Magnum Children’s Benefit Fund – Investment Plan has emerged as a rare outperformer, delivering a stunning 32% CAGR in…

    By Mithilesh Jha
    December 12, 2025 06:30 IST
    Best multi-asset allocation fund: THIS fund tops 3, 5 and 10-year charts with 20%+ CAGR
    Quant Multi Asset Allocation Fund performance: No.1 in category with over 20% CAGR for 3, 5, 10 years

    Quant Multi Asset Allocation Direct Plan has emerged as a top performer in its category. It ranks No.1 across 3,…

    By Mithilesh Jha
    December 11, 2025 06:07 IST
    New Labour Codes: No impact on take-home salary if PF stays on Rs 15,000 statutory limit
    New Labour Codes: No impact on take-home salary if PF stays on Rs 15,000 EPFO statutory limit

    There has been concern that the new labour codes will reduce take-home salary due to higher PF calculations. However, the…

    By Mithilesh Jha
    December 10, 2025 19:44 IST
    Why pay commission recommendations take 2–3 years to implement: The 10-step journey explained
    Why pay commission recommendations take 2–3 years to implement: The 10-step journey explained

    The 8th Pay Commission was announced on January 16, 2025, but it took the government almost ten months to finalise…

    By Mithilesh Jha
    December 10, 2025 18:36 IST
    PM Modi wants you to claim your unclaimed money — bank deposits, insurance dues and MF units worth Rs 1 lakh crore lying idle
    PM Modi wants you to claim your unclaimed money — bank deposits, insurance and MFs worth over Rs 1 lakh crore

    Prime Minister Narendra Modi has urged people to check whether they or their families have unclaimed money lying in banks,…

    By Mithilesh Jha
    December 10, 2025 13:44 IST
    January 2026 DA hike: Lowest increase in dearness allowance for central govt employees likely in 7 years
    Central govt employees may get lowest DA hike in 7 years in January 2026

    When the 8th Pay Commission is finally implemented, the DA at that time is usually merged into basic pay, and…

    By Mithilesh Jha
    Updated: December 10, 2025 08:00 IST
    Best low-cost retirement mutual fund: THIS ICICI Prudential fund tops 1, 3 and 5-year return charts
    Best low-cost retirement mutual fund: THIS ICICI Pru fund tops 1, 3 and 5-year return charts

    ICICI Prudential Retirement Fund – Pure Equity – Direct Plan has emerged as the best-performing low-cost retirement mutual fund, topping…

    By Mithilesh Jha
    December 9, 2025 08:16 IST
    SIP champions: 3 midcap funds top 10-year return charts - Rs 10,000 SIPs become Rs 40 lakh
    SIP champions: 3 midcap funds top 10-year return charts – Rs 10,000 SIPs become Rs 40 lakh

    Three midcap funds stand out as the top SIP performers, each delivering more than 22% annualised returns over 10 years…

    By Mithilesh Jha
    December 6, 2025 18:37 IST
    Top-performing midcap funds over 5, 10 and 15 years: HDFC, Edelweiss and Invesco dominate the charts
    Top-performing midcap funds over 5, 10 and 15 years: HDFC, Edelweiss and Invesco dominate return charts

    Midcap mutual funds have delivered some of the most impressive long-term returns in the equity market. Among them, HDFC Mid…

    By Mithilesh Jha
    December 5, 2025 05:44 IST
    Over Rs 40,500 crore tax demand raised under Black Money Act, says govt
    How much black money flowed out of India in 10 years? Govt responds in Parliament

    India has raised over Rs 40,500 crore in tax and penalty demands on undisclosed foreign assets under the Black Money…

    By Mithilesh Jha
    December 4, 2025 17:18 IST
    Budget 2026: Even with 80% taxpayers in new tax regime, why the old tax regime may still stay
    Budget 2026: Old tax regime to be scrapped as 80% taxpayers already moved to new regime? What experts have to say

    As Budget 2026 approaches, speculation is rife on whether the government will scrap the old tax regime, especially with over…

    By Mithilesh Jha
    December 4, 2025 14:26 IST
    Only 3 equity funds have over Rs 1 lakh crore AUM — 2 from SBI, 1 from Parag Parikh
    Only 3 equity funds have over Rs 1 lakh crore AUM — 2 from SBI, 1 from Parag Parikh; check performance

    Only three equity mutual funds in India have crossed the Rs 1 lakh crore AUM mark, and two of them…

    By Mithilesh Jha
    December 4, 2025 06:22 IST
    SBI's best-performing funds: These 3 schemes top 10, 15 and 20-year return charts
    Best SBI equity funds that shine across 10, 15 and 20 years — here’s how they ranked

    Three SBI equity funds — SBI Consumption Opportunities, SBI Focused and SBI Large & Midcap — have consistently appeared among…

    By Mithilesh Jha
    December 3, 2025 06:00 IST
    Top 3 multicap funds: Nippon India, Quant, ICICI Prudential dominate 5–20 year return charts
    Best multicap funds: Nippon India, Quant, ICICI Prudential dominate 5–20 year return charts

    Nippon India Multi Cap, Quant Multi Cap and ICICI Prudential Multicap Funds have emerged as the most consistent performers across…

    By Mithilesh Jha
    December 2, 2025 06:45 IST
    TDS Rules: Tax deduction mandatory once a year on rent above Rs 50,000
    Paying over Rs 50,000 rent? New TDS rule and rent agreement rules 2025 you must know

    If your monthly rent exceeds Rs 50,000, a 2% TDS deduction is now mandatory under Section 194-IB. Along with this,…

    By Mithilesh Jha
    December 1, 2025 12:34 IST
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