digital lending

Paytm launches postpaid on UPI with ‘Spend Now, Pay Next Month’ feature – Know how it works

According to Paytm, it gives consumers the flexibility to manage liquidity without disrupting daily expenses, while merchants benefit from universal…

September 19, 2025 18:56 IST

Reserve Bank of India, RBI, banking, Banks, SBI, PSB, public sector bank

‘Microfinance continues to suffer from high interest, harsh recovery practices’: RBI Dy Guv Rao

Deputy Governor said that while microfinance has opened new avenues of financial services for a niche section, there are some…

June 9, 2025 20:44 IST

Flipkart announces $50 million ESOP buyback

Flipkart gets RBI nod for direct lending: Can offer loans directly to customers

Flipkart secures RBI’s NBFC licence, allowing it to offer loans directly to customers and sellers. This move marks a major…

Updated: June 5, 2025 18:36 IST

Kissht, OnEMI Technology, RBI, Reserve Bank of India, KreditBee, CASHe, Fibe, Stashfin, MoneyTap

Kissht parent’s AUM crosses Rs 4,000 crore in FY25

OnEMI Technology, parent of Kissht, sees 55% growth in AUM to Rs 4,200 crore in FY25. The company expands into…

April 3, 2025 21:40 IST

fintech, financial innovation, digital payment, UPI, payment solutions, investment, Digital lending

India’s fintech journey: Charting the course to global financial supremacy

With 1.4 billion people adopting digital, India has moved from being a follower of global trends to a trendsetter in…

February 4, 2025 17:16 IST

Less than 30% of MSMEs seek loans for future business growth: Survey

Most of the MSMEs applying for loans operated in manufacturing, retail, or seasonal industries, revealing that uninterrupted supply was key…

December 5, 2024 13:54 IST

PM Vishwakarma Yojana: Get a loan of Rs 3 lakh at just 5% interest – Here’s how to apply

Under the PM Vishwakarma Yojana, a loan of Rs 1 lakh is given in the first phase to start a…

November 4, 2024 12:26 IST

Veefin makes third acquisition this year with digital lending platform EpikIndifi for Rs 125 crore

EpikIndifi is the third acquisition for the company since June this year in its efforts to expand into an end-to-end…

September 17, 2024 06:00 IST

7 ways to bridge the MSME credit gap by banks, other lending institutions

If all ecosystem participants including banks, NBFCs, and fintechs align on the opportunity that PSL presents and work collaboratively with…

August 31, 2024 10:00 IST

Maharashtra Minister announces red carpet for MSMEs, startups

He expressed the government’s intention to revive sick industries, especially the MSME units in Maharashtra and he sought the support…

August 23, 2024 14:24 IST

Loan recovery agents harassing borrowers, RBI guidelines on loan defaults

Loan recovery agents harassing you? Know legal rights and steps you can take

To deal with instances of loan recovery agents harassing borrowers, the RBI has put in place a set of guidelines…

July 18, 2024 15:12 IST

Top prepaid plans with free Sony Liv to watch Gullak season 3, other shows

Small business owners aged 18-30 most digitally adept: Survey

According to the survey, 75% of small business owners aged 18-30 were the most digitally adept, with over 87% in…

June 29, 2024 11:58 IST

MSME, Lending, FlexiLoans, Nagpur, MSME lending, business loans, SME, Manish Lunia, Online loans,

MSME lender FlexiLoans plans Rs 100 crore loans to Nagpur MSMEs

Founded in 2016 by Manish Lunia, Ritesh Jain, and Deepak Jain, NBFC FlexiLoans claimed over 65,000 loans amounting to Rs…

May 30, 2024 13:40 IST

namdev finvest, Incofin India Progress Fund, British International Investment, LHC, msme loans, nbfc, digital loans, aum, assets under management, rbi, reserve bank of India

MSME lender Namdev Finvest sees 92% jump in AUM in FY24

The company has so far raised $41.5 million in funding, with $19 million in its last pre-Series C round from…

May 8, 2024 17:31 IST

Paytm, Paytm Payments Bank, regulatory scrutiny, RBI, revenue decline, business transition, customers, merchants, margin, GMV growth, NPCI, financial business, lending segment, EBITDA losses

Paytm’s FY25E revenue likely to decline by 24%; company to lose customers, 15-20% merchants to competitors

Motilal Oswal Financial Services estimated that Paytm’s FY25E revenue is expected to decline by 24 per cent. “We remain watchful…

March 25, 2024 15:05 IST

incred, msme loans, small business lending, unicorn, startup funding, KKR, BFSI, asset management, investment banking, Investcorp, Oaks Asset Management, Moore Capital, Elevar Equity, Paragon Partners

Incred to turn unicorn with Rs 500 crore Series D funding

InCred said the capital will be deployed across its core business verticals including consumer loans, student loans, and MSME Lending.

November 9, 2023 16:46 IST

Airpay, Airpay academy, expansion, financial services, MoU, Tanzania, economic growth, financial inclusion, Kunal Jhunjhunwala

Digital Lending 101: How to apply for paperless loans with instant approval

Digital lending has emerged as a transformative force in the Indian financial system, offering a seamless and efficient way to…

November 2, 2023 09:30 IST

tamilnad mercantile bank, jocata, digital lending, tmb, digital lending platform, s. krishnan tmb, msme loans,

Tamilnad Mercantile Bank partners with fintech platform Jocata for digital loans to MSMEs

According to the bank’s Q1 result, the retail, agri, and MSME segment had around 90 per cent contribution to the…

August 22, 2023 00:30 IST

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Ola’s triple-unicorn run gives way to execution stress

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In 2024, Bhavish Aggarwal achieved a rare feat in Indian startups by running three unicorns simultaneously. However, by the end of 2025, execution challenges and cash burn have caused a decline in optimism. The group’s AI venture, Krutrim, has faced delays and funding constraints, while Ola Electric’s two-wheeler business has lost momentum.

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