MSME credit exposure hits Rs 46 lakh crore in 2025, loan accounts grow 12%: Report
The CRIF-SIDBI report showed a 16.2% increase in small business credit exposure, reaching Rs 46 lakh crore in 2025. Government credit schemes for MSMEs and improved portfolio quality were also noted. Private banks and NBFCs are top lenders, and working capital loans are the most popular. Formalization has also risen, with 23.3% new borrowers.