Adhil Shetty

Is your money in safe hands? 4 questions to ask your financial advisor

Someone who has the insight into a range of financial instruments and the understanding of your financial standing and requirements can help you meet your financial goals in time.

financial advisor, questions to ask financial advisor, how to select a financial advisor, Is you money in safe hands, financial goals, money management, financial planning News

NSC or tax saving FD? Which one should you opt for this tax season?

This tax season, while you explore tax-efficient investments, let’s compare these two fixed-income investments.

NSC, tax saving FD, FD, fixed deposits, NSC vs FD, income tax, section 80c deduction, save tax News

Voluntary Aadhaar: A lot is needed to further digital financial inclusion

We’ve come to pass where a lot is needed to further digital financial inclusion

Opinion News

Are you aware of these lesser-known investment avenues for tax saving? Check out

The last quarter of this financial year is here. Let’s look at some of the lesser-known investment options that can give you a tax break.

tax saving, tax saving investments, tax saving investments under 80c, tax saving investments 2018-19 , lesser known tax deductions, lesser known investment avenues for tax saving News

4 best tax saving investment schemes for senior citizens

This tax season, let’s look at some hassle-free investment options for senior citizens that can help them build wealth and offer tax benefits.

tax saving schemes for senior citizens, tax saving schemes, senior citizens, Senior Citizens Saving Schemes, NSC, FD, health insurance News

Take up this 30-day money challenge to save more

Wait no more and take up the 30-day money challenge. As you refrain from impulse purchases, saying no to frivolous spending in the future only becomes easier.

Money News

NPS: A retirement fund you must consider this tax season

NPS has just become entirely tax free and the government has announced an increase in its contribution to 14% from 10% earlier.

NPS, National Payment System, retirement fund, tax planning, tax saving, investment planning for 2018-19, NPS rule change News

Have you chosen your tax-saving instruments? If not, do some advance tax planning

Avoid the last-minute rush, and don’t take on a large tax-saving burden for March. Start now in December.

Money News

Section 80C Deduction: Best investment options under Sec 80C to save tax in FY2018-19

Section 80C provides deduction benefit on investments against qualified instruments. Source of income is not relevant while applying for deduction under this section.

Section 80C Deduction, Best investment options under Section 80C, section 80c limit, PPF, NSC, SSY, Senior Citizen Saving Scheme News

Stuck in a debt trap? Here’s how you can find your way out this New Year

You land in a debt trap when your income falls short in paying for the EMIs and the interest keeps piling up on the outstanding amount.

debt, debt trap, debt cycle, debt management, debt consolidation, credit card dues, personal loan, home loan News

Should you consider a co-branded credit card for your travel this holiday season?

Co-branded credit cards, through tie-ups with certain merchandises, offer additional benefits in terms of reward points, cash-backs and discounts on specific purchases.

credit card, co branded credit cards, co branded credit cards in india, how co-branded credit cards work, co branded credit card HDFC, SBI, travel cards News

Does tax saving alone drive your investment decisions? Here’s why it should not

If tax saving is driving all your investments, you may be compromising on your returns or missing out on what an investment asset can offer otherwise.

tax saving, investment declaration, income tax deductions, little-known income tax deductions, section 80c deductions, News

Planning a last-minute winter vacation? Here’s how you can fund it

Don’t let finances stand in the way of your Christmas and winter vacation. Here are a few funding options that could handhold you through this without draining your savings.

Christmas vacation, winter vacation, Christmas holidays, winter holidays, how to fund winter vacation, New Year vacation News

This Christmas be the Santa for your family; Here’re some financial gifts to throw in your sack

What can be a greater gift for your family than financial security? Let’s look at a few financial goodies you can pack in your sack this Christmas.

Christmas 2018, Christmas gift, christmas gifts 2018, christmas gifts for family, Santa, financial gifts, financial security News

4 smart hacks to control overspending this holiday season

With New Year and Christmas holidays around the corner, the spirit of celebrations have set in. But you should do it the smart way to avoid burning a hole in your pocket.

holiday shopping, New Year, Christmas holidays, festive season, control overspending, how to control overspending this holiday season, News

New Year cheer: You don’t have to pay tax while gifting house to your child; here is how

While you or your child do not have to pay any tax on transfer of property, you have to pay stamp duty and register the gift deed.

home loan, home buying, dream home, millennials, house purchase, buy home in 30s, buy home young News

5 financial habits to inculcate in 2019 for a secure and prosperous future

It is time to get rid of some of the old habits that have been dragging us down, and inculcate the new ones that can do us good not just for the next year but in the long run too.

financial habits to inculcate in 2019, money moves for 2019, financial planning, get rich, Sticking to budget, clearing off loans, tax planning News

How to put your cash gifts to best use this wedding season

Cash gifts received from guests at weddings often add up to a significant amount. Let’s look at some of the competing needs and aspirations these cash gifts can address.

cash gift for wedding, cash gifts, wedding, wedding gift, cash gift for wedding how much, emergency fund, retirement fund, News

Financial planning: Five ways to shore up your net worth in 2019

If you are in a phase of rebuilding your wealth, rebalance your portfolio or diversify it by reallocating risky investments to low-risk or moderate options.

investment, planning News

Why you mustn’t wait for last-minute tax planning! Here are some investment options to look at

Last-minute investments go haywire more often than not, as your decisions are solely driven by tax-saving motives, overlooking factors that are essential to making investment decision.

tax planning, tax saving, income tax planning, last minute tax planning, saving options, where to invest, NPS, Ulip, ELSS News

Wondering what to do with your year-end bonus? Here are some money tips

While it’s all good to use some of your year-end bonus for celebrations and holidays, it’s smart to set aside a chunk for meaningful investments or to eliminate debt from your portfolio.

bonus, year end bonus, bonus Act, bonus calculation, money tips, News

5 smart ways to plan a big fat wedding on a budget

Here are a few ways to throw the best party of your life without having to let go of your financial goals or draining all your savings.

wedding, big fat wedding, budget wedding, how to plan a big fat wedding on a budget, wedding in india, News

Planning your winter vacation? Here’s how to go on a budget trip

If you haven’t saved enough for your trip, you don’t need to wait until next year to save up or wait for an affordable package to come your way.

travel, winter vacation, budget trip, budget holiday, travel abroad, how to go on a budget trip News

Investing for the long term? FD alternatives that can give better returns

FDs are preferred by conservative investors as they are highly liquid, low-risk and offers safe return. However, a high exposure to fixed deposits over a long time will lower your return income.

fixed deposits, FDs, fixed deposit interest rates, FD alternatives, PPF, NSC, corporate FDs, Debt MFs, better return News

Planning to take a vacation abroad? Here’s what you need to know about credit card use overseas

While a credit card simplifies your transactions in more than one way, it’s prudent to know the difference between using it abroad and using it in India.

credit card, foreign trip, use of credit card in foreign country, international transaction charges, cash advance fee News

Waiting for the tax season to buy insurance to save tax? Here’s why you shouldn’t

Most people wait for the tax season to set in to buy insurance policies in a bid to save tax. That's, however, not a good idea. Here's why.

income tax, income tax saving, tax saving insurance policies, insurance to save tax, save tax, tax season News

Top tips to help you inculcate a saving habit

If you find saving money virtually impossible, what with the flurry of expenses that announce their arrival at the start of each month, this guide is for you.

saving, how to save, how to become rich, save smartly News
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