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    Page 2 of Insure

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    No increase in hospital rates next year: Govt move may help keep health insurance premiums steady
    No increase in hospital rates next year: Govt move may help keep health insurance premiums steady

    Thanks to the Department of Financial Services (DFS), hospital charges might not increase in 2026 — a move that may…

    October 31, 2025 18:46 IST
    GST 2.0 impact: Life insurers slash distributor commissions on term, ULIPs and annuities - Key takeaways for policyholders
    Life insurers cut commissions on term, ULIPs, annuities post GST 2.0, report reveals – What it means for policyholders

    Meanwhile, insurance companies have found a way to offset their ITC losses. They are now reducing brokerage and commission for…

    October 3, 2025 16:08 IST
    How much money can you keep in bank FDs? Fixed deposit limit per customer explained
    How much money can you keep in bank FDs? Fixed deposit limit per customer explained

    However, it’s worth noting that, according to banking regulations, each depositor receives insurance (DICGC coverage) up to Rs 5 lakh,…

    September 29, 2025 13:34 IST
    Zero GST on health and life insurance kicks in: Know how much you save on your premiums
    Health and life insurance now tax-free: Know how much you save on premiums with zero GST

    Health and life insurance premiums no longer attract 18% GST, making policies cheaper. While policyholders will immediately benefit, experts warn…

    September 22, 2025 12:18 IST
    GST removed from insurance premiums from Sept 22, but THESE policyholders won’t benefit – know the reason
    Nil GST: Insurance gets 18% cheaper now, yet THESE policyholders won’t benefit – check if you are one of them

    From September 22, 2025, life and health insurance premiums will no longer attract 18% GST, making policies cheaper for millions.…

    Updated: September 22, 2025 08:00 IST
    Zero GST on life, health insurance soon? GoM clears proposal - all eyes on GST council now
    Zero GST on life, health insurance soon? GoM clears proposal – all eyes on GST council now

    After the PM’s speech, the government later came out with details about the upcoming next-generation GST reform which is aimed…

    August 21, 2025 15:26 IST
    SBI Life launches 'flexible' term insurance plan to cover evolving needs of customers - Details inside
    SBI Life launches ‘flexible’ term insurance with THESE unique features – Details inside

    SBI Life – Smart Shield Plus claims to offer “a flexible and scalable term insurance plan” that adapts seamlessly to…

    August 14, 2025 18:35 IST
    Govt considering bringing down GST on LIC premium? Here's what Finance Ministry replied
    Govt considering lower GST on LIC premium? Here’s what Finance Ministry says

    Minister of State in the Ministry of Finance Pankaj Choudhary said that any decision on GST rates on any goods…

    August 4, 2025 13:32 IST
    5 common reasons why term insurance claims get denied
    5 common reasons why term insurance claims get denied

    Term insurance offers a vital financial safety net for your loved ones. But what happens if the claim gets rejected…

    July 14, 2025 17:33 IST
    Insurance premium seems expensive? Smart ways to reduce expenses without losing cover
    Insurance premium seems expensive? Smart ways to reduce expenses without losing cover

    Can’t afford your insurance premiums anymore? On Insurance Awareness Day, top industry experts share real-life examples and actionable strategies—like top-ups,…

    June 28, 2025 14:41 IST
    Insurance Awareness Day: 1 hospital bill can ruin 61% of urban families in India - Hidden insurance crisis
    Insurance Awareness Day: 1 hospital bill can ruin 61% of urban families in India – Hidden insurance crisis

    A new BajajCapital report released on Insurance Awareness Day reveals that 61% of insured urban Indian households could face financial…

    June 28, 2025 12:46 IST
    How much term insurance do you really need? 4 ways to calculate the right cover
    How much term insurance should you take? Know 4 easy ways to decide the right coverage

    Wondering how much term insurance you really need? Learn what makes term plans different from other insurance types, why they…

    June 24, 2025 12:25 IST
    Air India Crash Fallout: Airline insurance premiums set to rise by up to 30% globally
    Air India Crash Fallout: Airline insurance premiums set to rise by up to 30% globally

    After the horrific Air India accident in Ahmedabad on June 12, the global aviation insurance market has been shaken. Experts…

    June 23, 2025 19:01 IST
    CGHS rules 2025: 5 big changes central govt pensioners must know for hassle-free medical benefits
    5 major changes in CGHS rules central govt pensioners must know for hassle-free use of scheme

    In a major reform to make healthcare access smoother for central government employees and pensioners, the Union Health Ministry has…

    June 17, 2025 12:07 IST
    Air India crash: What passenger insurance covers in plane accidents and how claims are paid
    Air India crash: What passenger insurance covers in plane accidents and how claims are paid

    The Air India crash that killed 241 people could result in India’s biggest aviation insurance payout. From Tata’s Rs 1…

    June 13, 2025 17:41 IST
    Focus on selling insurance products along with core banking operations: Govt to PSBs
    Focus on selling insurance products along with core banking operations: Govt to PSBs

    Acknowledging the importance of public sector banks to meet ‘Insurance for All by 2027’ target, the DFS has asked PSU…

    June 9, 2025 14:03 IST
    Almost half of life insurance holders quit paying premiums within 5 years
    Almost half of life insurance holders quit paying premiums within 5 years — the reason will surprise you

    A survey by personal finance advisory firm 1 Finance has come out with several surprising disclosures on how insurance, mutual…

    June 9, 2025 12:13 IST
    Are your life savings safe in the bank? Here's what govt plans to do with deposit insurance
    Are your life savings safe in the bank? Here’s what govt plans to do with deposit insurance

    The DICGC insures all deposits such as savings, fixed, current, recurring, and more up to a maximum of Rs 5…

    May 26, 2025 18:19 IST
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    PFRDA approves new framework for banks to set up independent pension funds aligned with RBI norms, expected to increase institutional participation and protect subscriber interests. New trustees appointed to NPS Trust and IMF structure revised to align with market realities. Reforms aim to enhance NPS ecosystem and benefit subscribers in the long run.

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