Explained: Is this the best time to shift to fixed rate loans? The shift from a floating to a fixed rate loan involves many factors and can significantly impact your finances. Let’s… 2 years ago
Fixed vs Floating Interest Rate: Which is better for home loan? The decision between a floating and fixed interest rate depends on various factors, including your financial situation, risk tolerance, market… 2 years ago
HDFC wants to ride India consumer boom after home loan dominance HDFC Bank is converting about 530 offices that previously specialized in mortgages into ones with fully-fledged banking services in the… 2 years ago
New Modi Govt Scheme to Provide Home Loans at Lower Interest Rates – What PM Said Home Loan Scheme: Prime Minister Narendra Modi said the Government will provide cheaper home loans to those living in rented… 2 years agoAugust 16, 2023
Banks are increasing Home Loan EMI tenors without even asking borrowers. RBI decides to stop them RBI Home Loan EMI rule: RBI to create a framework to stop banks from increasing home loan EMI tenures. 2 years agoAugust 10, 2023
Interview| Expect to maintain 30% CAGR growth: Manish Jaiswal, MD & CEO, Poonawalla Housing Finance Manish Jaiswal, managing director & CEO, Poonawalla Housing Finance, in an interview with Raghavendra Kamath discusses the lender’s growth plans… 2 years agoAugust 4, 2023
HOME FINANCING: Stalled project revived? Now get enhanced loan Most of the revived projects come with a steep cost escalation. 2 years agoAugust 3, 2023
When should you opt for home loan balance transfer? Opting for a home loan transfer, also known as balance transfer or refinancing, can be beneficial under certain circumstances for… 2 years ago
Home Loans and Income Tax: How to maximize tax savings and minimize liabilities Let’s understand how mindfully-claimed home loans can help one in saving their tax to maximum potential while also helping them… 2 years ago
Subsidy withdrawal, land prices weigh on affordable housing; home loan growth dips on waning demand in segment Home loans rose 14.6% year-on-year in May, lower than the 16.4% y-o-y rise in August 2022, RBI data showed. 2 years agoJuly 23, 2023
Demystifying Home Loan EMIs: What They Don’t Tell You When interest rates go up, while your EMI remains the same, the banks increase the tenure of your loan. 2 years agoJuly 22, 2023
When can you apply for a loan again after you have defaulted on a previous loan? Loan default news: Some lenders may ask for a higher interest rate when you apply again 2 years ago
Home Renovation Loan: Check out interest rate, eligibility criteria, tax benefits Home renovation loans are a popular financial product in India, as many homeowners seek to make improvements and upgrades to… 2 years ago
Two home loans? Combine them into one and save money – Here’s how If you want to combine two different home loans into a single loan, you can do it by using the… 2 years ago
Share of housing loans in total advances rises to 14.2 per cent in 11 years: RBI report During this period, the share of commercial real estate in total loans has hovered between 2.0-2.9 per cent. 2 years agoJuly 2, 2023
What should you do if Original Sale Deed is lost by bank? Legal experts suggest steps Sale Deed lost by bank? Legal experts suggest steps a home loan borrower can take after fully repaying the the… 2 years agoJune 29, 2023
Reverse Mortgage vs Loan Against Property: Which is the right option for you? Choosing between reverse mortgage and loan against property requires careful consideration of individual circumstances and financial goals. 2 years ago
HOME FINANCING: Get faster disbursal of funds with a pre-approved loan Conditional approval, also referred to as pre-approval, signifies an initial validation granted by a lender based on crucial factors such… 2 years ago
Budget 2025: Govt to bring Rs 2.67 lakh credit-linked subsidy back under Pradhan Mantri Awas Yojana for all?
Interview| Interest rate cut will spur demand for home loans, says Girish Kousgi, MD and CEO, PNB Housing Finance
Can you change current loan from floating rate to fixed interest rate and vice versa? RBI issues guidelines
