Adhil Shetty

Articles By Adhil Shetty

440 Articles

Credit card application got rejected? Here is what you need to do

Are you wondering what exactly went wrong with your credit card application and what your next steps should be? Read on for some revelations.

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Why Sovereign Gold Bond is your best gold investment option right now

The latest tranche of Sovereign Gold Bonds is priced at Rs 3890, but it is cheaper on the secondary market. Also, you need to invest by September 13.

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Does your spouse’s credit score impact your loan eligibility?

The only time your spouse’s credit score impacts your loan eligibility is when you take a joint home loan.

One of the first things on the to-do list for most newlyweds is merging financial accounts News

6 useful money tips to follow in case you suddenly lose your job

Lost your job suddenly? Here are some useful money tips to help you get through this difficult time.

Money News

Planning to open a demat account? From features, charges to benefits, here is all you need to know

How does a demat account work? What are the charges involved? Here are some important things to know if you’re planning to open a demat account

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Income Tax Return Last Date: 5 crucial tasks to complete after filing your ITR for AY 2019-20

ITR e-Filing 2019: The last day to file your income tax return is here. However, there are certain things you need to take care of even after filing your returns.

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6 sure-shot ways to save money when the going gets tough

Here are a few tips to help you save more, spend less, and fortify yourself in challenging times.

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These seven facts may help you consider while porting health insurance policy

Let us say you have been paying higher premiums against your existing health policy. After consideration, you have decided to port to enjoy lower premiums.

Money News

Payday Loan: Features, benefits, interest rates; All you need to know before applying for this loan

Here is a quick look at how payday loans work, their benefits, interest rates and charges to help you make an informed decision.

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Want to cut down wasteful shopping spends and save money? Here is an interesting no-compromise strategy

Not all cost-cutting measures need to be harsh. Here’s a rather simple strategy to strike the perfect balance between your money and your requirements.

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10 smart tips to buy your dream home at a young age

You need to tick certain important boxes if you are planning to buy a house at a young age. The key is being informed and financially disciplined.

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Raksha Bandhan 2019: 4 financial gifts to secure your sibling’s financial future

If you are in the advance planning stages for a memorable Raksha Bandhan day, here’s an interesting suggestion.

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5 reasons why early jobbers should not delay their investment plans

Many early jobbers are quick to realise that their savings are put to good use when they start investing it intelligently.

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5 financial mistakes to avoid while buying a home

How far should you go to buy a home? Here are a few financial mistakes while buying a home that can put your finances at a big risk.

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NEFT 24×7: Here’s how the RBI bid will revolutionise digital payments and benefit users

In a series of moves, the RBI and the government are in the process of allaying common fears surrounding digital transactions by making them cheaper, safer and faster.

NEFT, NEFT 24x7, National Electronic Fund Transfer, RBI, monetary policy, Real Time Gross Settlement, RTGS, digital payments News

RBI Rate Cut: Here’s how the common man is impacted

The Reserve Bank of India made an unconventional 35 basis point cut in the repo rate and also took a slew of other decisions.

RBI Rate Cut, key takeaways for common man, loan, External Benchmarking, Deposits, Small Savings, debt funds, 24x7 NEFT News

Income Tax Return 2019: 5 critical things non-salaried taxpayers must keep in mind while filing ITR

ITR Filing 2019-20: It might be complicated to compute the tax liability of non-salaried taxpayers as their income streams may be irregular in comparison to salaried taxpayers.

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Financial planning: The opportunity cost of a lavish wedding

Instead of splurging on your wedding, it is better to utilise the money to buy a home, travel the world, or just save for a rainy day

Wedding costs, how to reduce Wedding costs, how to plan Wedding costs, wedding planning, getting married, financial planning for marriage, dream wedding, marriage, budget News

Buying a home is India’s biggest aspiration; And roadblocks? Find out

This year’s Aspiration Index has revealed where India’s financial priorities lie, but it has also thrown up its share of surprises.

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ITR Filing 2019: First-time taxpayers, here is why you should file your ITR before the due date

Income Tax Return e-Filing for AY 2019-20: It is mandatory for an individual below the age of 60 years to file tax returns if his taxable income is above the exemption limit of Rs 2.5 lakh.

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Income Tax Return 2019: All you need to know about filing ITR under Presumptive Taxation Scheme

Income Tax Return e-Filing for AY 2019-20: A taxpayer can file ITR under the presumptive tax method complying with section 44AD, 44AE, and 44ADA of the I-T Act.

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Filing ITR? Factor in income from other sources

Taxpayers usually take into consideration only the income from their main occupation while filing their ITR. However, it is also important to factor in the income from “other sources”.

Income Tax News

Income Tax Return 2019: How to arrange for tax money if you don’t have adequate funds

Income Tax Return e-Filing for AY 2019-20: Filing ITR is important. So, make quick, informed financial decisions to ensure you don’t miss the deadline.

Income Tax News

Income Tax Return 2019: How to e-file ITR in easy steps – A ready reckoner

Income Tax Return e-Filing for AY 2019-20: Read on as we guide you through the various steps of e-filing ITR with a few handy tips on things to watch out for along the way.

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Term Insurance Vs Home Loan Insurance: Which is a better bet for you to protect your home loan?

Home loan insurance can be beneficial both for the lender and the borrower. However, it’s critical make an informed decision factoring in your financial requirements.

Home loan, RBI, MCLR, repo rate, priority sector lending, housing, News

Turning 25? Follow these money tips as you step into the Big, Bad World!

Here are a few money-making moves that you can make by the time you are 25, by saving as well as investing.

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ITR Filing for FY 2018-19: 5 important things taxpayers must consider before filing income tax return

Start preparing for your ITR filing well before the July 31 deadline to avoid last-minute glitches and late filing penalties.

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