ICICI Bank reported a 15.45 per cent Year-on-Year (YoY) standalone net profit growth in the first quarter of the financial year 2025-26. The private sector bank reported a profit of Rs 12,768 crore in Q1FY26, while its standalone net profit in Q1FY25 stood at Rs 11,059 crore.
Further, ICICI Bank’s total income in Q1FY26 stood at Rs 51,451 crore. The bank posted an 11.86 per cent YoY growth in its total income in the first quarter of FY26, as its income in the corresponding quarter of FY25 was Rs 45,997 crore.
The Bank’s Net Interest Income (NII) went up by 10.6 per cent in Q1FY26 to Rs 21,635 crore. The Net Interest Margin (NIM) for the quarter, meanwhile, stood at 4.34 per cent, against a NIM of 4.36 per cent in Q1FY25.
ICICI Bank’s net NPA ratio came down to 0.41 per cent in the first quarter of FY26 from 0.43 per cent in Q1FY25. The bank’s gross NPA addition in the quarter was Rs 6245 crore.
ICICI Bank Q1 balance sheet
ICICI Bank’s total capital and liabilities stood at Rs 21.23 lakh crore in Q1FY26, while the same was Rs 18.92 lakh crore in Q1FY25.
The bank registered an 11 per cent YoY growth in its total advances in Q1, reaching 13.64 lakh crore. Retail advances, which form about 52 per cent of the total credit portfolio of the bank, grew by 6.9 per cent on a YoY basis. The business banking portfolio grew by 29.7 per cent, while the rural credit portfolio declined by 0.4 per cent YoY.
ICICI Bank’s total deposit at the end of Q1FY26 stood at Rs 16.08 lakh crore, growing by 12.8 per cent YoY. The bank’s average current account deposits increased by 11.2 per cent YoY, and average savings account deposits grew by 7.6 per cent YoY.
The bank added 83 new branches in the first quarter of the fiscal year, taking the total branch count to 7,066.