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Good news for homebuyers: Loan EMIs fall by nearly Rs 4,000 as banks cut rates after RBI policy

Banks cut home loan rates after RBI policy: HDFC Bank, PNB, BoB lead — find out your EMI savings

Homebuyers finally have something to cheer about. After the Reserve Bank of India (RBI) cut the repo rate by 25…

December 8, 2025 17:31 IST

RBI cuts repo by 125 bps in 2025: Home loan borrowers to save over Rs 9 lakh in EMIs on Rs 50 lakh loan

RBI policy: Home loan borrowers save Rs 9 lakh in EMIs on Rs 50 lakh loan after rate cuts in 2025

With this 25 bps cut, the central bank has reduced the key rate at which it lends to commercial banks…

December 5, 2025 11:28 IST

What is average debt per borrower in India? Govt answers in Parliament

India’s reliance on household credit has surged sharply in recent years, with new data presented in the Lok Sabha showing…

December 1, 2025 20:45 IST

RBI allows loans against silver: New rules, LTV limits, who can borrow and how value will be assessed

Now take loan against silver – New rules, LTV limits, who can borrow and how value will be assessed

The Reserve Bank of India has opened a new borrowing avenue by allowing loans against silver jewellery and coins from…

November 14, 2025 16:45 IST

RBI’s new rules for personal loans, gold collateral, capital raising: THESE changes to come into effect tomorrow

Under the new guidelines, banks are allowed to reduce the spread on floating-rate loans, even if the three-year lock-in period…

September 30, 2025 13:52 IST

Is CIBIL score mandatory for bank loan? Centre issues key clarification

Not just loans, low CIBIL score can also deny you a job

If you think CIBIL score only affects your loan or credit card approval, think again. A recent Parliament reply revealed…

August 19, 2025 17:13 IST

10 years of Jan Dhan Yojana: Re-KYC mandatory for most account holders

Jan Dhan Yojana: Re-KYC mandatory for most account holders — Here’s how to update your Jan Dhan account

The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in 2014 and approximately 56 crore PMJDY accounts have been opened…

August 6, 2025 12:34 IST

No rate cut by RBI, but home loan borrowers can still save on EMIs, experts suggest THIS

No rate cut by RBI, but home loan borrowers can still save big on EMIs – experts suggest THIS

RBI keeps repo rate unchanged at 5.5%, giving no fresh relief to home loan borrowers. However, smart borrowers can still…

August 6, 2025 11:16 IST

Got a high CIBIL score? You might still be denied a loan — here's why

Got a high credit score? You might still be denied a loan — here’s why

Thinking your credit score is enough to get a loan? Think again. Lenders also check your job stability, EMI burden…

July 24, 2025 16:49 IST

Why more and more young borrowers are defaulting on loans in Tier 3 cities and rural India

Why young borrowers are defaulting on loans in Tier 3 cities and rural India

Loan defaults in Tier 3 towns and rural India have surged to a six-quarter high, driven by small-ticket borrowing and…

July 21, 2025 12:26 IST

'Bought two apartments in Noida, Bengaluru and became debt-free by 35', Redditor's financial journey

‘First job Rs 7,000…bought two apartments in Noida, Bengaluru and became debt-free by 35’, Reddit user shares journey

Started with a ₹7,000 salary, this middle-class Reddit user bought two flats in Noida and Bengaluru and became debt-free by…

July 18, 2025 16:27 IST

RBI's new rule: No prepayment charge will be levied on floating rate home loans from January 1

RBI’s new rule: No prepayment charges on floating rate home loans from Jan 1 next year

From January 1, 2026, RBI has barred banks and NBFCs from levying prepayment charges on floating rate home loans. This…

July 4, 2025 15:27 IST

THESE 5 banks are offering the cheapest home loan rates now — Are you paying more?

THESE 5 banks are offering home loan rates as low as 7.35% – Is your EMI still high?

Home loan EMIs are at their lowest in years, thanks to the RBI’s 100 bps repo rate cut in 2025.…

June 29, 2025 15:03 IST

Missing out on Buy Now, Pay Later can cause huge damage to your credit score – know how

‘Buy Now Pay Later’ trap: How even a Rs 1,000 default can damage your credit score more than a missed EMI

A missed payment of just Rs 1,000 on a Buy Now, Pay Later (BNPL) plan can hurt your credit score…

June 26, 2025 13:39 IST

No relief in home loan EMI despite repo rate cut? Here’s the hidden reason

A recent report titled ‘Home Loans Made Easy’ rightly noted that having the right benchmark can help you save more…

June 19, 2025 17:02 IST

Canara Bank offers one of the cheapest home loans – Check new home, consumer loan rates

After the RBI slashed the repo rate to 5.50%, Canara Bank has reduced its home loan interest to 7.4% and…

June 14, 2025 11:23 IST

Canara Bank cuts home loan interest rates after RBI repo rate move — check new rates for borrowers

Canara Bank cuts home, personal loan interest rates — check new lending rates

Canara Bank has slashed its Repo Linked Lending Rate (RLLR) from 8.75% to 8.25% following the RBI’s latest repo rate…

June 11, 2025 21:39 IST

Cheapest home loans in June: Banks charging lowest interest rates after RBI rate cut

Cheapest home loans in June: THESE banks charging lowest interest rates after RBI rate cut

Following the RBI’s 0.50% repo rate cut, many banks have lowered home loan interest rates. This move brings relief not…

Updated: June 8, 2025 14:16 IST

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