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    1. Business News
    2. Authors
    3. saikatneogi

    Saikat Neogi

    women's share, corporate boards, woman entrepreneurs, NSE, corporate, Industry
    Fourfold jump in women’s share in corporate boards since 2013

    The report shows that women independent directors are seven years younger than their male counterparts on an average while non-independent…

    By Saikat Neogi
    March 7, 2025 21:43 IST
    February sees a market shock. (Image Source: Reuters)
    Don’t file updated ITR to get tax refund

    Total income must be equal to or more than that in original return.

    By Saikat Neogi
    March 1, 2025 02:15 IST
    micro-SIP, money, Mutual funds, SIP, Micro Systematic Investment, Unified Payment Interface
    EXPLAINER | Building the equity culture with micro-SIP

    While Mutual Fund companies offer SIPs for as low as Rs 100, these schemes are not pushed much as they…

    By Saikat Neogi
    February 27, 2025 01:45 IST
    Annual value of second self-occupied property is now zero. (Image Source: Freepik)
    Be tax smart with a second home

    Income tax laws now allow two self-occupied properties, making a second home a tax-saving and capital appreciation opportunity, especially for…

    By Saikat Neogi
    February 22, 2025 02:30 IST
    The NICB fraud has raised new concerns about the safety of deposits in co-operative banks. (Image Source: Pexels)
    Do not keep all fixed deposits in one bank

    The NICB fraud has revived concerns over deposit safety in co-operative banks, with 430 such bank failures since 1962, risking…

    By Saikat Neogi
    February 22, 2025 01:30 IST
    DICGC, RBI, Reserve Bank of India, FD, deposits, current, savings, fixed
    Lock into deposits of multiple maturities

    A three- to five-year tenure will reduce reinvestment risk.

    By Saikat Neogi
    February 15, 2025 02:00 IST
    Tax, GIFT City, Money, Ulips, IFSC, insurance, NRI, International Financial Services Centre
    Tax arbitrage on GIFT City Ulips for NRIs

    12.5% tax on gains from Rs 2.5L + premium Ulips for residents.

    By Saikat Neogi
    February 10, 2025 00:05 IST
    Reserve Bank of India, RBI, loans, money, mutual fund, SIP
    Bump up investment goals, pay off loans

    Keep discretionary spends within 20% of the additional funds.

    By Saikat Neogi
    February 8, 2025 00:30 IST
    You still need EPF, NPS, insurance
    You still need EPF, NPS, insurance

    Don’t ditch these just because tax incentives are gone.

    By Saikat Neogi
    February 3, 2025 05:30 IST
    Buy gold on dips to benefit from price rally
    Buy gold on dips to benefit from price rally

    Allocation up to 15% will be ideal to stabilise portfolio.

    By Saikat Neogi
    February 1, 2025 00:15 IST
    Securities and Exchange Board of India, CAGR, SEBI, Money, IR, Mutual Fuds, Funds
    Is your mutual fund return silent on the risks?

    A high information ratio shows fund’s consistency in returns.

    By Saikat Neogi
    January 25, 2025 01:30 IST
    Investors, hybrid funds, market valuations, money, mutual fund, MF
    Hybrid funds built for volatility

    If interest rates fall, bond component of such funds will benefit.

    By Saikat Neogi
    January 20, 2025 00:05 IST
    tax, money, capital gain, capital loss, STCG, stocks, mutual funds, MF
    Stock investor? Know how to harvest Rs 1.25 lakh tax-free capital gains!

    Investors with a large portfolio of stock and equity mutual funds will have higher incremental gains. They must harvest the…

    By Saikat Neogi
    Updated: January 20, 2025 17:10 IST
    Rupee impact: Overseas study and travel to become costlier
    Rupee impact: Overseas study and travel to become costlier

    For instance, if a US university charges $40,000 per year, the cost in rupees used to be Rs 32 lakh…

    By Saikat Neogi
    January 14, 2025 02:15 IST
    nps, money, investment, SIP
    Withdraw NPS corpus in tranches: Retain 60% of funds in systematic withdrawal plan for higher yields

    This reduces risk of taking out the money at a market low.

    By Saikat Neogi
    January 13, 2025 00:05 IST
    insurance, MWP Act, policyholder, money, Married Women’s Property, Term Insurance
    Protect insurance payouts from creditors by buying term plan under MWP Act

    Before buying a term plan under the MWP Act, a policyholder must clearly understand its irrevocable nature and once assigned,…

    By Saikat Neogi
    January 11, 2025 00:30 IST
    diversified equity funds, sectoral funds, PPFAS Mutual Fund, mutual fund, money
    Stick with diversified equity funds, avoid sectoral funds now: PPFAS Mutual Fund CIO Rajeev Thakkar

    The asset allocation of every investor depends on factors such as age, nature of income, the income  – expenditure  and…

    By Saikat Neogi
    December 30, 2024 00:05 IST
    insurance, money, insurance claim, policy, health policy, insurance policy
    Take super top-up for more than one claim

    You can save on premiums too with a super top-up insurance plan.

    By Saikat Neogi
    December 28, 2024 01:00 IST
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    Latest News

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    ISRO launches heaviest communication satellite CMS-03 - Here’s all you need to know 

    ISRO launches its heaviest communication satellite CMS-03 – Here’s all you need to know 

    Nifty Pauses After Rally: Doji Signals Consolidation Near Highs

    Nifty poised for short consolidation

    Former New Zealand captain Kane Williamson announces T20I retirement with immediate effect

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