Plan your expenses based on your budget, like if you want to buy an Ultra High Definition TV or a smartphone, try to find out which particular model would fit your budget and if there are any discounts available on it.
While the loan restructuring plans could help people better manage their loan obligations in the short term, even the slightest careless mistake in understanding its ramifications could prove to be counterproductive.
Credit cards not only enable digital and contactless transactions required in social distancing but their smart usage can also maximise the value of your day-to-day spends provided you clear your dues in full on time.
You may want to shift to an RLLR loan from a BLR or an MCLR loan to benefit from lower EMIs whenever the RBI reduces the repo rate after factoring in the loan transfer charges, especially if you’re moving from one bank to a
Before finalising your decision, ensure you thoroughly compare your options across different loan products and lenders and select the one that best meets your requirements and offers the best repayment terms.
There are various types of secured loans available in the market, and you can select the appropriate loan product depending on the size of the fund required, tenure, type of asset available with you to pledge, among others.