Yes Bank reported a 59.4 per cent Year-on-Year (YoY) profit growth in the first quarter of the financial year 2025-26. The private sector bank reported a profit of Rs 801 crore in Q1FY26, while its profit in Q1FY25 stood at Rs 502 crore.
Further, Yes Bank’s total income in Q1FY26 stood at Rs 9348.11 crore. The bank posted a 4.82 per cent YoY growth in its total income in the first quarter of FY26, as its income in the corresponding quarter of FY25 was Rs 8918.14 crore.
The Bank’s Net Interest Income (NII) went up by 5.7 per cent YoY in Q1FY26 to Rs 2,371 crore. The Net Interest Margin (NIM) for the quarter, meanwhile, stood at 2.5 per cent.
Yes Bank’s Net NPA ratio stood at 0.3 per cent, down by 20 basis points YoY.
Yes Bank Q1 balance sheet
Yes Bank’s Net Advances reached Rs 2,41,024 crore in Q1FY26. The bank’s advance book saw a 5 per cent YoY growth. Retail and commercial banking’s share in the bank’s Net Advances stood at 74 per cent in the quarter.
Furthermore, while commercial banking advances increased by 19 per cent YoY, the Micro Enterprise Banking segment, part of retail banking, registered an 11.2 per cent YoY growth.
Yes Bank’s total deposits grew by 4.1 per cent YoY in the quarter, reaching Rs 2,75,843 crore in Q1. The bank’s CASA (Current Account and Savings Account) ratio increased from 30.8 per cent in Q1FY25 to 32.8 per cent in Q1FY26.
The bank opened about 2,51,000 retail Current and Savings accounts in the first quarter of FY26.