home loan interest

No rate cut by RBI, but home loan borrowers can still save on EMIs, experts suggest THIS

No rate cut by RBI, but home loan borrowers can still save big on EMIs – experts suggest THIS

RBI keeps repo rate unchanged at 5.5%, giving no fresh relief to home loan borrowers. However, smart borrowers can still…

August 6, 2025 11:16 IST

RBI's new rule: No prepayment charge will be levied on floating rate home loans from January 1

RBI’s new rule: No prepayment charges on floating rate home loans from Jan 1 next year

From January 1, 2026, RBI has barred banks and NBFCs from levying prepayment charges on floating rate home loans. This…

July 4, 2025 15:27 IST

THESE 5 banks are offering the cheapest home loan rates now — Are you paying more?

THESE 5 banks are offering home loan rates as low as 7.35% – Is your EMI still high?

Home loan EMIs are at their lowest in years, thanks to the RBI’s 100 bps repo rate cut in 2025.…

June 29, 2025 15:03 IST

Cheapest home loans in June: Banks charging lowest interest rates after RBI rate cut

Cheapest home loans in June: THESE banks charging lowest interest rates after RBI rate cut

Following the RBI’s 0.50% repo rate cut, many banks have lowered home loan interest rates. This move brings relief not…

Updated: June 8, 2025 14:16 IST

RBI rate cut: You will now save Rs 3,000 per month on your 50 lakh home loan EMIs - Here's how

RBI policy: You will now save Rs 3,000 per month on your 50 lakh home loan EMIs – Here’s how

The latest 50 bps cut is expected to significantly reduce home loan interest rates and revive housing demand, especially in…

June 6, 2025 13:06 IST

Home Loan Hacks: Your monthly EMI can drop if you follow THESE 4 tips

Most home loans are nowadays given at floating rates, which are linked to the RBI’s repo rate. As soon as…

Updated: April 11, 2025 17:26 IST

RBI Policy: Big relief! Your home loan EMIs to come down by THIS much on Rs 50 lakh amount

RBI Policy: Big relief! Your home loan EMIs may come down by THIS much on Rs 50 lakh amount

But it is still to be seen how banks respond to this RBI rate cut and how soon they give…

February 7, 2025 18:56 IST

Cheapest Home Loans: These top 5 banks offering best interest rates – Check tenors and other details

Loan amounts may vary depending on the case, while the Loan-to-Value (LTV) ratio allows for financing up to 90% of…

April 12, 2024 16:38 IST

Demystifying Home Loan EMIs: What They Don’t Tell You

When interest rates go up, while your EMI remains the same, the banks increase the tenure of your loan.

July 22, 2023 10:37 IST

Home Buying: Top trends to know amid rising home loan rates

Home buying trends in 2022: The physical nature of the asset ensures limited wealth erosion and significant returns as the…

October 25, 2022 14:07 IST

Home loan interest rate cut! Two banks offering cheaper loans than SBI and HDFC this festive season

Amid rising interest rates, two lenders – Bank of India and Bank of Maharashtra – have slashed their home loan…

October 19, 2022 17:04 IST

5 Things You Can't Ignore While Closing Your Home Loan

Home Loan: Cleared your loan? Do these five things now

You cannot afford to ignore certain due diligence when closing your home loan. The task may seem a little wearisome,…

September 19, 2022 00:15 IST

home loan, house building loan, dream home, construction of house, interest on loan, tax benefits on loan interest, tax benefits on principal repayment, income tax, tax benefits during construction period

House Building Loan: Can you claim tax deductions while constructing your house?

As the motive of taking a House Building Loan is to build a house, there are queries if the tax…

September 16, 2022 19:44 IST

Home Loan: Key clauses in home loan agreement you must be aware of

Understand the implications of the key clauses in your home loan agreement because there’s no going back once you have…

Updated: June 22, 2022 11:14 IST

Rising rates? Get below 7% interest rate home loans based on your credit score

Home Insurance checklist ahead of Monsoon 2022: Take cover for your home and its contents, too

Home Insurance checklist for property owners ahead of monsoon: You should take cover for your home and its contents, too

Updated: June 13, 2022 14:51 IST

Your Queries – Loans: Make part-payments on home loan as early as possible

An education loan repayment is the responsibility of the student and not the co-applicant, the parent.

May 30, 2022 00:45 IST

Borrowings: Tips to get the best out of your home loan deal

As the repo rate is at 4%, and the low-interest rates are unlikely to continue for long, now is the…

April 6, 2022 00:15 IST

income tax, tax benefits, affordable housing, home loan interest, Section 80EEA, Section 24(b), cost of affordable house, carpet area of affordable house

Tax Benefits on Affordable Housing: What happens if the carpet area of the house is not known?

As per the provisions u/s 80EEA, the value of the house property should not exceed Rs 45 lakh and the…

Updated: March 24, 2022 11:37 IST

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Vedanta-JAL deal: A premature move

Business1 hr ago

Vedanta has offered Rs 17,000 crore for Jaiprakash Associates’ assets, but will need approvals that could take 3-6 months. This is surprising as the businesses do not align with Vedanta’s core portfolio, but the payment terms are favorable. However, the turnaround visibility is unclear, and there are concerns about the strategic fit.

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