Page 3 of Retire

3 major NPS changes that make it a strong rival to mutual funds in 2025

3 new NPS rules that transform it into a mutual fund competitor

The National Pension System (NPS) has undergone three major upgrades in 2025—100% equity access via Tier 2, ultra-low fund management…

November 25, 2025 16:27 IST

EPFO wage ceiling likely to rise from Rs 15,000: What the change means for you

Big EPFO reform on cards: Centre may hike Rs 15,000 EPF cap — what it means for your take-home and pension

EPF enrolment is mandatory only for employees earning up to ₹15,000 per month in basic salary. Anyone earning above this…

November 20, 2025 15:09 IST

Commuted pension restoration in 11 years instead of 15? Employees' body writes to PM Modi over ToR faults

Commuted pension restoration in 11 years instead of 15? Employees’ body writes to PM Modi on ToR gaps

After the 8th Pay Commission was announced in January this year, the government had sought suggestions from the NC JCM…

November 19, 2025 18:04 IST

Central govt silent on 8th Pay Commission implementation date in ToR; employees, pensioners fear change in 10-year revision cycle

8th Pay Commission: Govt to change 10-year cycle for salary, pension revision? Missing ToR timeline sparks concern

8th Pay Commission: Following the release of the 8th Central Pay Commission’s ToR, major employee representative bodies like the All…

November 19, 2025 12:38 IST

8th Pay Commission: NC-JCM Staff Side to meet on November 15 — What could be on the table?

Did govt leave 69 lakh pensioners out of 8th Pay Commission purview? Staff body calls meeting amid rising allegations

The NC-JCM Staff Side will hold its first major strategy meeting on November 15, just days after the Centre notified…

Updated: November 14, 2025 13:40 IST

IRS raises 401(k) catch-up contribution limit for 2026 – check out all the details here

IRS raises 401(k) and IRA contribution limits for 2026, helping Americans, especially those 50 and older, boost retirement savings amid…

November 13, 2025 23:06 IST

Government clarifies: Daughter's name in pensioner's family details cannot be deleted during their lifetime

Pension rule: Daughter’s name from family details cannot be deleted till pensioner is alive, says govt

The Centre has clarified that the name of a daughter listed in a Central Government pensioner’s family details will remain…

November 11, 2025 22:01 IST

Centre issues clarification on family pension rules — parents of govt employees can get up to 75% pension

Centre revises family pension rules: Parents of govt employees must complete this step to claim 75% pension

The government has issued a clarification for parents receiving family pension after the death of a government employee. From now…

November 10, 2025 13:35 IST

8th Pay Commission: 69 lakh pensioners 'kept out' of new pay panel's coverage; employees' body seeks Terms of Reference revision

8th Pay Commission: Lakhs of pensioners ‘kept out’ of new pay panel’s coverage; union seeks Terms of Reference revision

The employees’ body AIDEF has alleged that the newly notified Terms of Reference for the 8th Pay Commission exclude nearly…

November 8, 2025 18:58 IST

EPF transfer made easier in 2025: 6 rules speed up EPFO transfer process

EPF transfer becomes automatic in 2025: New EPFO rules every employee must know

The EPFO has rolled out major reforms in 2025 to make EPF transfer faster, smoother and automatic for employees who…

November 7, 2025 13:32 IST

Unified Pension Scheme: 20 years of regular service and 3-month notice mandatory for voluntary retirement, says govt

The UPS was brought to cover around 23 lakh central government civil employees, covered under the NPS as of April…

November 6, 2025 16:18 IST

8th Pay Commission implementation date missing in ToR? Govt may change decades-old implementation practice, says AIDEF

8th Pay Commission implementation date missing in ToR: Will govt change 10-year pay revision cycle? Employees’ body flags omission

The All India Defence Employees’ Federation (AIDEF) has raised concerns over the government’s omission of the implementation date for the…

November 6, 2025 13:39 IST

8th Pay Commission: Not only salaries, central govt employees' bonus, gratuity and other allowances to be reviewed

8th Pay Commission: Not just salary hike — bonus, gratuity and several other perks of central govt employees also under review

The Central Government has issued a notification regarding the 8th Central Pay Commission. Along with salaries and pensions, allowances, bonuses,…

November 6, 2025 07:00 IST

No comeback for the Old Pension Scheme for central employees? Centre reaffirms support for NPS and UPS

The 8th Central Pay Commission’s terms of reference highlight the “unfunded cost” of non-contributory pension schemes, signaling that the Old…

November 3, 2025 16:57 IST

Pension update 2025: Centre restricts recovery of excess payment from pensioners

Big relief for central govt pensioners: Centre clarifies pension rule — no recovery of excess payment unless …

The Department of Pension and Pensioners’ Welfare (DoPPW) has issued a fresh order ensuring that once a pension or family…

November 3, 2025 12:23 IST

best retirement mutual funds India 2025 top performers

These ‘boring’ funds did the opposite of chasing momentum and delivered up to 15% CAGR over a decade

These ‘boring’ retirement funds quietly outperformed flashy peers, compounding wealth up to 15% CAGR over a decade through steady investing,…

Updated: November 7, 2025 18:44 IST

8th Pay Commission: Meet Justice Desai-led core team who will decide salary, pension for 1.2 crore central employees

8th Pay Commission: Who are the 3 key members set to decide salaries and pensions for 1.2 crore central govt employees

As Justice Ranjana Desai’s team begins its work, government employees across the country are watching closely — hopeful that this…

October 30, 2025 16:28 IST

8th Pay Commission salary hike: 5 big economic factors that will decide central govt employees' pay, pension revision

8th Pay Commission salary hike: 5 key economic factors to shape central govt employees’ pay, pension revision

The 8th Pay Commission, led by Justice Rajana Desai, will consider crucial economic indicators — including fiscal prudence, pension costs,…

October 30, 2025 13:07 IST

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Is Rs 2,000 note still valid in India? Check how to exchange it

Business1 hr ago

As of December 31, 2025, about 2.83 crore units of Rs 2,000 notes are still in circulation in India, worth Rs 5,669 crore. The Reserve Bank of India announced the withdrawal of these notes in 2023 and 98.41% have been returned since then. However, they are still valid and can be exchanged at bank branches or RBI Issue Offices until October 7, 2023. India Post can also be used for

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