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    1. Business News
    2. Authors
    3. adhil shetty

    Adhil Shetty

    Should you prepay your home loan or invest for higher returns?
    Should you prepay your home loan or invest for higher returns?

    If you have cash lying around, should you use it to pre-pay your loan or invest it for higher returns?…

    By Adhil Shetty
    February 19, 2023 10:24 IST
    How much should you save? Find out
    How much should you save? Find out

    In this New Book, BankBazaar CEO Adhil Shetty talks of Cycling To Work, A Generous Boss, and Lessons In Savings.

    By Adhil Shetty
    February 5, 2023 09:49 IST
    Tax Brackets frozen in 2013 means you’re paying excess taxes today - Here’s how much
    Tax Brackets frozen in 2013 means you’re paying excess taxes today – Here’s how much

    The highest marginal rate of income tax is 30% with applicable surcharge and cess. But since tax brackets are frozen…

    By Adhil Shetty
    January 31, 2023 12:16 IST
    6 smart tips to negotiate for lower insurance premiums
    6 smart tips to negotiate for lower insurance premiums

    Here are some essential points that can help you negotiate and save money during policy renewal.

    By Adhil Shetty
    January 28, 2023 11:26 IST
    Three tips to manage your emergency fund effectively
    Three tips to manage your emergency fund effectively

    While an emergency fund is essential, managing it well is equally important. Here are some tips you can consider to…

    By Adhil Shetty
    January 9, 2023 08:30 IST
    Public Provident Fund: How much should you invest in PPF?
    Public Provident Fund: How much should you invest in PPF?

    Your investment in PPF must be in sync with your financial goals. If you are clear about your goals, you…

    By Adhil Shetty
    January 6, 2023 11:39 IST
    How India’s world class public digital goods are accelerating financial inclusion
    How India’s world class public digital goods are accelerating financial inclusion

    The fintech sector in India has leveraged the existence of a strong digital public infrastructure and developed solutions based on…

    By Adhil Shetty
    November 13, 2022 11:46 IST
    Avoid these 5 common mistakes while taking a car loan
    Avoid these 5 common mistakes while taking a car loan

    Let’s look at the top five common mistakes to avoid while opting for an auto loan.

    By Adhil Shetty
    October 25, 2022 09:01 IST
    Why is the Credit Utilisation Ratio relevant to your credit score?
    Why is the Credit Utilisation Ratio relevant to your credit score?

    Credit Utilisation Ratio or CUR is the percentage of revolving credit you have used from your total credit limit and…

    By Adhil Shetty
    September 24, 2022 09:00 IST
    Is Tokenisation mandatory for consumers from October 1?
    Is Tokenisation mandatory for consumers from October 1?

    Tokenisation, a process where unique single-use tokens replace sensitive card data, has recently been mandated by the Reserve Bank of…

    By Adhil Shetty
    September 22, 2022 13:14 IST
    4 strategies to recession-proof your finances
    4 strategies to recession-proof your finances

    While recessions may be inevitable, their impact on your finances can be controlled. Here are four strategies to help you…

    By Adhil Shetty
    September 12, 2022 08:30 IST
    rbi, digital loan, loan, digital lenders, digital lending norms, hawala transactions,
    Your Money: Five steps to steer away from loan traps

    The RBI recently tightened digital lending norms. Customers also have to keep away from rogue lenders

    By Adhil Shetty
    September 5, 2022 00:45 IST
    4 points to remember about loan disbursals
    Got your loan sanctioned? Now remember these 4 points about loan disbursals

    If your loan has been sanctioned, here are some important points about its disbursal you must consider.

    By Adhil Shetty
    September 2, 2022 08:00 IST
    How to fix low credit score
    A low credit score isn’t the end of the world; Here’s how to fix it

    If you are looking for a permanent solution to a low credit score crisis, you must seriously work on getting…

    By Adhil Shetty
    August 16, 2022 13:10 IST
    here’s what new-to-credit customers need to know
    As credit card spends boom, here’s what new-to-credit customers need to know

    The boom in credit card spends would spawn people who are new to credit or looking to take their first…

    By Adhil Shetty
    July 28, 2022 11:31 IST
    Drop in your credit score? This is what you should do
    Drop in your credit score? This is what you should do

    A good credit score is essential considering the requirement of any loan. By avoiding some financial mistakes, you can ensure…

    By Adhil Shetty
    Updated: July 18, 2022 10:35 IST
    EBIDTA profit, EBIDTA, business news, sustainable business, profitable business,
    How I Learned to Stop Worrying and Love EBIDTA Profit

    The only way out of the hire-and-fire cycle is to rewire your business for profitability and turn into a profitable…

    By Adhil Shetty
    July 16, 2022 13:45 IST
    Since most home loans are taken on the floating interest rate these days, borrowers will have to face an increase in their loan tenors.
    Your Money: Tips to deal with costlier home loans

    Look at options such as pre-payments, refinancing or raising the EMI amount to reduce the interest outgo

    By Adhil Shetty
    July 11, 2022 00:45 IST
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    Latest News

    NPS withdrawal rules changed: 100% exit allowed in some cases; 80% lump sum for corpus above Rs 12 lakh

    NPS withdrawal rules changed: 100% exit allowed in some cases; 80% lump sum for corpus above Rs 12 lakh

    Who is Archna Vyas? Gates Foundation announces appointment of new Country Director for India (Photo via special arrangement)

    Who is Archna Vyas? Gates Foundation announces appointment of new Country Director for India

    SPMEPCI, manufacturers, rare earth magnets, industry, tesla

    Centre notifies rare earth magnet scheme 

    NCLT clears Vedanta’s demerger plan

    Who is Babblejit “Bubbly” Kaur? 60-year-old Indian-origin woman detained by ICE

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