Loan repayment

The credit card lie: How credit became a status symbol and debt went invisible. (Image Source: Gemini)

That metal card isn’t success, it’s bait: The truth about credit card status

Credit can buy you things, but it cannot buy you balance. Status built on debt is not status at all.…

October 26, 2025 05:30 IST

Young India’s dilemma – Dream home or death knell?

Young Indians are falling in the trap of lifetime debt, thanks to the urge to give in to the FOMO…

August 27, 2025 05:00 IST

Holiday loans are sold as convenience, but they are really a trap that eats into your future. (This is an AI generated image)

The holiday loan trap: How your dream vacation becomes a financial nightmare

One swipe for tickets, one click for hotels, one small EMI for meals abroad. That is how holiday debt creeps…

Updated: August 18, 2025 18:08 IST

Took a small loan, invested in smallcaps, up 40% in 8 months. Personal achievement or disaster?

Saw a post saying, “Took a loan. Made 40% in stocks.” Everyone liked it. No one asked what happens if…

August 5, 2025 05:30 IST

EMI, loans, money, Home Loans, credit card, loan against property

Advance EMIs reduce loan outstanding; your queries answered

Got questions on home loans, credit card EMIs, CIBIL reports, or loan against property? This Q&A covers advance EMIs, PAN…

July 25, 2025 23:46 IST

Why more and more young borrowers are defaulting on loans in Tier 3 cities and rural India

Why young borrowers are defaulting on loans in Tier 3 cities and rural India

Loan defaults in Tier 3 towns and rural India have surged to a six-quarter high, driven by small-ticket borrowing and…

July 21, 2025 12:26 IST

Reliance Infra settles Rs 273 crore JR Toll Road loan with Yes Bank

Reliance Infrastructure has fully settled a Rs 273 crore loan taken by its subsidiary JR Toll Road from Yes Bank,…

Updated: June 23, 2025 10:45 IST

For unresolved ITR processing, discover how to check status and raise grievances on the Income Tax portal. (Image Source: Twitter)

Your queries: Loans – Cannot file ITR after belated return cut-off

Missed an ITR filing deadline? Learn about your options, from belated returns to updated ITR (ITR-U), and when they apply.

June 20, 2025 19:01 IST

HDFC Bank dividend 2025, HDFC Bank record date, HDFC Bank AGM 2025

Inside the HDFC Bank controversy: A timeline of fraud allegations, loan default and legal battle

What began as a decades-old loan dispute has now escalated into serious fraud allegations against HDFC Bank’s Managing Director and…

Updated: June 9, 2025 13:07 IST

money, tax, loan, education loans, EMI, money, personal loan, interest rates

Pre-pay personal loan to reduce interest outgo; Your queries answered

Planning to pre-pay your personal loan or take a home, education, or gold loan? Get expert answers on foreclosure benefits,…

May 16, 2025 21:00 IST

RBI Exposes Banks' 'Unfair Practices': Lenders levy interest on loans from date of sanction, not disbursement

RBI exposes banks’ ‘unfair practices’, says some lenders levy interest on loans from date of sanction, not disbursement

The apex bank has warned regulated entities (REs) against charging of interest from the date of loan sanction and not…

April 30, 2024 16:12 IST

loan, loan interest, interest rate, loan EMI, EMI amount, EMI tenure, number of installments floating rate of interest, fixed rate of interest

Shocked by sudden change in EMI amount? Banks can do it without informing you, says NCDRC

The National Consumer Disputes Redressal Commission has observed that a bank needn’t require to inform its borrowers about the increase…

December 20, 2022 16:16 IST

Retirement Planning, retirement fund, investments, loans, loan repayment, loan EMI, loan prepayment

Pulling up the retirement fund for loan repayment – is it a wise decision?

While investing money in several different schemes, funds, and plans is a wise decision in the long run, investment plans…

September 14, 2022 20:01 IST

interest rate, loan, retail borrower, repayment, inflation, assets, Crisil, commercial vehicle, two-wheeler loans, GDP growth, economic activity

Retail loans: Strong repayment in securitised pools; no impact from interest rate hikes, inflation

The monthly collection ratios (MCR) of securitised pools rated by Crisil Ratings have remained “largely unaffected” by the macroeconomic challenges.

September 1, 2022 19:17 IST

loans, home loan, personal loan, interest on loan, loan repayment, loan foreclosure, loan prepayment, closing a loan, CIBIL account, credit score

Top things to remember when closing a loan

The need for taking a loan arises when a person needs money to meet his varied financial needs.

Updated: April 8, 2022 18:37 IST

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Property prices see steep fall in leading micromarkets

US Visa, US Visa new rule 2025, US Visa biometric rule, US immigration, foreign travelers, entry-exit system,

US to photograph all foreign students, workers and tourists upon arrival and departure

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US introduces a dual threat to international students with tighter visa stay rules and OPT tax changes

Motilal Oswal buy recommendations, Cello World share price, Sunteck Realty stock,

6 ‘Buy’ recommendations by Motilal Oswal, with up to 36% upside potential

PNB Housing Finance Q2 profit rises 24% to Rs 582 cr

Business6 hr ago

PNB Housing Finance reported a 24% increase in net profit to Rs 582 crore for Q2, driven by growth in affordable and emerging markets. Net interest income grew by 14.4%, while net interest margin decreased to 3.67%. Operating expenditure rose by 7.6%.

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