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    1. Business News
    2. Authors
    3. dhaval kapadia

    Dhaval Kapadia

    As liquidity conditions normalise, we may see the yield curve flatten resulting in short-term interest rates rising more than the longer-end of the curve. Hence, gilt funds positioned around the medium-term segment of the yield curve offer an attractive opportunity currently.
    Your queries (Mutual Funds): Go for gilt funds holding G-Secs of around 5-year maturity

    Historically, the spread has moved in the range of 1-1.5%. Hence, from a risk-reward perspective, the medium to long term…

    By Dhaval Kapadia
    April 25, 2022 02:45 IST
    Valuations play a crucial role while determining exposure to any asset class/security. (Pixabay)
    Your Queries – Mutual Funds: Keep bulk of equity allocation in large-cap mutual funds

    Flexi-cap funds can invest across market-cap based on the view of the fund manager concerned on evolving market situations. 

    By Dhaval Kapadia
    April 13, 2022 00:15 IST
    Hence the increased attention towards passive funds in recent times.
    Your Queries – Mutual Funds: Go for mix of active & passive funds in large-cap segment

    In recent years, most fund managers parti-cularly in the large-cap segment have found it difficult to beat the benchmark.

    By Dhaval Kapadia
    April 4, 2022 01:00 IST
    mutualfunds
    Your Queries – Mutual Funds: Continue with SIP in index funds, buy more on dips

    Any sharp correction in the market in response to short-term events should be seen as an opportunity to buy into…

    By Dhaval Kapadia
    March 28, 2022 02:30 IST
    Dividend options are used by investors seeking a regular income from their investments.
    Your Money: Growth option better than dividend payout option in mutual funds

    Gold ETFs are traded in the secondary market and investors can buy and sell ETF units in the secondary market…

    By Dhaval Kapadia
    March 16, 2022 03:00 IST
    Passive funds carry risks such as security concentration risks and exchange-related liquidity risks.
    Your Queries: Mutual Funds | Passive funds carry security concentration risks & exchange-related liquidity risks

    Gold ETFs involve creation of units against physical gold that these ETFs purchase in order to track the price movement…

    By Dhaval Kapadia
    February 22, 2022 00:45 IST
    Mutual Funds (Pixabay) IE
    Your Queries – Mutual Funds: Invest 70-80% of funds in equities for long term wealth creation

    Since there is no intermediary involved in this transaction, the AMC does not have to pay any commission or trailing…

    By Dhaval Kapadia
    February 15, 2022 00:45 IST
    gold assets
    Your Queries | Mutual funds: Use gold as a diversifier, it can go through long periods of underperformance

    Gold plays an important role as a diversifier in a portfolio due to its low correlation with other asset classes…

    By Dhaval Kapadia
    February 8, 2022 01:00 IST
    mutual funds
    Your queries (Mutual Funds): Take core-satellite approach in fixed income to minimise credit & duration risks

    Investors should follow an asset allocation-based approach (mix of equity, debt, commodities, real estate, etc.) for investing towards one’s goal.

    By Dhaval Kapadia
    February 1, 2022 00:30 IST
    A look at the historical index growth of the broader equity market index (S&P BSE 500) shows that markets have scaled higher peaks.
    Your Queries: Follow an asset allocation-based approach for investing

    Investors should ideally follow an asset allocation-based approach (mix of equity, debt, commodities, real estate, etc.) for investing towards one’s…

    By Dhaval Kapadia
    January 25, 2022 03:35 IST
    In case no nomination is made, the units would be transmitted to the account of the legal heir(s), basis whether the deceased person has left behind a Will and as per applicable succession law.
    YOUR QUERIES: MUTUAL FUNDS: Continue SIP for 7-10 years to buy units cheap and get good returns

    Continue SIP for 7-10 years to buy units cheap and get good returns

    By Dhaval Kapadia
    January 12, 2022 00:45 IST
    Your Queries (Mutual Funds): Concentration risk? Diversify your SIP across 2-3 funds

    You would need to register the SIPs separately for investing into different funds. It is advisable to diversify investments across…

    By Dhaval Kapadia
    January 4, 2022 01:15 IST
    YOUR QUERIES: MUTUAL FUNDS : Dynamic bond funds can be held for three to five years or even more

    One should also consider the credit quality of the underlying portfolio and whether that aligns well with one’s views, the…

    By Dhaval Kapadia
    December 28, 2021 00:45 IST
    For shorter holding periods, (up to three years), the gains are added to income and taxed at the marginal tax rate.
    Your queries: mutual funds: Put 70% of fixed income portfolio in high credit quality shorter-duration funds

    Put 70% of fixed income portfolio in high credit quality shorter-duration funds

    By Dhaval Kapadia
    November 24, 2021 02:15 IST
    To gain from a favourable tax treatment, investments in gilt funds should be at least over 3-year holding periods. For holding periods of over 3 years, the gains are taxed at 20.8% (including cess) post indexation of costs.
    YOUR QUERIES: MUTUAL FUNDS: Go for gilt funds positioned around the medium-to-long term segment of the yield curve

    Corporate bond spreads have narrowed significantly compared to their long-term averages; subsequent widening of spreads could present additional downside risk…

    By Dhaval Kapadia
    November 23, 2021 01:00 IST
    You should look to diversify your portfolio across two or more funds (depending on desired sub-asset class exposure and investable corpus) to reduce conc-entration to the calls of a single fund manager.
    YOUR QUERIES: MUTUAL FUNDS: Invest in staggered manner based on asset allocation approach

    For deploying the additional corpus, you should evaluate your portfolio from an asset-allocation point of view and build exposure in…

    By Dhaval Kapadia
    November 17, 2021 02:30 IST
    Dhaval Kapadia
    YOUR QUERIES: Gilt funds likely to perform well near the peak of interest rate cycle

    Given the steep yield curve at present, most funds are currently maintaining higher duration to benefit from higher yield on…

    By Dhaval Kapadia
    October 6, 2021 03:00 IST
    Assuming a moderate risk profile given the short horizon of 5 to 7 years, invest with an allocation of 50% to equities and the rest (50%) to fixed-income.
    Your Queries (Mutual Funds): Always go for well-diversified credit risk funds & check underlying holdings

    Credit risk funds are a category of fixed-income funds with a mandate to invest at least 65% of the assets…

    By Dhaval Kapadia
    September 29, 2021 01:00 IST
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