PM-Kisan Yojana Explained: The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan Yojana) is a government initiative aimed at providing financial support to small and marginal farmers across India. Launched by the Narendra Modi-led government, the scheme came into effect on December 1, 2018. It promises to deliver a minimum income support of Rs 6,000 per year to eligible farmer families, irrespective of the size of their landholding.
Under the PM-Kisan Yojana, each eligible farmer family receives Rs 6,000 annually in three equal installments of Rs 2,000 each, disbursed every four months. The scheme defines a family as comprising a husband, wife, and minor children. The funds are directly transferred to the bank accounts of the farmers or their families, ensuring transparency and efficiency in the distribution process.
PM-Kisan Yojana eligibility criteria
To benefit from the PM-Kisan Yojana, the following conditions must be met:
- The applicant must be a landholding farmer’s family with cultivable land in their name.
- Farmers from both urban and rural areas are eligible.
- The scheme targets small and marginal farmer families.
PM-Kisan Yojana: Exclusions from the scheme
Certain categories of individuals and families are excluded from the PM-Kisan Yojana, including:
- Institutional landholders
- Present or retired officers and employees of state/central government, PSUs, and government autonomous bodies
- Individuals with higher economic status, such as income tax payers and those holding constitutional posts
- Professionals like doctors, engineers, and lawyers
- Retired pensioners with a monthly pension exceeding Rs 10,000
PM-Kisan Yojana: Here’s how eligible beneficiaries can register
Farmers can register for the PM-Kisan Yojana through several channels:
- Local revenue officers (patwari) or nodal officers designated by the state government.
- Authorized Common Service Centres (CSCs), which charge a nominal fee for registration.
- The official PM-Kisan Yojana website (pmkisan.gov.in), where the ‘Farmers Corner’ section allows for self-registration, name editing in the database, and payment status checks.
PM-Kisan Yojana: List of documents required
- Aadhaar card (mandatory)
- Citizenship certificate
- Landholding papers
- Bank account details