Adhil Shetty

Filing ITR? Factor in income from other sources

Taxpayers usually take into consideration only the income from their main occupation while filing their ITR. However, it is also important to factor in the income from “other sources”.

Income Tax News

Income Tax Return 2019: How to arrange for tax money if you don’t have adequate funds

Income Tax Return e-Filing for AY 2019-20: Filing ITR is important. So, make quick, informed financial decisions to ensure you don’t miss the deadline.

Income Tax News

Income Tax Return 2019: How to e-file ITR in easy steps – A ready reckoner

Income Tax Return e-Filing for AY 2019-20: Read on as we guide you through the various steps of e-filing ITR with a few handy tips on things to watch out for along the way.

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Term Insurance Vs Home Loan Insurance: Which is a better bet for you to protect your home loan?

Home loan insurance can be beneficial both for the lender and the borrower. However, it’s critical make an informed decision factoring in your financial requirements.

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Turning 25? Follow these money tips as you step into the Big, Bad World!

Here are a few money-making moves that you can make by the time you are 25, by saving as well as investing.

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ITR Filing for FY 2018-19: 5 important things taxpayers must consider before filing income tax return

Start preparing for your ITR filing well before the July 31 deadline to avoid last-minute glitches and late filing penalties.

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Budget 2019: No better time to introduce ‘Green’ tax cut for electric vehicles

Budget 2019 India: Good time to move on from ‘dirty’ cars as FM announces new tax deduction with an eye on a cleaner, greener future.

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Budget 2019: New home loan benefit welcome, but why not extend it to all borrowers?

Budget 2019 India: As it is impossible to avail the full benefit with a Rs 45 lakh property, this benefit should have been extended to properties of higher values where the borrowing may be much higher.

Budget 2019-20: Most homeowners will testify that the interest component of their home loan is tough on their finances. News

PPF, NSC, Sukanya Samriddhi Interest Rate Cut: Don’t let lower small savings schemes interest rates deter you

Despite the recent small savings schemes interest rate cut, investment plans such as PPF, SCSS, SSS still remain good choices for investors. Here's why!

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Don’t have a regular income? These smart money tips will come in handy

The absence of a regular inflow of money may force you to go through a phase of squeezed purchasing power with limited to nil financial security. Here's what you need to do.

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Gold loan vs personal loan: Which one to opt for?

While gold loans are becoming a viable alternative to raise funds, look at the pluses and minuses before taking the plunge

personal loan, gold loan News

Bank Vs NBFC: Where should you get a home loan from?

Every person seeking a home loan must confront the all-important question: Should the loan be taken from a bank or an NBFC?

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Applied for a home loan? 4 reasons why your housing loan application may get rejected

From a low credit score to your debt situation, there are a number of things that may work against your interests while you apply for a home loan.

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Income Tax Planning: Why you should not confuse tax planning with investment planning

People often make a mistake by putting money in low-return, but tax-saving instruments without evaluating its impact on their financial goals.

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Income Tax Return filing: From home loan to education loan, how certain loan products can help you save income tax

Just like qualifying investments and insurance products, certain loan products too can bring down your overall tax liability.

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ITR Filing: From mutual funds to FDs, here’s how income from your favourite investments is taxed

Filing income tax return? Here’s a ready reckoner about how returns on investments made in shares, mutual funds, FDs, gold and real estate are taxed.

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Budget 2019: From income tax slab changes to 80C limit extension, 5 key things to expect from the upcoming Union Budget

FM Nirmala Sitharaman is expected to announce a number of big-ticket decisions in the Union Budget 2019 considering the thumping majority her party secured in the recent Lok Sabha elections.

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Income Tax Saving: How perquisites can help you save tax

You can significantly reduce your income tax outgo if you use the perquisites provided by your employer in the right way.

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5 common financial mistakes that can have dangerous ramifications and how to smartly fix them

Certain money mistakes can wreak havoc on your financial future, leaving both you and your loved ones under the shadow of uncertainty.

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RBI move to waive NEFT, RTGS charges a big boost to digital transactions

This waiver by RBI takes away the costs associated with fund transfers via NEFT and RTGS at par with other alternatives such as the UPI.

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RBI slashes repo rate by 25 bps – What it means for your money

The latest RBI move on the repo rate could have direct implications on your home loan EMIs, FD earnings and other investments.

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Real Estate Investment: Five tips to help you earn high rental income

When people invest in real estate, they look for capital appreciation of the property along with the rental income to get the return on their investment.

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Starting with your first job? 5 money moves you need to make to become rich

In case you have just begun with your first job and are still figuring out what financial planning means to you, here are a few smart money moves to get you started.

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Credit card fees and charges you need to know

Credit cards are a lot more than being just another payment tool, but it’s better to have complete clarity on their various fees and charges to make the most of them.

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What investors should do when political developments impact markets

Hasty investment decisions in times like these can easily jeopardise your efforts to meet your financial goals.

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Credit card application rejected? Here’s why

There is no dearth of credit card options in the market, most with some remarkable benefits; however, everyone is not eligible for all the cards

All credit cards come with their own minimum income requirements which must be met in order to seal their approval. (Illustration: SHYAM Kumar Prasad) News

How much does it really cost to buy a house?

In a bid to help you evaluate the actual cost of purchasing a home through a home loan, here’s the lowdown on different expenses involved.

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