Adhil Shetty

Articles By Adhil Shetty

494 Articles

RBI’s Loan Moratorium: Important things home loan, car loan borrowers should know

This moratorium period could be the much-needed vitamin that could boost your financial immunity during this difficult situation.

RBI’s Loan Moratorium, RBI, home loan, car loan, personal loan, moratorium on payments of term loan installments, term loan, credit score, EMI holiday, credit card bills News

From gold to mutual funds, 5 investment avenues to consider amid the Coronavirus crisis

If you’re wondering where you can park your hard-earned money in such a time, here are a few products which you might find helpful.

coronavirus, investment, investment avenues to consider amid Coronavirus crisis, mutual fund, gold, fixed deposit, Small saving schemes, PPF, NSC, Senior Citizens Savings Scheme, post office FDs, Sukanya Samriddhi Yojana News

Fixed Income: Want safety of capital? Check out liquid funds

You may park a portion of your funds in a high-rated liquid fund while you wait for the current volatility in the markets to play out

Fixed Income, liquid funds, stock markets, fixed deposits, mutual fund schemes, AMFI data News

Best tax-saving schemes for FY 2019-20: Five things to keep in mind while selecting them

As only a few days are left for the current financial year to end, it’s worthwhile to ask: have you accomplished your tax-saving goals for FY19-20?

income tax saving, income tax saving schemes, tax saving schemes other than 80c, tax saving options for salaried 2019-20, PPF, PF, fixed deposits, ELSS, Ulip, FD News

6 tips to smartly manage your money amid Coronavirus pandemic

Taking care of our health and exercising caution to prevent the spread of the Covid19 virus has become paramount. However, it’s also important we make necessary preparations and readjustments when it comes to our personal f

tips to manage money amid Coronavirus, Coronavirus, Covid-19, emergency fund, health policy, investments, PPF, NPS, loan EMIs News

Your tax planning isn’t complete without health insurance; Here’s why

People pay attention to their investments, savings, and loans, but often forget the importance of health insurance when planning their lives or taxes.

health insurance, claim, health insurance claim, claim rejection, health insurance policies, cheaper health insurance, health insurance in India, Cost of Health Insurance in India, UK, USA News

PAN-Aadhaar Link to filing ITR: 6 financial tasks to complete before March 31

From linking PAN with Aadhaar to booking LTCG up to Rs 1 lakh on equity investments, there are some financial tasks you should complete within the deadline of March 31, 2020.

PAN, Aadhaar, pan aadhar link deadline, pan aadhar link, itr for 2019-20, tax-saving investments, PMAY interest subsidy, PMVVY, LTCG, Section 80C, financial tasks to complete before March 31 News

Portfolio Planning: Investment tips in the times of coronavirus

Invest as per a long-term plan, avoid panic, save for a rainy day, make informed decisions, and always diversify. And never be without health insurance

At some point when the stock markets stabilise, your returns from gold will slow down, but your equity returns will start improving again. News

Yes Bank Crisis: How safe is your bank and what should you do to keep your money safe?

The Yes Bank crisis has led many to wonder out loud if their money with any bank is actually safe. To put their mind at ease, and to help them keep their money safe, here are some observations.

Yes Bank crisis, how safe is your money, SBI, HDFC Bank, ICICI bank, Kotak bank, bank deposits, Banking Risks, RBI, Deposit Insurance and Credit Guarantee Corporation, Finance Minister Nirmala Sitharaman News

Want to invest and save tax in New Tax Regime? Here’s all you can do

Selecting tax-efficient investment products in the new tax regime can help you to comfortably grow your wealth in the long term.

income tax refund 2020 rules process News

Income tax: Is the new tax regime right for you?

If your annual income is less than Rs 20 lakh and your total tax deductions constitute 20% of your gross income, you’re likely to save more taxes in the existing tax regime

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Planning to take a home loan? Ensure you are aware of these 5 critical things

Let’s take a look at five critical factors about a home loan you might not be aware of as a borrower.

home loan, housing loan, home loan interest rates, zero prepayment charges, credit score, home loan insurance, home loan tax benefit News

5 financial goals you must achieve before your 40s

Each stage of life is different and so are its financial goals. Here are a few financial goals that you must achieve before you turn 40.

financial goal, financial planning, financial goals to achieve by 40, retirement planning, home, Emergency Fund, Life insurance, Health Insurance, Children’s Education, retirement planning, PPF, EPF, NPS, mutual funds, News

Five benefits of taking a home loan

Even if you have sufficient funds to buy a house, a home loan offers benefits such as saving tax, ensuring enough liquidity and opportunity to let your funds grow.

home loan, income tax News

Moving to New Tax System? Include mutual funds in your portfolio – Here’s why

In the new tax system, you may also want to go for mutual fund schemes apart from fixed income instruments which do not involve a lock-in requirement after factoring in the applicable exit load.

New Tax System, new tax rules 2020, mutual fund, mutual fund investment, new income tax rules, PPF, SSY, SCSS, NSC, LTCG News

Home loans: It’s the best time to buy a budget home

Ordinarily, a home loan offers tax deductions up to Rs 1.5 lakh under Section 80C for principal paid and up to Rs 2 lakh under Section 24B for interest paid. But in the 2019 Budget, a new deduction was announced and subsequen

Money News

Mutual Fund Investment: How Budget 2020 will impact mutual fund investors

While some announcements made by FM Nirmala Sitharaman are being welcomed by mutual fund investors, there are a few new decisions that can have a negative impact. Let’s take a closer look at these moves.

mutual fund, mutual fund investment, Budget 2020, budget 2020 for mutual funds, DDT, TDS, income tax, TDS on mutual fund gains, LTCG News

Your home loan, car loan EMIs may come down soon despite no rate cut by RBI

The RBI paused the rates for a second straight time and announced measures that would boost real estate, automobile, banks and bonds.

credit policy, RBI, repo rate, home loan, car loan, EMI, interest rates, News

Credit Card Dispute: How to manage credit score fallout of disputed credit card transactions

Recently on Twitter, a person explained in great detail how his pristine credit history was besmirched by a single, disputed credit card transaction. Here's how disputed credit card transactions need to be handled.

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Budget 2020: New tax regime gives you more cash in hand, but should you give up investing?

Union Budget 2020 India: The new tax regime aims to simplify taxation for those who don’t avail any deductions and exemptions. However, results may vary from one taxpayer to another.

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Income Tax Saving: Finalising your last minute tax saving moves? Don’t overlook this investment option

The last weeks of a financial year are stressful for many who do not maximise all the tax benefits at their disposal.

Employees' Deposit Linked Insurance Scheme Rule Change 2020 News

Premium credit card usage and demand on the rise in India; Here is why

Armed with better knowledge about credit products, Indians are beginning to upgrade to premium cards, and are no longer content with their basic credit cards.

SBI Card, co-branded credit cards, airport lounge access, rewards points, fuel surcharge waiver, Lifestyle Home Centre SBI Card, Max SBI Card and Spar SBI Card, News

Income Tax Saving for FY2019-20: Top 5 tax saving tips to help you save more tax in 2020

Inefficient tax-planning may result in serious depletion of take-home income, especially in the last few months of the financial year, which might impact your regular financial commitments.

Income tax, tax saving tips, income tax saving tips for 2020, tax saving options, PPF, EPF, mutual fund, FD, NPS, section 80C, Income Tax Act, Section 80D, home loan, equity investments, LTCG, health insurance, News

Financial planning: Five money tips for smarter decision-making

Having clarity in your decision-making will help you divert money to the right investment instruments to achieve your personal finance goals

And in the future, the rates may pick up again, forcing you to change track again. News

Credit Card Protection Plan: What is CPP and and why is it useful?

While your travel insurance will cover the loss of passports and documents depending on your plan, it will be of little assistance when it comes to protecting your cards.

credit card, Credit Card Protection Plan, CPP, cpp card protection, credit card protection insurance, benefits, travel insurance, PAN card News

Income Tax: Are you still waiting to finalise your tax-saving investments?

You have just three months to put your tax savings plan in action. So, look at these last-minute tax-savers

Income Tax, tax saving investments, health insurance policy, Section 80D, EPF contributions, Public Provident Fund, ELSS scheme News

Financial Planning: Six tips to become wealthy in the new decade

Correctly identifying your long-term financial goals is very important as you step into the new decade. So, whether you are in college, in a job or close to retirement, you need to identify your goals

Financial Planning, Financial Planning tips, financial freedom, financial goals, inflation, insurance plans, NPS News
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