education loan

Your salary grew 6%. Your child’s school fees grew 12%. Now what?

School fees rise at double-digit rates while salaries grow in single digits. The gap is small in one year, but…

Updated: September 8, 2025 06:39 IST

Credit card EMI and outstanding attract the same interest rate

The interest on the outstanding amount in your credit card typically kicks in after about 21 days of credit credit-free period.

August 9, 2025 13:44 IST

PNB Vidyalaxmi Scheme: PSU bank cuts interest rates on education loan by 20 bps

PNB Vidyalaxmi Scheme: PSU bank cuts interest rates on education loan – Check new rates, eligibility and more

Also called PM-Vidyalaxmi, the Vidyalaxmi Scheme is a special education loan product which is collateral-free and guarantor-free. This education loan…

Updated: June 3, 2025 12:06 IST

money, tax, loan, education loans, EMI, money, personal loan, interest rates

Pre-pay personal loan to reduce interest outgo; Your queries answered

Planning to pre-pay your personal loan or take a home, education, or gold loan? Get expert answers on foreclosure benefits,…

May 16, 2025 21:00 IST

How to avoid a debt trap after taking an education loan

Here are several key considerations that students should keep in mind to prevent an increase in their financial obligations.

December 20, 2024 12:31 IST

Up to Rs 2 crore loan and integrated savings account for students – Karnataka Bank launches 2 innovative products

With a view to empower the younger generations and contribute to India’s growing knowledge economy, Karnataka Bank Ltd announced the…

November 22, 2024 16:32 IST

PM Vidyalaxmi Scheme: Collateral-free, guarantor-free education loans! 3% interest subvention – Who is eligible?

Under the scheme, a mission-mode mechanism will facilitate the disbursement of collateral-free, guarantor-free loans to students enrolling in the top…

November 6, 2024 21:34 IST

Cabinet approves PM Vidyalaxmi Scheme, offering Rs 10 Lakh loans to students without guarantors

The approval of this scheme is seen as a crucial step towards realizing the vision of a Viksit Bharat (Developed…

November 6, 2024 19:34 IST

Is a Rs 20 lakh collateral-free education loan possible for international studies?

Obtaining an education loan of Rs 20 lakh typically necessitates the provision of collateral. Therefore, it is essential for students…

October 11, 2024 13:07 IST

NBFC, AUM, asset quality, education loans, turnaround times, credit underwriting, delinquency

NBFCs’ education loan AUM to cross Rs 60,000 cr this fiscal; asset quality to remain resilient despite country–specific concerns

After reporting a growth of over 80 per cent and 70 per cent in fiscals 2023 and 2024, respectively, NBFCs’…

September 3, 2024 15:36 IST

Education loans on rise in rural India, growing demand signals shift toward strategic investment

The digital revolution has also made it easier for students in rural areas to research and apply for education loans.

August 24, 2024 15:21 IST

Auxilo Finserve eyes expansion of student lending portfolio, secures funding led by LeapFrog Investments

Auxilo Finserve eyes expansion of student lending portfolio, secures funding from LeapFrog Investments, others

Auxilo Finserve, an education-based NBFC, has entered into definitive agreements with LeapFrog Investments and other investors for fund raising, and…

July 16, 2024 17:46 IST

In the just-concluded quarter, the growth in the private and government investment announcements declined 94% and 84%, respectively.

Sunshine Capital to diversify product offerings, to offer home & education loans

In its strategic expansion plan, the company is exploring opportunities to offer home loans and education loans, particularly targeting Indian…

June 19, 2024 16:27 IST

Should you be afraid of applying for an education loan?

With careful planning and responsible borrowing, education loans can be a step towards a brighter future.

June 19, 2024 09:30 IST

Alternative ways to finance overseas education without relying on education loans

With proper & strategic planning and having information on various funding sources, you can transform your study abroad dream into…

June 13, 2024 11:38 IST

Unveiling the secrets of smart financial planning for studying abroad

These are a few strategies for smart financial planning that can play a critical role in shaping many student’s dreams.

May 13, 2024 16:01 IST

Chola bets on mortgage biz to achieve growth.

How to finance your overseas education wisely

Students who dream of overseas education can benefit if they plan well and follow the financial guide.

April 2, 2024 16:31 IST

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Mercedes-Benz E-Class Verde Silver Metallic: A shade of sophistication

3 hr ago

Mercedes-Benz introduces new shade, Verde Silver Metallic, for E-Class in India. This deep silver with a hint of green adds sophistication and individuality, making it stand out in urban environment. E-Class LWB variant line-up, including E200, E220d, and E450 4Matic AMG Line, now available in this shade. Price drop due to GST reforms makes the E-Class more accessible.

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