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RBI’s new rules for personal loans, gold collateral, capital raising: THESE changes to come into effect tomorrow

Under the new guidelines, banks are allowed to reduce the spread on floating-rate loans, even if the three-year lock-in period…

September 30, 2025 13:52 IST

Is CIBIL score mandatory for bank loan? Centre issues key clarification

Not just loans, low CIBIL score can also deny you a job

If you think CIBIL score only affects your loan or credit card approval, think again. A recent Parliament reply revealed…

August 19, 2025 17:13 IST

10 years of Jan Dhan Yojana: Re-KYC mandatory for most account holders

Jan Dhan Yojana: Re-KYC mandatory for most account holders — Here’s how to update your Jan Dhan account

The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in 2014 and approximately 56 crore PMJDY accounts have been opened…

August 6, 2025 12:34 IST

No rate cut by RBI, but home loan borrowers can still save on EMIs, experts suggest THIS

No rate cut by RBI, but home loan borrowers can still save big on EMIs – experts suggest THIS

RBI keeps repo rate unchanged at 5.5%, giving no fresh relief to home loan borrowers. However, smart borrowers can still…

August 6, 2025 11:16 IST

Got a high CIBIL score? You might still be denied a loan — here's why

Got a high credit score? You might still be denied a loan — here’s why

Thinking your credit score is enough to get a loan? Think again. Lenders also check your job stability, EMI burden…

July 24, 2025 16:49 IST

Why more and more young borrowers are defaulting on loans in Tier 3 cities and rural India

Why young borrowers are defaulting on loans in Tier 3 cities and rural India

Loan defaults in Tier 3 towns and rural India have surged to a six-quarter high, driven by small-ticket borrowing and…

July 21, 2025 12:26 IST

'Bought two apartments in Noida, Bengaluru and became debt-free by 35', Redditor's financial journey

‘First job Rs 7,000…bought two apartments in Noida, Bengaluru and became debt-free by 35’, Reddit user shares journey

Started with a ₹7,000 salary, this middle-class Reddit user bought two flats in Noida and Bengaluru and became debt-free by…

July 18, 2025 16:27 IST

RBI's new rule: No prepayment charge will be levied on floating rate home loans from January 1

RBI’s new rule: No prepayment charges on floating rate home loans from Jan 1 next year

From January 1, 2026, RBI has barred banks and NBFCs from levying prepayment charges on floating rate home loans. This…

July 4, 2025 15:27 IST

THESE 5 banks are offering the cheapest home loan rates now — Are you paying more?

THESE 5 banks are offering home loan rates as low as 7.35% – Is your EMI still high?

Home loan EMIs are at their lowest in years, thanks to the RBI’s 100 bps repo rate cut in 2025.…

June 29, 2025 15:03 IST

Missing out on Buy Now, Pay Later can cause huge damage to your credit score – know how

‘Buy Now Pay Later’ trap: How even a Rs 1,000 default can damage your credit score more than a missed EMI

A missed payment of just Rs 1,000 on a Buy Now, Pay Later (BNPL) plan can hurt your credit score…

June 26, 2025 13:39 IST

No relief in home loan EMI despite repo rate cut? Here’s the hidden reason

A recent report titled ‘Home Loans Made Easy’ rightly noted that having the right benchmark can help you save more…

June 19, 2025 17:02 IST

Canara Bank offers one of the cheapest home loans – Check new home, consumer loan rates

After the RBI slashed the repo rate to 5.50%, Canara Bank has reduced its home loan interest to 7.4% and…

June 14, 2025 11:23 IST

Canara Bank cuts home loan interest rates after RBI repo rate move — check new rates for borrowers

Canara Bank cuts home, personal loan interest rates — check new lending rates

Canara Bank has slashed its Repo Linked Lending Rate (RLLR) from 8.75% to 8.25% following the RBI’s latest repo rate…

June 11, 2025 21:39 IST

Cheapest home loans in June: Banks charging lowest interest rates after RBI rate cut

Cheapest home loans in June: THESE banks charging lowest interest rates after RBI rate cut

Following the RBI’s 0.50% repo rate cut, many banks have lowered home loan interest rates. This move brings relief not…

Updated: June 8, 2025 14:16 IST

Muthoot Finance is Jefferies preferred pick among gold financiers: Sets target price as high as Rs 2,660

Gold loan rules relaxed: RBI raises LTV limit to 85% for loans up to Rs 2.5 lakh – What it means for borrowers

Earlier in April, the central bank had flagged several issues during a joint supervisory review such as excessive LTV breaches,…

June 6, 2025 13:52 IST

RBI rate cut: You will now save Rs 3,000 per month on your 50 lakh home loan EMIs - Here's how

RBI policy: You will now save Rs 3,000 per month on your 50 lakh home loan EMIs – Here’s how

The latest 50 bps cut is expected to significantly reduce home loan interest rates and revive housing demand, especially in…

June 6, 2025 13:06 IST

RBI 50 bps repo rate cut: Check how much your EMI will drop on a Rs 50 lakh home loan over 20 years — Full calculation

RBI’s 50 bps repo rate cut: Check how much your EMI will drop on a Rs 50 lakh home loan over 20 years — Full calculation

The Reserve Bank of India has cut the repo rate by 50 basis points, marking the third consecutive reduction in…

Updated: June 6, 2025 11:36 IST

RBI MPC Meeting June 2025: Your home loan EMI will come down further? Key decision tomorrow

The repo rate is an important weapon to control the country’s liquidity, inflation and economic stability. In particular, it also…

June 5, 2025 19:31 IST

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India News42 min ago

Congress and Samajwadi Party leaders demand a ban on RSS, citing Sardar Patel’s wish to ban the organisation after Indira Gandhi’s assassination. Congress chief Kharge urges PM Modi to honor Patel’s views, referencing his letter to Mukherjee about banning the RSS for celebrating Gandhi’s death. Akhilesh Yadav also supports the ban.

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