Equity index funds invest in stocks by typically replicating a benchmark equity index such as the S&P BSE Sensex, Nifty, etc. They buy all the stocks which are in the benchmark index in the same proportion or weight.
Under Systematic Transfer Plan (STP), an investor gives consent to the mutual fund house to transfer certain amount/ units from one scheme to another, of the same mutual fund house at regular time intervals.
The Union Budget 2018 introduced a tax of 10% on both long term capital gains (LTCG) and dividend distributed by equity-oriented mutual funds. Debt funds already attracted dividend distribution tax of 28.84%, while LTCG attra
Equity mutual funds are suitable for long-term capital growth (6-7 years or more). Over longer time periods, equity funds have historically delivered higher returns as compared to other assets like fixed deposits, public prov
FMPs are suitable for investors who want to invest in low risk debt instruments and require liquidity after a pre-determined period of time. On maturity of the fund, AMCs typically offer an option to either exit the investmen
The asset allocation or the mix of various assets including equity, debt, gold, etc., held in a portfolio is considered one of the key determinants of its performance. A suitable asset allocation is based on one’s investmen
Given the strong performance of the equity markets over the last couple of years and the resulting rise in valuations, prospective returns seem to be slighter lower than previous years. In such a scenario, it might be advisab
There are various categories of equity funds including large cap, diversified equity, small cap, mid cap, international equity, ELSS, sectoral, etc. Funds within each category have a similar investment mandate which deter-min
How should I invest my retirement fund in mutual fund to generate a regular monthly income? — C Venkatesh In mutual funds, pension funds invest in a mix of equity & debt ranging from 30% to 100% in equity and the rest i